So, here's the deal: I am a loyal HDFC cardholder for about 7 years, already hold 2 cards DCB and Neu Infinity.The other day got wind of their new offering - the "marriot Bonvoy card."
Have an international trip lined up so extra lounge visits counts (especially when dcb is being denied for add on at many airports ) plus the sweet deal of a marriot night for 3k+ taxes... it's a no brainer.
Last week,I jump online, application filled out in a heartbeat, and hit submit.
But then, the dreaded email arrives immediately - your application rejected. My marriot dreams crash and burn faster than a Diwali rocket in a monsoon.
Dejected, I drown my sorrows in chai (because what else do you do in mumbai?), contemplating the cosmic injustice of it all. I simply wrote two lines to hdfc......What is the reason for rejection? Kindly elaborate ..
that's it
Then, just when I'd resigned myself to a life of mundane swipes, a glimmer of hope arrives. A knock on the phone via sms, and there it is, card approved to be delivered in 3 days
My initial bewilderment gives way to cautious optimism. Did the hdfc gods have a change of heart? Did a lucky leprechaun bless my application?
I Double checked the application number.... Voila it's the same....i even got msg from mycards to set the pin.
still fingers crossed ..let's see if they deliver
Now, the questions swarm: was it a glitch in the matrix? A marketing masterstroke to pique my curiosity? Or, dare I dream, a silent apology for the initial rejection?
My fellow technofino ccgeeks, I leave this enigma in your capable hands. Have you ever experienced such credit card capriciousness? What cosmic forces govern the decisions of these financial overlords? And most importantly, should I embrace this unexpected windfall or tread cautiously, fearing the inevitable karmic payback?
Let the forum sleuths commence their investigation! And remember, folks, keep your swipes righteous and your credit scores sparkling, for the ways of the credit card companies are as mysterious as the monsoon winds.