ICICI Credit Card Query Regarding ICICI WEALTH ACCOUNT

[SAS]

HEY ... hi guys, i have recently opened icici wealth management only for the purpose of getting ICICI amazon pay credit cards as pre approved for my family members so i would like to know that do we get the card as a complimentary or i have to wait for pre approval offers ....
and if thats not the case can someone shhare their experience tricks or tips for getting apay icici card like
1. should i take amazon prime to get that offer
2. should i make transactions in my wealth account
3. should i create FD and increase relation with bank
4. should i use the debit card and do some transactions
by the way the RM i got is useless as usual she dont have any knowledge on credit cards and how to get them pre approved so iam asking you guys please give your valuaable inputs and any little info is highly appreciated thanks in advance

 

[Vasuki]

yes understood i will be filing his ITR from now on ......

Icici doesn't take self employed application online .keep that in mind

 

[SAS]

Icici doesn't take self employed application online .keep that in mind

bhai .... even just for icic amazon pay i opened wealth account .... do they give pre approval in a month ??? even if they give for platinum i will apply for icici amazon pay though c2c method

 

[Vasuki]

bhai .... even just for icic amazon pay i opened wealth account .... do they give pre approval in a month ??? even if they give for platinum i will apply for icici amazon pay though c2c method

Icici pre approved system is vague too little luck

Best is either get fd card or apay pre approved bcz u shopped a lot .

 

[SAS]

Icici pre approved system is vague too little luck

Best is either get fd card or apay pre approved bcz u shopped a lot .

thank you ... anyways i dont have to maintain AMB in wealth account i better try FD card for my brother ... by the way after a month of getting FD card can i simply apply for APAY icici through c2c

 

[Vasuki]

thank you ... anyways i dont have to maintain AMB in wealth account i better try FD card for my brother ... by the way after a month of getting FD card can i simply apply for APAY icici through c2c

I already told u multiple times vro
1- u get pre approved bcz u have icici card & amazon algorithm identify it
2- u apply & while in application u only have to give 16 digit of your icici cc number
If u not getting this option contact icici on x to enable the application/ refresh it where u get that option

Both are sure way to get apay


3- u have 1 year + active cc in your cibil u applied & got approved ( no kyc as u have icici bank account)

 

[SAS]

I already told u multiple times vro
1- u get pre approved bcz u have icici card & amazon algorithm identify it
2- u apply & while in application u only have to give 16 digit of your icici cc number
If u not getting this option contact icici on x to enable the application/ refresh it where u get that option

Both are sure way to get apay


3- u have 1 year + active cc in your cibil u applied & got approved ( no kyc as u have icici bank account)

thanks a lot and sorry for annoying you .... love you

 

[phoenix1386]

ICICI WM account is not inecessary for APAY CC..

To get APAY CC offer in AMZN do the following:

1) Transact as much as possible in Amazon using ICICI DC , even smaller transactions with frequent usage will help and spped up the process. Save your ICICIWM DC in Amazon account as a payment method.
2) Though not a necessity , It will help subscribing to Amzon Prime. this will also speed up the process.
3)All the transaction should be from Amazon account and make sure Amazon and ICICI have the same mobile number associated with it.
4) No need to do any FD, or transactions in ICICI... you need to be active in Amazon but using ICICI DC.
5) Wiat for a few months you will get an offer to apply from Amazon app and will be instantly approved ...

All the best and report back here in a few months time

Unsure if this is required, @SSV. I only ever used credit cards in Amazon app. Never once a debit card. And, didn’t have a relationship with ICICI when Amazon thought it wise to ask me vide a banner if I was interested in an AmazonPay ICICI card.

So, my relationship started with ICICI because I used other banks’ credit cards on Amazon and Amazon asked me if I wanted to have an AmazonPay ICICI card.

Furthermore, even without any relationship whatsoever, ICICI approved the card with no income documents and I don’t even remember if a VKYC was done.

 

[SSV]

Unsure if this is required, @SSV. I only ever used credit cards in Amazon app. Never once a debit card. And, didn’t have a relationship with ICICI when Amazon thought it wise to ask me vide a banner if I was interested in an AmazonPay ICICI card.

So, my relationship started with ICICI because I used other banks’ credit cards on Amazon and Amazon asked me if I wanted to have an AmazonPay ICICI card.

You are right, it is not required per say to use ICICI DC only.. any DC will work..

but why it makes the difference I will tell you:
1)Assume, you are using other Banks DC frewuently, you will still get APAY CC invitation, but there would be VKYC needed and a very high chances of Income Doc requirement.. if you have income doc then that is fine..
2) Whereas in the case of , using ICICI DC / ICICI net banking, there is no need for VKYC and a very very less chance asking for Income Docs, in other words, the card generation would be almost instant... In some rare cases they may ask for income docs basis your CIBIL profile...

 

[phoenix1386]

You are right, it is not required per say to use ICICI DC only.. any DC will work..

but why it makes the difference I will tell you:
1)Assume, you are using other Banks DC frewuently, you will still get APAY CC invitation, but there would be VKYC needed and a very high chances of Income Doc requirement.. if you have income doc then that is fine..
2) Whereas in the case of , using ICICI DC / ICICI net banking, there is no need for VKYC and a very very less chance asking for Income Docs, in other words, the card generation would be almost instant... In some rare cases they may ask for income docs basis your CIBIL profile...

Something must have changed, basis RBI and banks’ own risk assessment strategies.

Because, as I said, I didn’t use debit cards/ net banking in Amazon app ever. I only used SBI SimplyCLICK card on Amazon (which is why I had gotten it in the first place) until the AmazonPay ICICI was approved. And before SimplyCLICK, I was using other credit cards.