Re apply same credit card

[SpaceBar]

Hi, is it possible to re-apply same credit card that I requested to the bank to close? I mean what is the chance of the approval?
Thanks.

 

[saucy]

Hi, is it possible to re-apply same credit card that I requested to the bank to close? I mean what is the chance of the approval?
Thanks.

You can. They do approve(samce chances as a new application)
It won't revive the same.old.account though - it would be considered as a fresh application.

You'd need to pay heed to the cool-off time though - usually 6 months.

Others please add if I'm missing something

 

[SpaceBar]

Thanks. I understand. I also don't want the same account, just want that specific card.

 

[Deleted member 11974]

Thanks. I understand. I also don't want the same account, just want that specific card.

then re apply after cool off period

 

[4uziaul]

Hi, is it possible to re-apply same credit card that I requested to the bank to close? I mean what is the chance of the approval?
Thanks.

You can apply straightaway if the card is more than 6 months old. If it's less than that, the cooling-off period applies, and it differs from bank to bank. Also, keep in mind that banks like AU and IDFC don't issue a card a second time once you have closed your old card. Getting the card again will be very difficult.

 

[SpaceBar]

then re apply after cool off period

Thanks.