Regarding a pre approved offer

[CardCraftsman.]

I have a pre approved offer of kotak indigo credit card from kotak bank but I do not want this card as i have sbi cashback credit card which gives 5% on all spends and this card only gives 6% on indigo flight with an annual fee of ₹2500 if it's a XL VARIENT. Instead I would love to take LTF league credit card. So can anyone guide me how can I get league credit card LTF? and if the process is about mailing then pls mention email id. Thanks in advance 👍

 

[pprakash11]

Ek baar toh instant application submit hogi.

Ek baar jab Approval ka decision hoga tab karege , yehb check karne ke liye customer Bankrupt toh nhi him gaya 3-4 dino m.

wahi. ekdum farzi bank.

 

[CardCraftsman.]

Bhai i am trying to say he is a student RN don't have any income sources. A week back he showed me that he is getting the offert with pre-qualified tag for kotak platinum league i said then apply for it. But then he said I don't have any credit history and income sources 99% they will reject his application. So if his application got rejected he will have an enquiry in his cibil right? And he don't want that unnecessary enquiry

If he doesn't have credit history then how he can get a enquiry? There will be no issue he can apply. @Bob78900

 

[CardCraftsman.]

How much time kotak takes to process pre approved credit card application?

 

[abhinandan8]

How much time kotak takes to process pre approved credit card application?

My pre approved cc was processed after 9 days and my brother's was approved in 1 day 🫥

 

[CardCraftsman.]

My pre approved cc was processed after 9 days and my brother's was approved in 1 day 🫥

Any type of address verification or verification call?

 

[abhinandan8]

Any type of address verification or verification call?

Nothing

I gave the same office and home address as in my account tho

 

[CardCraftsman.]

Nothing

I gave the same office and home address as in my account tho

did you receive any type of calls in that period?

 

[abhinandan8]

did you receive any type of calls in that period?

No

 

[CardCraftsman.]

No

Let’s see what they do for me. BTW i had applied yesterday and haven’t received any updates from them except a sms stating “We have received your Kotak Bank Credit Card application no: (application number). Allow us 7 days to process it. To check status, click www.kotak.com/rd/tkappl”

 

[abhinandan8]

Let’s see what they do for me. BTW i had applied yesterday and haven’t received any updates from them except a sms stating “We have received your Kotak Bank Credit Card application no: (application number). Allow us 7 days to process it. To check status, click www.kotak.com/rd/tkappl”

Wait for a week

 

[CardCraftsman.]

Wait for a week

Is there any other option? 🙂 i have to wait even if i don’t want to. BTW thanks for replying .

 

[CardCraftsman.]

Do we get messages or it shows on website first after your cc application gets approved?

 

[pprakash11]

Do we get messages or it shows on website first after your cc application gets approved?

Yes. You 'll get sms on approval.
Moreover, Kotak does 2 cibil inquiry now a days.

 

[CardCraftsman.]

Yes. You 'll get sms on approval.
Moreover, Kotak does 2 cibil inquiry now a days.

Even for pre approved credit card?

 

[pprakash11]

Even for pre approved credit card?

If they take more than 2-3 days for approval then sure there will be 2 inquiries, one on the day of application and one on the day of approval and final decisonining.

 

[CardCraftsman.]

If they take more than 2-3 days for approval then sure there will be 2 inquiries, one on the day of application and one on the day of approval and final decisonining.

It’s showing approved on thier website but not showing in the app or on the net banking. Can i check credit limit RN nad if yes then how?

 

[rockyBalboa]

Even for pre approved credit card?

Did they do credit enquiries for your application? Also can you please guide through the steps of the application process upon clicking pre approved offer from mobile banking?

 

[CardCraftsman.]

Did they do credit enquiries for your application? Also can you please guide through the steps of the application process upon clicking pre approved offer from mobile banking?

No, they haven't conducted a hard inquiry yet. As for the process you asked about, it's very simple. You don't need to see it or require guidance while applying credit cards from not only kotak but every banks especially for pre approved offers.

 

[CardCraftsman.]

Did they do credit enquiries for your application? Also can you please guide through the steps of the application process upon clicking pre approved offer from mobile banking?

Which card they offer you?

 

[rockyBalboa]

No, they haven't conducted a hard inquiry yet. As for the process you asked about, it's very simple. You don't need to see it or require guidance while applying credit cards from not only kotak but every banks especially for pre approved offers.

Thanks. I just wanted to know if they asked for any document uploads?