Repository of ways to get Rupay platinum card of all possible banks

[Batmanbaba]

Its a organic thread and will be kept updated as new information emerges. Banks are reluctant to issue rupay platinum card so in many banks you have to try multiple times. Best way to get is by calling customer care on call.

1. AU BANK-

For new customers- you will get Rupay platinum card by default on online digital account

For existing customers-

Apply for a RuPay Platinum Debit Card instantly by following these simple steps and enjoy several benefits:

Visit any branch: Head to your nearest branch and apply in person.
Call customer care: Alternatively, you can apply for a new card by calling customer care number 1800-1200-1200.

Charges- 150 + 18% gst


2. HDFC BANK-

For new customers - You can get rupay platinum card as default by applying for farmers account online

Savings Farmers Account - Exclusive Savings Account for Farmers by HDFC Bank

HDFC Bank offers Savings Farmers Account in India, a customized savings account exclusively for farmers with special features and benefits. Open account with a minimum deposit of ?2500.

www.hdfcbank.com

For existing customers-

RuPay Debit Card - Apply Online for RuPay Premium Debit Card | HDFC Bank

With HDFC Bank's RuPay Premium Debit Card, you can enjoy more savings on all kinds of spends along with travel, cash back benefits & much more. It can be used at ATMs, merchant outlets and online stores in India.

www.hdfcbank.com

Charges- 200 +18% gst


3. ICICI BANK

Icic rupay platinum card can be only issued by customer care. Call them and tell them to issue card. If they reject tell them to take a service complaint request about this card. After that you will see virtual rupay Platinum card in i mobile app and you will receive physical card in post.
Then it is important step. Never set ATM pin for new card through imobile app or through atm. Only use that card for online transaction. For online transaction don’t need pin. If we generate pin then issuance fees will be debited and old card will be automatically blocked.

By this way you can use your existing visa card plus rupay platinum card. For salary accounts both cards will be free

Call- 1860 120 7777

Go to bank account section in call and select talk to phone banking officer and request

Charges- 150+18% gst as per phone banking officer...



4. AXIS BANK-

For new customers - Axis republic salary account and easy access salary account holders will get this card by default.

For existing customers- you can either upgrade online in netbanking or call customer care for issuance on

1 - 860 - 419 - 5555

1 - 860 - 500- 5555

Not everyone gets option to upgrade in netbanking so you can call customer care.


Charges- Issuance fees 200+18%gst and same annual fees from second year onwards


5. TJSB bank issue Free RuPay Platinum debit card, Waiver in Debit Card AMC upto 1 year:

A) - TJSB SB NexGen -
MINIMUM BALANCE REQUIREMENT -

AQB of Rs. 3500/- for metro and Rs.2500/- for non metro branches
FEATURES -

Free 1 Cheque Book p.a.
Free RuPay Platinum Debit Card
Waiver in Debit Card AMC upto 1 year
Free Internet Banking facility
Free SMS Banking facility
Free IMPS transactions upto 1 year
Cashback offers on transaction through RuPay Platinum Debit Card
Free QR code facility
Free Personal Accidental Insurance Cover of Rs. 2 lakhs
ELIGIBILITY -

Any Indian resident in the age group of 14 to 35 years can open an account solely or jointly with parents/guardians only.
More Details - https://www.tjsbbank.co.in/SB-...en

Fill Online Apply forum - https://www.tjsbbank.co.in/Apply_now?type=SB ...

B) - TJSB Savings Elite Account -
MINIMUM BALANCE REQUIREMENT -

Metro – Rs.5,000/-
Non Metro – Rs.2,500/-
FEATURES -

RuPay Platinum Debit card (Free Rupay Platinum Debit card with Annual Maintenance Charges from 3rd year and withdrawal per day limit of ATM cash Rs.25000/- & POS / E-Com –35000/-)
Waiver in Debit Card AMC upto 2 years
Free :
Interbank ATM transactions
2 cheque books p.a.
3 Transactions of RTGS/NEFT, PO & IMPS p.m.
Internet Banking
SMS Banking Facility for balance enquiry, last 3 transactions and card hotmark
Cash deposit upto Rs.100000/- per day
QR Code Facility

Additional Benefits :
Free :


50% Annual Maintenance Charges free for Demat Account
Personal Accidental Insurance Cover upto Rs.2 lakhs **
DEBIT CARD FEATURES


Domestic Debit Card with Chip / PIN Security
Free Airport Lounge Access
Concierge Services
Personal Accidental Insurance Cover up to Rs.2 Lakhs
Covered with Card Fraud Insurance

More Details - https://www.tjsbbank.co.in/elite-savings-a...nt


Fill Online Apply forum https://www.tjsbbank.co.in/Apply_now?type=Savin...


or For opening TJSB Savings Elite Account, please download the below listed form along with the declaration and submit it to your nearest branch.


