QUERY before closing AXIS savings account

[Vasuki]

Before this month i was never charged for non maintenance of balance 5k . When it lapsed in random months .
Non usage of this account soley bcz of massive devaluation of debit card in axis
Now i got cc based on Savings account .

Query is
1 - if i close savings account.will i get personal loan offers and Car loan offer ( pre approved without savings account.
2 - will i get loan on cc option without savings account .

Please share your experiences. If u just have cc from.axis and pre approved offers u got

 

[NShah]

will i get loan on cc option without savings account .

Yes

Now i got cc based on Savings account .

How old was the account when you got the credit card offer?

 

[AritraSaha]

Before this month i was never charged for non maintenance of balance 5k . When it lapsed in random months .
Non usage of this account soley bcz of massive devaluation of debit card in axis
Now i got cc based on Savings account .

Query is
1 - if i close savings account.will i get personal loan offers and Car loan offer ( pre approved without savings account.
2 - will i get loan on cc option without savings account .

Please share your experiences. If u just have cc from.axis and pre approved offers u got

If its a easy access account.. you can transfer the account to rural branch for lower mab. Can be done online.

Axis is excellent at taking charges.. so if you don't use it.. might as well close it.