RBL is now started decreasing Credit Limit Check yours

[Rahul92]

After my Zomato edition card was changed to shoprite card , I mailed them to close the same as I had no requirement for the same.

Although I was okey to upgrade it to some premium card via retention team.

Meanwhile , yesterday , they revised my credit limit and reduced it to 30k from 252k.

Should I close the card , as RBL cards are 100% useless ?

 

[Fini7777]

1. How to raise closure req, don't see any buttons in app for that

2. Considering my card is paid, and no txns, if they deny icon or world safari ltf, what about shoprite, should be easy right?

1. Call customer support they will take the req and they will call u back
2. yes

 

[Fini7777]

via mail . cardcancellation@rblbank.com View attachment 55759

But they don't respond quickly via Email

 

[Riya]

Any late payments or something that you think triggered this action?

nope... perfect payment history... no default or overutilization of limit.... out of sudden reduced the limit to peanuts.... I kept on complaining and requesting for 4-5 months but eventually got fed up and closed the card...

 

[Anonymous_]

Will such low limit affect our new cc applications as it will be shown in credit reports?

 

[Riya]

Will such low limit affect our new cc applications as it will be shown in credit reports?

it won't affect new applications but it'll surely reduce your overall credit limit and hence CUR will rise up a bit