Regarding a pre approved offer

[CardCraftsman.]

I have a pre approved offer of kotak indigo credit card from kotak bank but I do not want this card as i have sbi cashback credit card which gives 5% on all spends and this card only gives 6% on indigo flight with an annual fee of ₹2500 if it's a XL VARIENT. Instead I would love to take LTF league credit card. So can anyone guide me how can I get league credit card LTF? and if the process is about mailing then pls mention email id. Thanks in advance 👍

 

[srpraneeth]

I have a pre approved offer of kotak indigo credit card from kotak bank but I do not want this card as i have sbi cashback credit card which gives 5% on all spends and this card only gives 6% on indigo flight with an annual fee of ₹2500 if it's a XL VARIENT. Instead I would love to take LTF league credit card. So can anyone guide me how can I get league credit card LTF? and if the process is about mailing then pls mention email id. Thanks in advance 👍View attachment 14986

Can you tell me your account variant and how many months old

 

[CardCraftsman.]

Can you tell me your account variant and how many months old

It's a 811 edge (account with 10k average balance) and i opened it in February this year.

 

[srpraneeth]

It's a 811 edge (account with 10k average balance) and i opened it in February this year.

What is the limit offered can you able to see it

 

[srpraneeth]

It's a 811 edge (account with 10k average balance) and i opened it in February this year.

Can you please tell me how many transactions you do monthly

 

[CardCraftsman.]

Can you please tell me how many transactions you do monthly

Can't say the exact number but do a lot of IMPS and DEBIT CARD TRANSACTIONS.

 

[CardCraftsman.]

What is the limit offered can you able to see it

It doesn't show the limit before applying.

 

[Bob78900]

My friend also have the offer of league platinum but it says pre qualified instead of he dont have any income and also don't have any credit score should he apply for it?

 

[CardCraftsman.]

My friend also have the offer of league platinum but it says pre qualified instead of he dont have any income and also don't have any credit score should he apply for it?

If he doesn't have credit score then he must apply if he gets that card by chance then it will be a win and if he doesn't then also there is no loss in it.

 

[VISHESH_BANSAL]

I have a pre approved offer of kotak indigo credit card from kotak bank but I do not want this card as i have sbi cashback credit card which gives 5% on all spends and this card only gives 6% on indigo flight with an annual fee of ₹2500 if it's a XL VARIENT. Instead I would love to take LTF league credit card. So can anyone guide me how can I get league credit card LTF? and if the process is about mailing then pls mention email id. Thanks in advance 👍View attachment 14986

I have got Same offer.
If you click on the banner in Mobile App kotak league Would not be visible

But I have applied via Kotak Website for League CC which LTF.

Initiate Application of League CC via Kotak Website, after authentication you will see the Joining and Annual Fee if it is zero then go head.
If you are able to complete the process then complete the full process otherwise leave it in Mid.

Soon a Kotak representative will call you to process the Application and you Wil get it in next 7days

 

[CardCraftsman.]

I have got Same offer.
But I have applied via Kotak Website for League CC which LTF.

Initiate Application of League CC via Kotak Website, after authentication you will see the Joining and Annual Fee if it is zero then go head.
If you are able to complete the process then complete the full process otherwise leave it in Mid.

Soon a Kotak representative will call you to process the Application and you Wil get it in next 7days

So they will do a hard enquiry, right? @VISHESH_BANSAL

 

[VISHESH_BANSAL]

So they will do a hard enquiry, right? @VISHESH_BANSAL

Yes. Hard enquiry toh hogi hi.
Pre Approved m bhi hoti hai.
HDFC ne bhi Pre-Approved m Hard enquiry ki thhi.

Infact even after Back to Back 3-4 Hard Enquiry of different Banks, No change in CIBIL Score.

 

[CardCraftsman.]

Yes. Hard enquiry toh hogi hi.
Pre Approved m bhi hoti hai.
HDFC ne bhi Pre-Approved m Hard enquiry ki thhi.

Kitna credit score h aapko currently?

 

[VISHESH_BANSAL]

Kitna credit score h aapko currently?

776.

 

[CardCraftsman.]

776.

Ok I will apply iocl credit card as my fuel spends are one of the major part of my monthly spends and it also enabled for upi transactions.

 

[VISHESH_BANSAL]

Ok I will apply iocl credit card as my fuel spends are one of the major part of my monthly spends and it also enabled for upi transactions.

I did the same mistake.
At that time IOCL is not available .

After few weeks IOCL was available as FYF. And due to UPI feature, annual fee will get reversed as 50k spends will be easily achieved for fee reversal.

Now I am regretting.

I forgot to mention to go with IOCL but it will be chargeable as of now.
Either wait for LTF or FYF /Apply League which is LTF for everyone

 

[CardCraftsman.]

I did the same mistake.
At that time IOCL is not available .

After few weeks IOCL was available as FYF. And due to UPI feature, annual fee will get reversed as 50k spends will be easily achieved for fee reversal.

Now I am regretting.

I forgot to mention to go with IOCL but it will be chargeable as of now.
Either wait for LTF or FYF /Apply League which is LTF for everyone

Transaction worth 50,000 in a year for fee reversal is nothing compared to my spends. My fuel spends is much more than 50,000.

 

[VISHESH_BANSAL]

Transaction worth 50,000 in a year for fee reversal is nothing compared to my spends. My fuel spends is much more than 50,000.

Not everyone has that much fuel spends.

And for other spends Kotak Cards are 🤮🤮🤮

Due to UPI one Can Achieve 50k easily

 

[CardCraftsman.]

Not everyone has that much fuel spends.

And for other spends Kotak Cards are 🤮🤮🤮

Due to UPI one Can Achieve 50k easily

My fuel spends are in 6 digits and it doesn't start with 1.

 

[abhinandan8]

Yes. Hard enquiry toh hogi hi.
Pre Approved m bhi hoti hai.
HDFC ne bhi Pre-Approved m Hard enquiry ki thhi.

Infact even after Back to Back 3-4 Hard Enquiry of different Banks, No change in CIBIL Score.

Kotak ke preapproved me hard enquiry nhi hoti 2 card liye meine kisi ne nhi huyi enquiry