Regarding icici wealth account

[CardSeeker]

recently 3days back i opened icici wealth account and debit card also issued.

i already have one icici savings account and i linked new wealth account to old account mobile number

i already asked CC abt the same they said u can use both accounts.

QUERY IS after linking wealth account still imobile showing MAROON Colour not showing the black theme ?

any one faced the same issue or it takes time to convert to wealth ( two icici accounts showing on IMOBILE APP )

 

[panu24]

DO NOT OPEN ICICI WEALTH MANAGEMENT ACCOUNT.

My experience is really bad. I opened it around 6 months back and today received an email regarding downgradation.
I will close the account immediately.
Attaching the email screenshot.

One account closed, few more to follow.
😂😂😂

6 Dec ki deadline mili hai.

In my opinion Icici has not changed wealth account TnC since you open it. You can say your experience is bad only if you have something written from icici bank customer care or RM where they promised below 25L TRV account opened will never downgraded. You can complain if you have such proof and can try to retain wealth status.

 

[hellobois]

DO NOT OPEN ICICI WEALTH MANAGEMENT ACCOUNT.

My experience is really bad. I opened it around 6 months back and today received an email regarding downgradation.
I will close the account immediately.
Attaching the email screenshot.

One account closed, few more to follow.
😂😂😂

6 Dec ki deadline mili hai.

The only good part was the black leather pouch (I keep it for holding recharge cables) 😄😄

 

[hellobois]

In my opinion Icici has not changed wealth account TnC since you open it. You can say your experience is bad only if you have something written from icici bank customer care or RM where they promised below 25L TRV account opened will never downgraded. You can complain if you have such proof and can try to retain wealth status.

I no not intend to continue as there was no such benefits for me.
I'm happy with HDFC and Axis and 7 other accounts 😂😂🤑.
I just opened it as it was offered free + a fancy DC + a black pouch which is literally useless as it has ICICI written over it.
So I'll close it happily.
I just tried to warn my clan members so that they do not have to go through the same process.
Those who have 25-20 lakh extra can easily continue with "Wealth" status.

 

[aayusharyan]

DO NOT OPEN ICICI WEALTH MANAGEMENT ACCOUNT.

My experience is really bad. I opened it around 6 months back and today received an email regarding downgradation.
I will close the account immediately.
Attaching the email screenshot.

One account closed, few more to follow.
😂😂😂

6 Dec ki deadline mili hai.

Bro, what is your account balance which triggered this threshold mail?

 

[palen]

DO NOT OPEN ICICI WEALTH MANAGEMENT ACCOUNT.

My experience is really bad. I opened it around 6 months back and today received an email regarding downgradation.
I will close the account immediately.
Attaching the email screenshot.

One account closed, few more to follow.
😂😂😂

6 Dec ki deadline mili hai.

Are you seeing SBKIT or SBGEN as your account type?

 

[aayusharyan]

Are you seeing SBKIT or SBGEN as your account type?

What's the difference between both?

 

[hellobois]

Bro, what is your account balance which triggered this threshold mail?

14 Rs only 😁😁

 

[Akashn]

DO NOT OPEN ICICI WEALTH MANAGEMENT ACCOUNT.

My experience is really bad. I opened it around 6 months back and today received an email regarding downgradation.
I will close the account immediately.
Attaching the email screenshot.

One account closed, few more to follow.
😂😂😂

6 Dec ki deadline mili hai.

did you get any pre approved loan/cc offers during this time?

 

[hellobois]

Are you seeing SBKIT or SBGEN as your account type?

account type is Savings only.

 

[hellobois]

did you get any pre approved loan/cc offers during this time?

I got a ICICI HPCL Coral card as LTF.
I think they got triggered by the speed with which i took advantage of this account 😁😁

 

[Akashn]

I got a ICICI HPCL Coral card as LTF.

When actually? +3 words

 

[hellobois]

When actually? +3 words

I got it last month only, I was also pushing for another LTF card but this happened. I think they will not offer anything to me for next decade 😂😂

 

[Akashn]

I got it last month only, I was also puching for another LTF card but this happened. I think they will not offer anything to me for next decade 😂😂

So in 5th month of account opening? My account is 3 months old so asking ( got downgrade mail today )

 

[SSV]

So in 5th month of account opening? My account is 3 months old so asking ( got downgrade mail today )

Actually very sad man.. you have recently opened the account.. I remember it..
Sorry..
You are my first buddy in this forum who DMed me…

 

[Akashn]

Actually very sad man.. you have recently opened the account.. I remember it..
Sorry..

Arey why are you sorry 😂 .. Its fine.. I'll keep using it but will miss wealth DC more than anything 😢 ( I am maintaining 1L balance )

 

[SSV]

Arey why are you sorry 😂 .. Its fine.. I'll keep using it but will miss wealth DC more than anything 😢 ( I am maintaining 1L balance )

.. .. ..

 

[WandereR]

account type is Savings only.

Can you check on netbanking instead, it shows the code in netbanking

 

[palen]

What's the difference between both?

Check this out,

Got a call from ICICI Wealth RM regarding 'downgrade trigger'!

Today I got a call from my Wealth account assigned RM that he has got a 'downgrade trigger' for my account because my account is not maintaining sufficient balance i.e., I am maintaining around 10k these days... so he has apparently got a trigger to downgrade my account to 10k MAB variant one...

www.technofino.in

 

[SSV]

Check this out,

Got a call from ICICI Wealth RM regarding 'downgrade trigger'!

Today I got a call from my Wealth account assigned RM that he has got a 'downgrade trigger' for my account because my account is not maintaining sufficient balance i.e., I am maintaining around 10k these days... so he has apparently got a trigger to downgrade my account to 10k MAB variant one...

www.technofino.in

I don’t think it matters..
SBI GEN and SBI KIT. .. no difference with regard to getting downgrade..
He is also wrong in SBI GEN being an upgraded account..
My account was a fresh direct WM account when I opened it last year and it was classified as SBI GEN..

Just maintain a TRV of minimum 6 to 8 lakhs .. you should be fine..

 

[amitamie]

I got a ICICI HPCL Coral card as LTF.
I think they got triggered by the speed with which i took advantage of this account 😁😁

When you have closed your account with icici bank. What happened with your icici bank credit card ? Are you able to use your credit cards from ICICI?