Purchasing a bike using a credit card.

[ABHISHEKk]

I need assistance and advice as I'm planning to buy a bike on EMI through Flipkart using a credit card. Could you suggest the best credit card and available offers for this? Also, I would appreciate guidance on the best payment method to minimize interest rates and avoid any extra charges like processing fees. Alternatively, should I consider opting for a personal loan or a two-wheeler loan instead?

 

[vadixit]

I need assistance and advice as I'm planning to buy a bike on EMI through Flipkart using a credit card. Could you suggest the best credit card and available offers for this? Also, I would appreciate guidance on the best payment method to minimize interest rates and avoid any extra charges like processing fees. Alternatively, should I consider opting for a personal loan or a two-wheeler loan instead?

2 Wheeler loans are usually cheaper than personal loan as they have the vehicle as guarantee.

 

[prankster]

Check IDFC cards, they were offering 6k flat off for emi payments on bike. I eventually used SBI cashback card and received 5% cashback couple weeks ago on full payment.
You can also check Flipkart Axis CC. It will give better discount any day.

 

[ABHISHEKk]

Check IDFC cards, they were offering 6k flat off for emi payments on bike. I eventually used SBI cashback card and received 5% cashback couple weeks ago on full payment.
You can also check Flipkart Axis CC. It will give better discount any day.

Yeah idfc have some offers, but my credit limit is 20k less , as per the final payment.... and if go with flipkart , then it won't give cashback on emi txns.