RBL Credit Card Limit Enhancement

[big_bull]

I have received two RBL cards in one month gap - World Safari & Indian Oil, however in both I have shared limit of only 50,000. I emailed them about limit enhancement showing my HDFC card offering 14 Lacs limit, HSBC offering 12 Lacs so 50k limit restricts my usage but they denied, rather mentioned apply for limit increase after 6 months! Anyone succeed in RBL limit enhancement?

 

[srichaitanya]

RBL reduces the credit limit to 10k if no usage on card. Never got any limit enhancement from them. still stuck with 50k limit.

 

[Ram1]

U can't do anything till 6 months.
Btw world saffari is paid or ltf?

 

[Pravin1156]

Call the CC and connect to senior officer and told I want to close the credit cards because of low limits. After that hope they will increase the limit

 

[imdjay]

I have received two RBL cards in one month gap - World Safari & Indian Oil, however in both I have shared limit of only 50,000. I emailed them about limit enhancement showing my HDFC card offering 14 Lacs limit, HSBC offering 12 Lacs so 50k limit restricts my usage but they denied, rather mentioned apply for limit increase after 6 months! Anyone succeed in RBL limit enhancement?

I got my card limit increased from 50k to 2.5L after following multiple escalationa upto ceo desk. But it takes time and persistence.

 

[big_bull]

U can't do anything till 6 months.
Btw world saffari is paid or ltf?

world safari paid

 

[big_bull]

Call the CC and connect to senior officer and told I want to close the credit cards because of low limits. After that hope they will increase the limit

told about closure via email but no luck

 

[big_bull]

I got my card limit increased from 50k to 2.5L after following multiple escalationa upto ceo desk. But it takes time and persistence.

How long it took for you?

 

[leonneel]

I got rbl cookie previous year with 3L limit. Done 6L worth txn. In a year..few days ago 1 month before card anniversary got limit enhanced to 5L.

 

[imdjay]

How long it took for you?

Around 2 month

 

[danish]

Around 2 month

can you please give the escalation matrix emails of rbl bank credit card

 

[imdjay]

can you please give the escalation matrix emails of rbl bank credit card

customercare@rblbank.com
RegionalNodalOfficer@rblbank.com
principalnodalofficer@rblbank.com
CEO@rblbank.com

 

[roshan mothukuri]

I got my card limit increased from 50k to 2.5L after following multiple escalationa upto ceo desk. But it takes time and persistence.

how to approach them
me too wwant to fight against rbl regarding LE
I'm which scenario u got the LE
let me know
TIA

 

[imdjay]

how to approach them
me too wwant to fight against rbl regarding LE
I'm which scenario u got the LE
let me know
TIA

There is nothing you can do about LE.
One time, While escalating my concerns, I reached the CEO team, who stated they couldn't do anything about the credit limit increase. They also mentioned that repeated escalations to the CEO team would only reach them again, and they lacked the authority to help. Instead, they advised me to escalate my concerns, including issues beyond the credit limit increase, to the Ombudsman.

One thing I can suggest is to park a big amount- tens of lakhs at least, in the account, and then apply for their paid higher variant cards or maybe move to Insignia banking and apply for their insignia card. they will increase the limit themselves for all the cards.

 

[opbamldg]

There is nothing you can do about LE.
One time, While escalating my concerns, I reached the CEO team, who stated they couldn't do anything about the credit limit increase. They also mentioned that repeated escalations to the CEO team would only reach them again, and they lacked the authority to help. Instead, they advised me to escalate my concerns, including issues beyond the credit limit increase, to the Ombudsman.

One thing I can suggest is to park a big amount- tens of lakhs at least, in the account, and then apply for their paid higher variant cards or maybe move to Insignia banking and apply for their insignia card. they will increase the limit themselves for all the cards.

Yes, I fully agree on it. I applied for Insignia credit card and the card limit is 🤯