Problem you are facing with BOB Credit Card - Post your problem here

[karankayastha]

My bob application rejected have good cibil too applied through tf link application number- 221221900001266
Any solution foe this? Should i try with an agent to get it again? @TechnoFino

 

[misteramit]

My bob application rejected have good cibil too applied through tf link application number- 221221900001266
Any solution foe this? Should i try with an agent to get it again? @TechnoFino View attachment 8687

same happened with me , no proper response from bank support team , keeps saying same thing internal bank policy try after 6 months, even though status check website showing it is under process but I got a mail for rejection

 

[Adwait]

My bob application rejected have good cibil too applied through tf link application number- 221221900001266
Any solution foe this? Should i try with an agent to get it again? @TechnoFino View attachment 8687

Even mine got rejected I lodged a complaint in Rbi ombudsman and card was approved in a week.

 

[karankayastha]

Even mine got rejected I lodged a complaint in Rbi ombudsman and card was approved in a week.

How to do that can you explain in detail what exactly you wrote

 

[Adwait]

How to do that can you explain in detail what exactly you wrote

Actually I have attached address proof in application form still they where sending the same reply even from nodal officer that due to unavailability of address proof and internal criteria application is declined.

I attached my application form and their same repeated replies to rbi.

Here are some screenshots.

 

[Paritosh]

They said that the application is under process but didn't get any updates on their portal. Seems that they are not processing it...

Finally received my Eterna card.

 

[sharma]

Finally received my Eterna card.

View attachment 9218

Is it ltf

 

[Paritosh]

Is it ltf

Yes. My ITR is 30+ So got it Ltf

 

[starstruck]

I have recently got BOB Premier this month.

Wanted to know after how long I can upgrade to Eterna? I meet the salary criteria.

 

[SangEUD]

Yes. My ITR is 30+ So got it Ltf

Are they still issuing Eterna as LTF basis 30L ITR/ 2.5L pm Salary. Heard, they stopped it since 1-2 months.

Yours was New application or upgrade over existing BOB card ?

 

[Paritosh]

I applied 2 months back 🙃

 

[vip3rc5]

My BOB Premier card got approved and dispatched through speed post (Still wondering why as I live in NCR). Anyway the speed post tracking id says consignment details not found lol. Don't know how to tackle this situation

 

[starstruck]

My BOB Premier card got approved and dispatched through speed post (Still wondering why as I live in NCR). Anyway the speed post tracking id says consignment details not found lol. Don't know how to tackle this situation

It takes time for handover from bank to speed post and then speed post updating status in their tracking system. Wait for a few days to get the tracking or the package directly (lol).

 

[vip3rc5]

It takes time for handover from bank to speed post and then speed post updating status in their tracking system. Wait for a few days to get the tracking or the package directly (lol).

Well I received the sms about my card getting dispatched by speed post on 12th Jan. I have personally sent far too many things using speed post it hardly takes a day or two to update the status. It has been almost more than a week now so just waiting patiently else I guess BOB Customer Care will encounter a brand new voice of mine 😅

 

[Lakshya Mahani]

My father applied BOB premier on 23 November 2022, it got approved yesterday😂😂. Not sure about he card he will get( as bob change the card few times), also not sure about the limit.

 

[rogerthat]

Did anyone apply for a BoB card recently (Eterna)? What was the experience? I've heard that BoB is notorious for taking a long time to process applications. Is it still like that?

 

[husainbhab]

Hi..
I applied for BOB PREMIER Credit Card on 07-12-2022.
All went well, IPV was completed. after IPV I got a verification call and all seemed perfectly normal.
MY cibil is 788, ITR is 12Lakhs+ I am also holding other bank cards with a decent credit limit.
but when I checked my application status I was shocked to know that my application was "REJECTED".
I emailed customer care for reconsideration of my application, but the response was negative.
I then escalated my complaint to nodal and asked the exact reason for the rejection of the application.
I was told that I am already holding ONE card issued by BOB financial. i argued that ONE card is issued by FPL in which BOB Financial is a lending partner. but they didn't consider it.

Has anyone had this same experience?
Is anyone holding ONE card issued by BOB and still having another BOB Card (Etrena Premier etc..) ?
Any Suggestions?

 

[rogerthat]

Yes I have heard this one too. Apparently they have a rule that only one credit card association per customer irrespective of channel of issuance.
At the same time there are cases where people do hold multiple cards. I think that this rule can be superseded on recommendation by a RM/BM. You could try that channel.

 

[vip3rc5]

My father applied BOB premier on 23 November 2022, it got approved yesterday😂😂. Not sure about he card he will get( as bob change the card few times), also not sure about the limit.

I applied for Premier and Got Select.
I didn't escalated this issue further as I only need BOB Card for Amazon Recharge & Bill Offer and other card offers.
They didn't asked for any income proofs nor did they did any verification. They straight away approved Select card and delivered it to me through speed post.
They acted like I thought. Damn Govt. Banks

 

[AllSeeker]

Hi..
I applied for BOB PREMIER Credit Card on 07-12-2022.
All went well, IPV was completed. after IPV I got a verification call and all seemed perfectly normal.
MY cibil is 788, ITR is 12Lakhs+ I am also holding other bank cards with a decent credit limit.
but when I checked my application status I was shocked to know that my application was "REJECTED".
I emailed customer care for reconsideration of my application, but the response was negative.
I then escalated my complaint to nodal and asked the exact reason for the rejection of the application.
I was told that I am already holding ONE card issued by BOB financial. i argued that ONE card is issued by FPL in which BOB Financial is a lending partner. but they didn't consider it.

Has anyone had this same experience?
Is anyone holding ONE card issued by BOB and still having another BOB Card (Etrena Premier etc..) ?
Any Suggestions?

I do. Actually, onecard is technically not considered their own card, so its not an issue.