RBL Insignia Card

[Gkcards]

Couldn’t find any thread on Insignia card. Does no one have? Any good/useful features from people who have this card?

 

[sumit_yadav]

Insignia CC is LTF.

It might be LTF for Insignia banking customer but it is 7000+ for credit card only user.

 

[thereguser]

It might be LTF for Insignia banking customer but it is 7000+ for credit card only user.

that's why i did not activate the card

 

[arcticvolcano]

I have World Safari card LTF and received the SMS for upgrade. Tried looking at TF and reached this thread. No video on YouTube either.

Hi! Give a missed call on 7045906907 to avail Card Upgrade facility to Insignia Credit Card on your RBL Bank Credit Card (xx12).

Same in my case. LTF world Safari. I got the sms and they called me a few times. I asked for LTFafew times but they didn't agree. I don't see anything too exclusive about this card even as a super premium offering

 

[Sreebhargava]

Same in my case. LTF world Safari. I got the sms and they called me a few times. I asked for LTFafew times but they didn't agree. I don't see anything too exclusive about this card even as a super premium offering

Even today I got a call and I have an LTF World Safari card but had to cut the call in the middle and tell them to call me back, even If it is offered as LTF shall I take it over my existing safari card?

 

[sumit_yadav]

Even today I got a call and I have an LTF World Safari card but had to cut the call in the middle and tell them to call me back, even If it is offered as LTF shall I take it over my existing safari card?

Do you know the benefits of Insignia? I too have World Safari LTF and use it for Forex transactions (0% markup).

 

[arcticvolcano]

Even today I got a call and I have an LTF World Safari card but had to cut the call in the middle and tell them to call me back, even If it is offered as LTF shall I take it over my existing safari card?

Your world safari will be active (that's what they told me). If you're getting this LTF, why not keep it. But definitely not worth spending 7k for this. I like the world safari LTF for forex 0% markup and for the lounge access (8/yr and 2/yr intl) it gives me without any spend based criteria.

 

[arcticvolcano]

Do you know the benefits of Insignia? I too have World Safari LTF and use it for Forex transactions (0% markup).

Don't see anything of major value except the BMS offers and 6 intl lounge visits per year. Maybe thr wellness discounts etc but that's about it.

 

[thereguser]

Don't see anything of major value except the BMS offers and 6 intl lounge visits per year. Maybe thr wellness discounts etc but that's about it.

completely agreed with you. this is a shit card

 

[pranaym]

Just said yes for an upgrade to Paid Insignia card, been using a paid WORLD Safari card hitting all the milestones from past couple years. I tried to convince her for FYF in place of equivalent reward points after using the card but she denied.

I believe due to the reward points on international transactions(10 points per 100 spent) we are getting 2.5% back and markup of 1.77% with gst makes a good return compared to World Safari. And all other benefits the card offers is a plus point too.

 

[hemant89]

Just said yes for an upgrade to Paid Insignia card, been using a paid WORLD Safari card hitting all the milestones from past couple years. I tried to convince her for FYF in place of equivalent reward points after using the card but she denied.

I believe due to the reward points on international transactions(10 points per 100 spent) we are getting 2.5% back and markup of 1.77% with gst makes a good return compared to World Safari. And all other benefits the card offers is a plus point too.

Did you receive it? How is your experience till now?

 

[pranaym]

Did you receive it? How is your experience till now?

Yes, received it!
Already started using it, first bill isn't generated so didn't calculate the net positive return. 90% of my transactions are done at single merchant, so I think I should be fine with the upgrade. As far as I calculated, this card will give me more rewards compared to my previous paid world safari card.

 

[Indian]

Yes, received it!
Already started using it, first bill isn't generated so didn't calculate the net positive return. 90% of my transactions are done at single merchant, so I think I should be fine with the upgrade. As far as I calculated, this card will give me more rewards compared to my previous paid world safari card.

Thanks! Can you confirm the reward point 1 is equal to .25 paise ? Agents telling that insignia is different comparing existing RBL cards on rewards system

 

[ajitshukla19]

I am also in dilemma,
At present I have ICON LTF. Upgrading this to insignia paid , will it be good or not ?
If spends total 8 lacs on this card then reward rate will reach over 2 percent. And 7k plus gst . I don't think it's worth as paid card.

BMS offer looks very tempting as the offer flat 500 discount

 

[pranaym]

Thanks! Can you confirm the reward point 1 is equal to .25 paise ? Agents telling that insignia is different comparing existing RBL cards on rewards system

Sure! For most of the redemptions its 0.25 paise for 1 point, tell me if you want me to check exactly like flight or hotel voucher.
Also here, there are no redemption fees like other cards from RBL.