Hi im trying to get HDFC credit card from last 1 year but i get rejected everytime till now i applied 3 times and everytime they reject my application. I already hold icici, sbi, bob, one card , kotak and axis bank credit cards with 100% payment history and 760+ cibil score but i have really bad luck with rbl, hdfc and idfc banks so last week i applied again for hdfc moneyback credit card but got rejected so i decided to open an savings max account with hdfc bank and i decided i will maintain 40 to 50k balance with regular transactions with debit card and upi. So do i have to wait 6 months for credit card offer as i got rejected last week of i can get offer before that?? I know nobody can tell when and who will get pre approved offer but i want to ask is it possible i can get offer in 6 months or i have to wait 6 months as my application was rejected recently?? I talked to bank employee and he told me saving max acc holders get offer in 2 to 2½ months.
