(REMOVED) PayTM Platform fee for credit card bill payment

[Infinite]

Update: Platform fee has been withdrawn by PayTM for credit card bill payments

Found Platform fee being applied in PayTM for credit card bill payment using wallet today. Applies to UPI and debit card payments too.

Is this new?

 

[Das.N]

In haramiyon ka baas ek hi profitable business tha. Paytm payments Bank. Woh to ab raha nehi. To baki bacha service se customer ko lootne ka plan banaya hai.
Ab loss making company k loss bharo platform fee deke.
Lagta hai payments bank ke baad dhere dhere pura Paytm hi khatam ho jayega ek din

 

[samm255]

Today they are charging 4/5 rupees as an experiment and when they get enough people to use their services with a small fee they will increase price.

 

[Das.N]

Flipkart ne aisa bematlab ki ghatiya fees lagake customer ko bohut loota hai. Sale fee, packing fee, convenience fee, offer handling fee bol bol ke sale k time customer ko jeb kaate hai.
Pehle shayad 29 rupees se suru hua tha. Baad mein 49,99 bohut increase kiya hai.
Ab bhi credit card discount pe offer handling fee aur har phone pe secure packing fee lete hai chorkart.
Aur inka secure packing Amazon ke 100 rupees ke item ke mamuli package se bhi ghatiya hai.
Aur credit card company kisi discount de de toh inko woh bhi handle karne ke liye fee chahiye.

ChoTM bhi chorkart se inspired hai lagta hai.
Aise hi shuruwat karte hai har company.

 

[Dragon_slayer]

Bhai for u might be not, but for me it is, we have a lot of other options, there are several other players in the market, so we use them. We use to take cashback offers, instead of paying extra.

"we have a lot of other options, there are several other players in the market, so we use them" -- Exactly my point. If someone finds it inconvenient they will move to a different app.

 

[Das.N]

"we have a lot of other options, there are several other players in the market, so we use them" -- Exactly my point. If someone finds it inconvenient they will move to a different app.

What is the best alternative of Paytm for credit card bill payment through debit card right now.
I usually use HDFC Millennia and Indusind Select Visa+Master to pay credit card bill.
I heard mobikwik is a hit or miss with paying cashback through Indusind cards?
So what's the best app now to use?

 

[HumorSimpson]

What is the best alternative of Paytm for credit card bill payment through debit card right now.
I usually use HDFC Millennia and Indusind Select Visa+Master to pay credit card bill.
I heard mobikwik is a hit or miss with paying cashback through Indusind cards?
So what's the best app now to use?

Its a hit with ~3% charges, effectively a loss.

Even I am searching for a good app.

 

[Das.N]

Its a hit with ~3% charges, effectively a loss.

Even I am searching for a good app.

Did they charge for payment through debit card?

 

[HumorSimpson]

Did they charge for payment through debit card?

Yes. As of now mobikwik is useless

 

[ThriftyPlasticPundit]

eventually will happen to all apps and even banks

 

[sjmajumder]

It’s not 1%. I paid 80k and paid 4 rupees platform fees. That is 0.005%.

It is more like fixed fees. So the amount of bill being small makes the % look bad.

It is a fixed fee like Swiggy Zomato etc

 

[Das.N]

Ha jitna India ka credit card industry grow kar Raha hai, lagta hai har jagah extra charges lagega aur acche cards bhi devalue hota jayega.

The Indian credit card industry is growing very fast. So it seems like we have to pay this kind of charges everywhere and good cards will also be devalued.

 

[Das.N]

It is a fixed fee like Swiggy Zomato etc

Nothing is fixed for this corporates bro. Today it's 4 for 80k. Tomorrow it will be 10 then 50 and so on.

 

[Das.N]

Aj mobikwik 1000 pe 5.9 le raha hai. Ye mobikwik to Paytm se bada chor nikla

 

[sjmajumder]

Nothing is fixed for this corporates bro. Today it's 4 for 80k. Tomorrow it will be 10 then 50 and so on.

That's why I prefer my good old Cred

 

[sjmajumder]

Flipkart ne aisa bematlab ki ghatiya fees lagake customer ko bohut loota hai. Sale fee, packing fee, convenience fee, offer handling fee bol bol ke sale k time customer ko jeb kaate hai.
Pehle shayad 29 rupees se suru hua tha. Baad mein 49,99 bohut increase kiya hai.
Ab bhi credit card discount pe offer handling fee aur har phone pe secure packing fee lete hai chorkart.
Aur inka secure packing Amazon ke 100 rupees ke item ke mamuli package se bhi ghatiya hai.
Aur credit card company kisi discount de de toh inko woh bhi handle karne ke liye fee chahiye.

ChoTM bhi chorkart se inspired hai lagta hai.
Aise hi shuruwat karte hai har company.

I never liked Flipkart. Only ordered large appliances few times when their offer was better than Amazon's. I am a regular customer of Amazon,

 

[Das.N]

That's why I prefer my good old Cred

Can we use debit card for Small credit card payment of 5k-10k without any fees in cred?

 

[Dragon_slayer]

What is the best alternative of Paytm for credit card bill payment through debit card right now.
I usually use HDFC Millennia and Indusind Select Visa+Master to pay credit card bill.
I heard mobikwik is a hit or miss with paying cashback through Indusind cards?
So what's the best app now to use?

Paytm is still the best as long as you have a debit which gives some rewards points back. Like Burgundy DC.

 

[Dragon_slayer]

Cred is also good, but they allow debit cards only for bills above 50K, which is an issue as not everyone will be paying such amount each month.

 

[Deleted member 11974]

payzapp
bajaj finserv
cheq
many options are there

 

[HumorSimpson]

payzapp
bajaj finserv
cheq
many options are there

Payzapp non hdfc DC, non hdfc cc?