Procedure to upgrade IndusInd Credit Card

[kashyapaditya256]

Hi, I have IndusInd Platinum Credit Card, with a very low limit of 30,000. Since this is a very basic credit card, I want to avail Legend Credit Card, which is a high end card.

I got the Platinum Card 6-7 months back with no income proof, but I can provide it to get the upgrade to Legend credit card.

On a daily basis, I receive Credit Card offers from representatives to upgrade my card, but it shows, PAN exit when proceeding for application, kindly help me out in upgrading my card.

 

[bhsiddharth]

Approach branch / customer care, or close existing (not tried yet - so not sure on cooling period) and apply using PaisaBazaar.

 

[Rahul92]

I too have an indusind platinum card with 30K limit , 6 month old.

Even if we upgrade it , limit may stay the same. Moreover , the card is almost useless , i never use it.

So it's better to close it and apply fresh after 6 cooldown for legend.

 

[Teja Bhai]

they offer me the same 30k limit for platinum cards..

why is Indusind offering such a low limit??

 

[Rahul92]

I too have an indusind platinum card with 30K limit , 6 month old.

Even if we upgrade it , limit may stay the same. Moreover , the card is almost useless , i never use it.

So it's better to close it and apply fresh after 6 cooldown for legend.

I applied for Limit enhancement and card upgrade.

My limit was increased from 30 k to 1 L but card was not upgraded.

 

[federer.reddevil]

I applied for Limit enhancement and card upgrade.

My limit was increased from 30 k to 1 L but card was not upgraded.

How to apply for Limit Enhancement?

 

[Rahul92]

How to apply for Limit Enhancement?

I called customer care to close the card . Gave reason as low limit. So they took the request for limit enhancement and it was done in a week. There was a cibil enquiry though.

I expected a higher limit , but I'm gonna keep it for now as i don't use indusind cards

 

[federer.reddevil]

I called customer care to close the card . Gave reason as low limit. So they took the request for limit enhancement and it was done in a week. There was a cibil enquiry though.

I expected a higher limit , but I'm gonna keep it for now as i don't use indusind cards

Oh okey I will try the same method I have been asking for Limit Enhancement for a long time

 

[kashyapaditya256]

guys, I closed my IndusInd Credit in December, and in January I was able re-apply through IndusInd portal an got Legend Credit Card with a limit of Rs. 1,80,000

 

[Rahul92]

guys, I closed my IndusInd Credit in December, and in January I was able re-apply through IndusInd portal an got Legend Credit Card with a limit of Rs. 1,80,000

Earlier -
Which card
Limit?
How old was it ?

 

[kashyapaditya256]

Earlier -
Which card
Limit?
How old was it ?

I had contactless Platinum Card with a limit of 30,000. I got that card in May of last year

 

[Teja Bhai]

I had contactless Platinum Card with a limit of 30,000. I got that card in May of last year

They are doing same thing me..
Offering Platinum card with 30k limit..
.
What did you do different second time?
.
Just curious, did you applied through paisabazaar for 1st time ..
Let us know..

 

[Rahul92]

I too got platinum 30 K limit through bankbazaar in June 2022.

They increased its limit to 1L and upgraded to Legend LTF when i threatened to close it in December

 

[Teja Bhai]

I too got platinum 30 K limit through bankbazaar in June 2022.

They increased its limit to 1L and upgraded to Legend LTF when i threatened to close it in December

Did you submit other bank cc statement or ITR.

 

[Strange]

I called customer care to close the card . Gave reason as low limit. So they took the request for limit enhancement and it was done in a week. There was a cibil enquiry though.

I expected a higher limit , but I'm gonna keep it for now as i don't use indusind cards

Did they ask for any documents for LE?

 

[Venky]

I have the Indusind Platinum card since June ‘21 and have not received a single limit enhancement. Though my limit is 3 lakhs. I have used it extensively for a year before I got into the whole credit card scene with spendings of over 7-8 lakhs with not a single late payment and yet they wont upgrade my card to Legend or give me a limit enhancement. Hence I’ve put it my drawer and only use it for my netflix subscription to increase my card payment history.

Should I try asking them to close the card? Maybe then they would enhance my limit. 🤦‍♂️

 

[Rahul92]

Did they ask for any documents for LE?

Yes , itr

 

[Strange]

guys, I closed my IndusInd Credit in December, and in January I was able re-apply through IndusInd portal an got Legend Credit Card with a limit of Rs. 1,80,000

Was there a physical verification of home/office address?
Did they ask for income proof?

 

[kashyapaditya256]

No income proof. My residence address was verified.

 

[kashyapaditya256]

They are doing same thing me..
Offering Platinum card with 30k limit..
.
What did you do different second time?
.
Just curious, did you applied through paisabazaar for 1st time ..
Let us know..

I had applied through PaisaBazaar earlier. But while closing the card I said I'm not happy with the Card nor the limit.

Suddenly, within a month of card closure, I got a pre approved message of a Credit Card offer.