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RazorPay X Current Account?

Does anyone has this account please share your experience, should I open this account I want a zero balance current account for multiple UPI Transactions, Any zero balance current account recommendation other than this account (except Au Bank Digital Current)
 

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
Does anyone has this account please share your experience, should I open this account I want a zero balance current account for multiple UPI Transactions, Any zero balance current account recommendation other than this account (except Au Bank Digital Current)
Do you even have a business?
Multiple UPI for what ?
To whom ?
Nature of business
 

varun__goel_

TF Legend
Does anyone has this account please share your experience, should I open this account I want a zero balance current account for multiple UPI Transactions, Any zero balance current account recommendation other than this account (except Au Bank Digital Current)
There is one idfc current account with 0 mab. Not remembering it's name RN.
Have look into it. There are very few option for 0 mab current accounts
 

doraemon

TF Legend
Does anyone has this account please share your experience, should I open this account I want a zero balance current account for multiple UPI Transactions, Any zero balance current account recommendation other than this account (except Au Bank Digital Current)
Opening a current account for upi only is not recommend
As current accounts are mainly for buisness transactions
Who knows if they tag all your UPI transaction as bijeness and u end up getting some cute notice

I think u want current account for bajaj UPI offer?
If I am right then u will end up doing transaction worth ₹2lakh easily pm

So it's better to open a bsbda account in not so famous banks
And do rotation
I am doing the same with one of my bsbda

Current account only for UPI is not a good option in my opinion
 
Multiple UPI for what ?
My UPI Transactions are going 200+ per month and my kotak 811 got freezed for a UPI initiated by a relative, then I have to beg branch manager for unfreeze, reason I want current account for numerous debit and credit (mainly UPI and money inward)
Do you even have a business?
I have MSME/Udyam in my name

@varun__goel_ @doraemon
 

varun__goel_

TF Legend
My UPI Transactions are going 200+ per month and my kotak 811 got freezed for a UPI initiated by a relative, then I have to beg branch manager for unfreeze, reason I want current account for numerous debit and credit (mainly UPI and money inward)

I have MSME/Udyam in my name

@varun__goel_ @doraemon
IDFC and AU are only good options as of now for 0 mab current accounts
 

varun__goel_

TF Legend
Tried AU digital current even Individual select Kiya but vkyc wala bolne laga business proof dikhao, ghar dikhao 🥺

Idfc first booster was zero balance but it got discontinued

Bob lite current account
IndusInd Freedom Current account
Razorpay X Current account

Are my options
These AU goons, why do they need to see our house 🤡
MSME hai to uska koi doc hoga, vo dikha dete na....

Banking partner of Razorpay?
Do they provide access to banks netbanking and can be accessed via it's branch?
 

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
Tried AU digital current even Individual select Kiya but vkyc wala bolne laga business proof dikhao, ghar dikhao 🥺

Idfc first booster was zero balance but it got discontinued

Bob lite current account
IndusInd Freedom Current account
Razorpay X Current account

Are my options
These AU goons, why do they need to see our house 🤡
MSME hai to uska koi doc hoga, vo dikha dete na....

Banking partner of Razorpay?
Do they provide access to banks netbanking and can be accessed via it's branch?
@Strange yeh sunn k aapki yaad aa gyi
 

its_karan

TF Ace
Sabse pehle swagat hai @shinchan

I want a zero balance current account for multiple UPI Transactions
SBI
5K AMB
No limit

1715420435104.png

Call me naive, But I don't trust startup's 0 balance claims

Koi na koi udta teer hoga asmaan main

Kabhi na kabhi(Fi/Jupiter Pivot) darshan karne ko miljaega
 
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