TJSB Savings Elite Account Opening Form - https://www.tjsbbank.co.in/assets/images/pages_...


Declaration for TJSB Savings Elite Account - https://www.tjsbbank.co.in/assets/images/pages_...


Branch available – Maharashtra, Goa, Gujarat, Madhya Pradesh, Karnataka


6. BANK OF INDIA

BOI | Bank of India

www.bankofindia.co.in

7. STATE BANK OF INDIA

Tuffest to get Rupay platinum card.... Only option is to go branch and fill form.. If you get someone of young age working there... Easy... Else if there are typical old uncle and auntie forget about that.If denied from the branch Then you have to complain on twitter... Then there us a chance you may get. There are different varieties of rupay platinum available here


A) - How to apply SBI Platinum Domestic debit card (Silver color card) – Apply Process:

Apply through SBI Branch, see their computer and ask them to select this Card, code “REP”.

B) - Rupay JCB code RPJ


C) - Rupay IOCL platinum card code IRP



8. BANK OF BARODA

For new customers-

https://tabit.bankofbaroda.com/BarodaInstaClick...

Account Opening Process : 100 % Online
(Make sure to choose activation of all digital services by checking it)
Apply for Account by filling all details after you will receive link for schedule VKYC 10 AM-5PM Complete your Video KYC (It takes 5-7 Minute to complete) After Successfully Video KYC within 10-15 Minutes you will receive Account Number + CIF Code through Email and SMS and after 15-20 Minutes you will receive 4 Digit code for login in Bob World App.
Then You can login in BOB World app
Make sure to apply for physical card rupay platinum after account opening otherwise they may send different variant
To Apply visit card tab Debit card request select rupay platinum 50rs charge

Then visit Card section apply for Rupay Platinum Card Physical (Charges 50 Rs Only)
Then create one Virtual Rupay Platinum Debit Card (FREE)

Min. QAB
Rural Rs 500*

Semi-Urban Rs 1000*
Urban / Metro Rs 2000/-*

Doc Required:
original Pan Card
Original AAdhar Card
Signature
Aadhaar XML Paperless KYC Process This is done on screen during call with agent


For existing customers -
Apply Virtual & Physical RuPay Platinum card online through BOB World app or BOB mconnect plus app or by calling customer care


9. PUNJAB NATIONAL BANK -

NEW CUSTOMER -

Open Unnathi account.
Minimum balance 1000 balance
Total 3 Platinum rupay card can be applied on single sb account
Sb account open wait time is 5 days and dc wait time is 10 days.
1.Charges for primary rupay platinum dc Rs 250 issuance fee
3.Add on card Rs 150 issuance
All card has Rs 150 annual fee

Existing customer - since sarkari bank so have to visit branch


10. FINCARE BANK

https://www.fincarebank.com/101-pr...ty
Apply for 101 priority account through this link with adhaar kyc. It only take 5 minutes. Virtual card can be viewed on their app. This account has 25k minimum balance. Don’t worry about it. Intial funding no need. It will automatically close after 1 year if we don’t do kyc. So 1 year we can loot amazon. 100*12= 1200 rs profit

11. EQUITAS BANK

Equitas bank issue RuPay Platinum card & Zero balance account:

First open online Equitas bank Selfe account – https://inet.equitasbank.com/...e/

Zero balance account,
virtual visa card (you need to visit bank branch to complete full KYC and issue RuPay Platinum debit card)
7% interest on saving account.

Balance in A/c XXXXXXXXXXXX as of 30-APR-21 EOD is INR 0.00, For any query call 1800-103-1222 . Check A/c for current balance . Credits in A/c are subject to clearing- Equitas Bank

Note – for RuPay Platinum, first complete full kyc from your nearest bank branch, then issue RuPay platinum debit card unless not.

Equitas bank issue RuPay platinum debit card via customer support on Selfe account.

Got RuPay platinum debit card, card issue charges – Rs118.

Note - after full kyc, they said its 10k acc but no charge if 0 balance

Rewards points -

Activate Debit Cards within 30 days of issuance – 50 Points

RuPay Platinum – 2 Point for every ₹150 spent.

12- IDFC BANK - IF YOU ARE EXISTING ACCOUNT HOLDER YOU CAN ORDER FIRST Tap for 99+gst one time fees
It's virtual dc
You will get rupay platinum..
So enjoy the 20%

 

[Chaitanya-a]

Is it worth opening the account as some sort of secondary account for UPI transactions rather than opening it for availing rupay platinum offers.

