Rbl credit card suggestion

[maneesh]

Hello guys, I have applied for rbl credit card 3 months back, I have not activated it due to charges but still it's showing in my app. It's evening showing in the cibil. Is there any way to convert it ltf or any compansation as I think if I don't set any pin the card must close as per rbi. Need suggestions for this...

 

[Ram1]

Hello guys, I have applied for rbl credit card 3 months back, I have not activated it due to charges but still it's showing in my app. It's evening showing in the cibil. Is there any way to convert it ltf or any compansation as I think if I don't set any pin the card must close as per rbi. Need suggestions for this...

Ur card name?
Give closure email and they will call you, demand ltf conversion or any ltf upgrade.
If they can't do, close it and apply ltf sphrite card through paytm

 

[maneesh]

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@Abhishek012 need suggestion.

Ur card name?
Give closure email and they will call you, demand ltf conversion or any ltf upgrade.
If they can't do, close it and apply ltf sphrite card through paytm

Icon credit card

 

[maneesh]

Ur card name?
Give closure email and they will call you, demand ltf conversion or any ltf upgrade.
If they can't do, close it and apply ltf sphrite card through paytm

I have already placed a closure request through call.

 

[Ram1]

@TechnoFino need suggestion.
Icon credit card

Surely they can't give it ltf now. Demand ltf downgrade or close

 

[maneesh]

Surely they can't give it ltf now. Demand ltf downgrade or close

Yeah thankyou @Ram1 , I already hold RBL paisabazaar credit card (ltf). If they agree for ltf then I will keep it , if not then I will close the card.

 

[Ram1]

Yeah thankyou @Ram1 , I already hold RBL paisabazaar credit card (ltf). If they agree for ltf then I will keep it , if not then I will close the card.

That paisa bazaar card is total waste. I used to have that, there's no scope for that in future. No upgrades/downgrades possible, u can't even change to core card. And worst rewards. I closed it.
And applied platinum maxima paid card, will try ltf through retention after 1year

 

[maneesh]

That paisa bazaar card is total waste. I used to have that, there's no scope for that in future. No upgrades/downgrades possible, u can't even change to core card. And worst rewards. I closed it.
And applied platinum maxima paid card, will try ltf through retention after 1year

I generally used this for offline shopping as it gives 1% direct cashback into statement. That's why I tried to apply for core card, 1st time they have rejected it. Later I applied icon and it got approved. But due to high charge and no benefit for my usage, I have not activated it as I thought it will be automatically closed after 30 days as per rbi guidelines. But even after 3 months the card is active. I spoke to cc they told me that it's a pre- activated card. I'll try to negotiate with them for ltf, even if they close I have no problem.

 

[Anindya98]

I already hold RBL paisabazaar credit card (ltf).

Worst card of the RBL lineup.

That paisa bazaar card is total waste. I used to have that, there's no scope for that in future. No upgrades/downgrades possible, u can't even change to core card. And worst rewards. I closed it.

I also did the same, after closing that I got the BMS card and will close it at renewal if I don't hit Superstar status in BMS/they convert it to LTF.

 

[maneesh]

Worst card of the RBL lineup.

I also did the same, after closing that I got the BMS card and will close it at renewal if I don't hit Superstar status in BMS/they convert it to LTF.

I am also planning to close few of my cards as I am having a total of 15 active credit card I which I use 2-3 cards regularly, rest of the cards I have collected for offer purposes.

 

[Anindya98]

I am also planning to close few of my cards as I am having a total of 15 active credit card I which I use 2-3 cards regularly, rest of the cards I have collected for offer purposes.

Recently I have also started closing a few of my non-useful cards. Currently, ICICI Apay & Sapphiro, SBI CB & Axis cards cover most of my monthly expenses. Yes Kiwi for All upi spends.
Recently got the IndusInd Legend pre-approved offer with a 4.62L limit which significantly increased my total overall limit. Now again I need to sort some more cards. A total of 16 active cards have to bring around 10-12 cards.

 

[MOhit __]

I also did the same, after closing that I got the BMS card and will close it at renewal if I don't hit Superstar status in BMS/they convert it to LTF.

Do we only need to be a superstar on BMS in order to avoid renewal fees, or do we also need to book ten tickets using PLAY card?

 

[Anindya98]

Do we only need to be a superstar on BMS in order to avoid renewal fees, or do we also need to book ten tickets using PLAY card?

Just Superstar status no need to book 10 tickets via RBL play as per current T&C.

 

[maneesh]

Do we only need to be a superstar on BMS in order to avoid renewal fees, or do we also need to book ten tickets using PLAY card?

Thread 'About RBL Play credit card annual fee' https://www.technofino.in/community/threads/about-rbl-play-credit-card-annual-fee.9699/

There is a thread regarding this.

 

[Pho3nix]

Later I applied icon and it got approved. But due to high charge and no benefit for my usage, I have not activated it as I thought it will be automatically closed after 30 days as per rbi guidelines. But even after 3 months the card is active.

Why did you apply in the first place? Don't you check associated fees and benefits for applying for a credit card?

 

[maneesh]

Why did you apply in the first place? Don't you check associated fees and benefits for applying for a credit card?

I thought it will not get approved as I have a floater card, Even if it gets approved I wanted to ask them to convert it lft. Later I planned to not to activate it so that I will get a call from them then I will negotiate for ltf.

 

[Boy 07]

Ur card name?
Give closure email and they will call you, demand ltf conversion or any ltf upgrade.
If they can't do, close it and apply ltf sphrite card through paytm

After Closing the card how much time should I wait for re apply for the card ????

 

[Boy 07]

Why did you apply in the first place? Don't you check associated fees and benefits for applying for a credit card?

I applied for RBL credit card they forcely upgrade me card Shoprite to Platinum Maxima i thought that it's was premium card they will provide a good limit.Now card approved but still not delivered I checked in the application it's showing limit only 25k it's very bad .should I closed the card or should I downgrade or request for LTF i want a good limit how can I get it ???

 

[Ram1]

I applied for RBL credit card they forcely upgrade me card Shoprite to Platinum Maxima i thought that it's was premium card they will provide a good limit.Now card approved but still not delivered I checked in the application it's showing limit only 25k it's very bad .should I closed the card or should I downgrade or request for LTF i want a good limit how can I get it ???

They won't convert new card to ltf. They will waive off joining fees. If u r okay with limit keep it.
If u surely want ltf card, close this and apply soprite through paytm after 1 month

 

[Boy 07]

They won't convert new card to ltf. They will waive off joining fees. If u r okay with limit keep it.
If u surely want ltf card, close this and apply soprite through paytm after 1 month

If I keep this card can I apply 2nd card with separate limit ??? If possible how much time should I wait for second card ?