sahil1033
TF Premier
I went to PNB branch a few days ago to get RuPay Select debit card and I already have RuPay Platinum debit card from them. They said that in PNB, there's no provision to have 2 debit cards (of different variants) active on a single savings account. Is that true?
Also, I was told that minimum QAB requirement to get RuPay Select debit card is Rs. 50,000. Is that true as well? If yes, if I load enough money so that by end of current quarter ending on 30-September-2023 I achieve 50k QAB and get the Select debit card and later on withdraw all the amount and never maintain 50k QAB, what will happen?
I'm desperately looking for a RuPay Select debit card since my Amazon Prime expired a few months back and at Rs. 590, getting Amazon Prime subscription is a lucrative offer. And PNB offers one of the lowest issuance/joining as well as annual fee for RuPay Select debit card. Is there any other way to get RuPay Select debit card for cheap? I already have Bank of Baroda savings account but it's Advantage savings account where I can't get RuPay Select, I heard that I need to change account variant to get it and has a high MAB requirement. There's Jana Small Finance Bank with Rs. 1 lac MAB which gives NIL charges RuPay Select debit card but keeping that much amount in savings account will be a stupidity.
Suggestions please!
P.S. I need information on minting as many low cost or FREE RuPay Platinum debit card as well. Currently I've RuPay Platinum debit cards from - PNB (RS. 150 + 18% GST), Bank of Baroda (FREE, virtual) and IDFC FIRSTap (Rs. 99 + 18% GST one-time fee, NFC based). I'm looking to open NSDL Jiffy account to get one more RuPay Platinum debit card at a low cost and waiting for SBI to announce their RuPay Platinum and Select debit card's features and fee.
Also, I was told that minimum QAB requirement to get RuPay Select debit card is Rs. 50,000. Is that true as well? If yes, if I load enough money so that by end of current quarter ending on 30-September-2023 I achieve 50k QAB and get the Select debit card and later on withdraw all the amount and never maintain 50k QAB, what will happen?
I'm desperately looking for a RuPay Select debit card since my Amazon Prime expired a few months back and at Rs. 590, getting Amazon Prime subscription is a lucrative offer. And PNB offers one of the lowest issuance/joining as well as annual fee for RuPay Select debit card. Is there any other way to get RuPay Select debit card for cheap? I already have Bank of Baroda savings account but it's Advantage savings account where I can't get RuPay Select, I heard that I need to change account variant to get it and has a high MAB requirement. There's Jana Small Finance Bank with Rs. 1 lac MAB which gives NIL charges RuPay Select debit card but keeping that much amount in savings account will be a stupidity.
Suggestions please!
P.S. I need information on minting as many low cost or FREE RuPay Platinum debit card as well. Currently I've RuPay Platinum debit cards from - PNB (RS. 150 + 18% GST), Bank of Baroda (FREE, virtual) and IDFC FIRSTap (Rs. 99 + 18% GST one-time fee, NFC based). I'm looking to open NSDL Jiffy account to get one more RuPay Platinum debit card at a low cost and waiting for SBI to announce their RuPay Platinum and Select debit card's features and fee.