Nope. Only good for Rupay Platinum offers. High rate of txn failures. And refund is credited after 3-4 days for payment failures.

 

[CARDiologist]

Is there in transaction limit(like UPI transaction limit in a month) or a max account balance limit in NSDL PB? Or any other sort of limitation!?

and how is customer support!

Is it worth opening the account as some sort of secondary account for UPI transactions rather than opening it for availing rupay platinum offers.

I am holding a NSDL Jiffy zero balance account. Service charges are high compared to other zero balance accounts like ₹5.90/month.
It's works just like other payments Bank.Don't know the max upi limit but, it should be 1Lac like other banks.

 

[Abhishek012]

Nope. Only good for Rupay Platinum offers. High rate of txn failures. And refund is credited after 3-4 days for payment failures.

I use NSDL bank UPI, 99% times success rate but during midnight, sometimes UPI transaction is not working (if by chance money debited then you will get refund within 48hrs).

If i am not wrong then NSDL bank limit is 1 lakh per month because some users complaint that he/she is unable to use NSDL account balance above 1 lakh and money is stuck for whole month. So, dnt load money more than 1 lakh within a month.

@jimmypappachan
@SChakraborty

 

[Strange]

I use NSDL bank UPI, 99% times success rate but during midnight, sometimes UPI transaction is not working (if by chance money debited then you will get refund within 48hrs).

If i am not wrong then NSDL bank limit is 1 lakh per month because some users complaint that he/she is unable to use NSDL account balance above 1 lakh and money is stuck for whole month. So, dnt load money more than 1 lakh within a month.

@jimmypappachan
@SChakraborty

NSDL is also famous for freezing bank accounts like Neo Banks if you do high value transactions.
In my experience Paytm is the best Payments Bank, no transaction failure and no risk of account freeze, if you are doing genuine transactions.

 

[Abhishek012]

NSDL is also famous for freezing bank accounts like Neo Banks if you do high value transactions.
In my experience Paytm is the best Payments Bank, no transaction failure and no risk of account freeze, if you are doing genuine transactions.

No account freezing, if you already completed aadhar xml based full kyc.

 

[ashwinkashwink is verified member.]

No account freezing, if you already completed aadhar xml based full kyc.

He is not mentioning for account freeze for KYC it's for high value transactions.

 

[Strange]

No account freezing, if you already completed aadhar xml based full kyc.

My friend has completed Aadhar XML file based full kyc but when he did high value transaction, his account got freezed by NSDL and they asked him to send video along with kyc documents for verification.

 

[Abhishek012]

I got the physical card today and I did successful cash withdrawals from Canara and HDFC Bank ATMs but still this card is not working on any websites as OTP page is not loading. Why did Rupay/Canara Bank issue new BIN cards without setting up OTP page and how to solve this issue, please tell me Rupay expert @Abhishek012

Share card masked image.

Contact RuPay support on twitter and all Canara bank contact details here - https://canarabank.com/User_page.aspx?menulevel=5&menuid=5&CatID=2

 

[Abhishek012]

I got the physical card today and I did successful cash withdrawals from Canara and HDFC Bank ATMs but still this card is not working on any websites as OTP page is not loading. Why did Rupay/Canara Bank issue new BIN cards without setting up OTP page and how to solve this issue, please tell me Rupay expert @Abhishek012

Thanks for sharing your Jan dhan card pic on DM.

Mujhe laga he tha. Yeh RuPay card thorai hai. Govt scheme card hai.

Bahot se banks yeh sab cards ko E-com enabled nahi karte hai. Gareebo k safety k liye.

Halaki yeh depend karta hai banks pe.

For example - SBI and Axis bank enabled karte hai ecom transaction PMJDY card pe.

 

[pprakash11]

DM dekho.

Bhai yaha pe bhi pic share kardo plz

 

[jack333]

Mere paas bill kam pad gye, card extra ho gya

Bill main de deta hun bhai

 

[pprakash11]

Bill main de deta hun bhai

Aaiye aapka intezar tha

 

[jack333]

Extra hai toh DTH Recharge Kar de 500 ka jitney bhi extra cards hai sab se
Monthly installments me 400 UPI karta rahauga.

Kitna dth dekhte ho bhai maine to katwa ke jio fiber set top box lagwa liya hai

 

[pprakash11]

@pprakash11 @Chaitanya-a

I don't have canara account. But my mom has.
I ordered her MC Classic DC from Canara.

Strange that canara is behaving like this.

 

[VISHESH_BANSAL]

Kitna dth dekhte ho bhai maine to katwa ke jio fiber set top box lagwa liya hai

Bhai I did the Same.

But ek baar wifi Maintanince pe thha toh toh bwaal ho gaya tv kaam nhi kar raha.

