Query on ICICI Credit Limit Decrease through IB / iMobile - Updated Credit Limit in Cibil / Experian

[✪ D&C Cards Connoisseur 💳]

Hello Community, I'm getting mixed feedback reviews regarding ICICI Credit Card Limit Decrease.
Some are telling that Decreasing Credit Limit through Internet Banking or iMobile app will automatically show updated decreased limit in Cibil/ Experian, etc.
While others told that communicating with Customer Support and decreasing limit manually though customer support will display updated decreased limit in Cibil/ Experian, etc.

So, what is the actual process of decreasing ICICI Credit Limit so that it will display updated decreased limit in Cibil/ Experian, etc. ?

Looking for genuine answers only from users who have personally tried and no assumptions please !

 

[R_A_J]

Decreasing limit via mobile/net banking shows up the new limit on cibil.....and the good thing is you can go back to your old limit via same channel.

I had used the card slightly below the self-set (decreased) limit, and to my surprise it showed up high utilization ratio for icici in the GPay freec cibil report for that month.... my actual/max credit limit was 4 to 5X more than decreased limit.

 

[Yugi]

Yes, I have a 5L+ limit, but I set it to 3L on the mobile app, and 3L is the limit that reflects on my CIBIL report too.

 

[✪ D&C Cards Connoisseur 💳]

Decreasing limit via mobile/net banking shows up the new limit on cibil.....and the good thing is you can go back to your old limit via same channel.

Yes, I have a 5L+ limit, but I set it to 3L on the mobile app, and 3L is the limit that reflects on my CIBIL report too.

Can you please confirm after how many days of reduction in iMobile / IB, you got to see decreased limit in Cibil?

 

[cc_dc_explorer]

ICICI is showing to manage spend limit not credit limit.. when I decrease the limit the credit limit still shows intact, only the spend limit is getting updated. Are you guys sure it will reflect in CIBIL?