Cashback benefits on the LazyPay Card:
The Cardmember can avail a cashback benefit of 1% up to Rs.500/month on all Retail outlet & Online
spends, with the exception of fuel, rental, cash, quasi-cash, insurance, wallet, government services and
utilities* transactions. The cashback will be calculated & provided on settled transactions only. This is
w.e.f. 09-Oct’23.
* Categories/MCCs will be defined as per VISA & Mastercard guidelines
Category MCCs
Railways 4112, 4011, 4111
Petrol 9752, 5541, 5983, 5172, 5542
Utilities 4900
Wallet Load 6540
Copyright © RBL Bank Ltd.
Rent 6513
Government Services 9399, 9402, 9405
Insurance 6300
Cash 6010, 6011
Quasi Cash 6051, 4829, 6529, 6050, 6530, 6534
The Cardmember agrees and understands that the value of spends will be calculated only for settled
transactions, basis the transaction date submitted by the merchant establishment/ association (i.e.
MasterCard / VISA). RBL Bank will not be held responsible if the merchant establishment submits the
transaction date as different from the actual date when the transaction was done.
Before it was almost every txn 1 % was cashback now this restriction looks like fk axis card as 1.5 % not applicaple everywhere.
Source - RBL Bank LazyPay Credit Card Cashback t & c revised w.e.f. 09-Oct’23
The Cardmember can avail a cashback benefit of 1% up to Rs.500/month on all Retail outlet & Online
spends, with the exception of fuel, rental, cash, quasi-cash, insurance, wallet, government services and
utilities* transactions. The cashback will be calculated & provided on settled transactions only. This is
w.e.f. 09-Oct’23.
* Categories/MCCs will be defined as per VISA & Mastercard guidelines
Category MCCs
Railways 4112, 4011, 4111
Petrol 9752, 5541, 5983, 5172, 5542
Utilities 4900
Wallet Load 6540
Copyright © RBL Bank Ltd.
Rent 6513
Government Services 9399, 9402, 9405
Insurance 6300
Cash 6010, 6011
Quasi Cash 6051, 4829, 6529, 6050, 6530, 6534
The Cardmember agrees and understands that the value of spends will be calculated only for settled
transactions, basis the transaction date submitted by the merchant establishment/ association (i.e.
MasterCard / VISA). RBL Bank will not be held responsible if the merchant establishment submits the
transaction date as different from the actual date when the transaction was done.
Before it was almost every txn 1 % was cashback now this restriction looks like fk axis card as 1.5 % not applicaple everywhere.
Source - RBL Bank LazyPay Credit Card Cashback t & c revised w.e.f. 09-Oct’23