Jabki dekhan kabhi hota nhi hai, sab mobile pe busy rhte hai.

Aur jab dekhna thha toh wifi down thha.

4 TV hai , wifi Down hoga toh Bawaal m nhi jhel sakta

Bass IPL aur Kapil sharma show ke liye TV chalta hai phirbhi channel saare chayie, chaye dekhne na ho isley per TV ka pakage around 400 hai

 

[Chaitanya-a]

Strange that canara is behaving like this.

Canara bank is behaving strangely with @Strange

 

[Rocky Bhai]

Shayad @Strange ko kisi dusre multiverse ka pmjdy ka dc Mila hai isiliye online kam nai kar raha

 

[Abhishek012]

I don't think ecom is not working due to this issue.

FYI, Canara Bank is issuing this PMJDY card to normal saving account holders, you can even apply for this card from Canara mobile app.

They have issued this card in my normal savings account, This card has no limits like normal PMJDY card. This card has the same transaction limits as regular rupay classic card.

My family member who has normal saving account is already using this card for years (they issued this card by default) and it's working on online transactions but this new BIN is causing the problem for me.

I don't know why canara has added NFC in this card, if they don't us to do ecom transactions.

Yehi reason hai bhai. Purane Jan dhan cards pe enabled hoga ecom and yeh new wale pe karenge aram se banks kyunki yeh gareebo k liye hai.

Jan dhan cards only Jan dhan yojna wale account holders k liye hote hai aur banks galat karte hai Jan dhan cards normal saving accounts me issue kar k.

Rahi baat limit ki toh woh jan dhan account ka he limit hote hai 10k isiliye Jan dhan card ki limit bhi by default 10k set ho jate hai but normal saving account me uski limit badh jati hogi.

Now Jan dhan cards ko normal saving accounts me issue krna galat kyun hai ?

kyunki govt kuch subsidies provide krte hai yeh jan dhan cards pe like - pandemic k time pe govt Rs500 per month send kar rahe the gareeb female jan dhan card holders ko. Agar wohi normal saving acc holder koi female k pas jan dhan card hoga toh usko bhi Rs500 per month mil gaya hoga.

NPCI k bahot se circulars bhi mil jayega jaha Jan dhan cards ko special BIN allot karte hai NPCI wale, taki usko baki RuPay cards se alag rakha jaye and govt subsidies provide kar paye.

Ek aur baat hai. Uppar se govt se pressure aate hai jada se jada Jan dhan cards issue karo toh bank wale isiliye ish tarah k harkate karte hai taki monthly dekha paye govt ko ki humne itne saare Jan dhan cards issue kar diye hai.

Jaise ki dekhte ho na bank wale apne Insurance policy, Loans wagera sell karne lag jate hai kyunki usko uppar se pressure aate hai. Same aise he hai.

Ek last thing, NPCI sab kuch check karne k baad he go live ka certificate dete hai banks ko. NPCI ne dekha hoga yeh gareebo ka Jan dhan cards hai toh aram se chill maar k kuch mahino k baad ecom enabled karenge. Gareeb log jadatar ATM ya POS me he use karte hai, isiliye go live ka certificate NPCI de diya hoga bank ko. Isiliye tumko bola ekbar RuPay team se baat karlo Twitter pe, woh log bata dega ecom supported hai ya nahi yeh jan dhan card k BIN pe.

 

[Abhishek012]

NPCI/Rupay is card me Ecom aaram se enable karegi but isme NFC Dene ki itni jaldi kyu thi, kya gareeb log ke liye Ecom nahi on karke NFC dena safe hai? old cards me to NFC nahi hai. Canara bank to Rupay card har variant apply karne ka option de Raha hai app me.

NFC ab by default aane lage hai, EMV chip me he raheta hai woh. Ab woh card ka hissa ho gaya hai. "RuPay ATM Only" card pe bhi NFC aate hai. Axis bank ka dekhlo.

Canara ka RuPay classic card tumko apply krne chahiye the.

 

[Abhishek012]

NFC by default but Ecom not by default why? NFC is safer than Ecom for poor people?

NFC physical hardware level pe hai. EMV chip k sath he ajkal inbuilt manufacture ho rahe hai.

"RuPay ATM only card" pe bhi NFC tag k sath aate hai, jo new Cards aa rahe hai usme.

Anyways ek kam karo. Rs250 ka Amz shopping voucher yaha se try karo and payu gateway page par failed pe kya error aa raha hai check karo - https://www.gyftr.com/amazon-shopping-voucher

Jaise ki kal mera fortum card otp page khul nhi raha tha toh yeh error aaya tha -

"NPCI412 - Issuer Authentication Server Failure"