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Repository of ways to get Rupay platinum card of all possible banks

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.

Batmanbaba

TF Legend
Its a organic thread and will be kept updated as new information emerges. Banks are reluctant to issue rupay platinum card so in many banks you have to try multiple times. Best way to get is by calling customer care on call.

1. AU BANK-

For new customers- you will get Rupay platinum card by default on online digital account

For existing customers-

Apply for a RuPay Platinum Debit Card instantly by following these simple steps and enjoy several benefits:

Visit any branch: Head to your nearest branch and apply in person.
Call customer care: Alternatively, you can apply for a new card by calling customer care number 1800-1200-1200.

Charges- 150 + 18% gst


2. HDFC BANK-

For new customers - You can get rupay platinum card as default by applying for farmers account online


For existing customers-


Charges- 200 +18% gst


3. ICICI BANK

Icic rupay platinum card can be only issued by customer care. Call them and tell them to issue card. If they reject tell them to take a service complaint request about this card. After that you will see virtual rupay Platinum card in i mobile app and you will receive physical card in post.
Then it is important step. Never set ATM pin for new card through imobile app or through atm. Only use that card for online transaction. For online transaction don’t need pin. If we generate pin then issuance fees will be debited and old card will be automatically blocked.

By this way you can use your existing visa card plus rupay platinum card. For salary accounts both cards will be free

Call- 1860 120 7777

Go to bank account section in call and select talk to phone banking officer and request

Charges- 150+18% gst as per phone banking officer...



4. AXIS BANK-

For new customers - Axis republic salary account and easy access salary account holders will get this card by default.

For existing customers- you can either upgrade online in netbanking or call customer care for issuance on

1 - 860 - 419 - 5555

1 - 860 - 500- 5555

Not everyone gets option to upgrade in netbanking so you can call customer care.


Charges- Issuance fees 200+18%gst and same annual fees from second year onwards


5. TJSB bank issue Free RuPay Platinum debit card, Waiver in Debit Card AMC upto 1 year:

A) - TJSB SB NexGen -
MINIMUM BALANCE REQUIREMENT -

AQB of Rs. 3500/- for metro and Rs.2500/- for non metro branches
FEATURES -

Free 1 Cheque Book p.a.
Free RuPay Platinum Debit Card
Waiver in Debit Card AMC upto 1 year
Free Internet Banking facility
Free SMS Banking facility
Free IMPS transactions upto 1 year
Cashback offers on transaction through RuPay Platinum Debit Card
Free QR code facility
Free Personal Accidental Insurance Cover of Rs. 2 lakhs
ELIGIBILITY -

Any Indian resident in the age group of 14 to 35 years can open an account solely or jointly with parents/guardians only.
More Details - https://www.tjsbbank.co.in/SB-...en

Fill Online Apply forum - https://www.tjsbbank.co.in/Apply_now?type=SB ...

B) - TJSB Savings Elite Account -
MINIMUM BALANCE REQUIREMENT -

Metro – Rs.5,000/-
Non Metro – Rs.2,500/-
FEATURES -

RuPay Platinum Debit card (Free Rupay Platinum Debit card with Annual Maintenance Charges from 3rd year and withdrawal per day limit of ATM cash Rs.25000/- & POS / E-Com –35000/-)
Waiver in Debit Card AMC upto 2 years
Free :
Interbank ATM transactions
2 cheque books p.a.
3 Transactions of RTGS/NEFT, PO & IMPS p.m.
Internet Banking
SMS Banking Facility for balance enquiry, last 3 transactions and card hotmark
Cash deposit upto Rs.100000/- per day
QR Code Facility

Additional Benefits :
Free :


50% Annual Maintenance Charges free for Demat Account
Personal Accidental Insurance Cover upto Rs.2 lakhs **
DEBIT CARD FEATURES


Domestic Debit Card with Chip / PIN Security
Free Airport Lounge Access
Concierge Services
Personal Accidental Insurance Cover up to Rs.2 Lakhs
Covered with Card Fraud Insurance

More Details - https://www.tjsbbank.co.in/elite-savings-a...nt


Fill Online Apply forum https://www.tjsbbank.co.in/Apply_now?type=Savin...


or For opening TJSB Savings Elite Account, please download the below listed form along with the declaration and submit it to your nearest branch.


TJSB Savings Elite Account Opening Form - https://www.tjsbbank.co.in/assets/images/pages_...


Declaration for TJSB Savings Elite Account - https://www.tjsbbank.co.in/assets/images/pages_...


Branch available – Maharashtra, Goa, Gujarat, Madhya Pradesh, Karnataka


6. BANK OF INDIA




7. STATE BANK OF INDIA

Tuffest to get Rupay platinum card.... Only option is to go branch and fill form.. If you get someone of young age working there... Easy... Else if there are typical old uncle and auntie forget about that.If denied from the branch Then you have to complain on twitter... Then there us a chance you may get. There are different varieties of rupay platinum available here


A) - How to apply SBI Platinum Domestic debit card (Silver color card) – Apply Process:

Apply through SBI Branch, see their computer and ask them to select this Card, code “REP”.

B) - Rupay JCB code RPJ


C) - Rupay IOCL platinum card code IRP



8. BANK OF BARODA

For new customers-

Account Opening Process : 100 % Online
(Make sure to choose activation of all digital services by checking it)
Apply for Account by filling all details after you will receive link for schedule VKYC 10 AM-5PM Complete your Video KYC (It takes 5-7 Minute to complete) After Successfully Video KYC within 10-15 Minutes you will receive Account Number + CIF Code through Email and SMS and after 15-20 Minutes you will receive 4 Digit code for login in Bob World App.
Then You can login in BOB World app
Make sure to apply for physical card rupay platinum after account opening otherwise they may send different variant
To Apply visit card tab Debit card request select rupay platinum 50rs charge

Then visit Card section apply for Rupay Platinum Card Physical (Charges 50 Rs Only)
Then create one Virtual Rupay Platinum Debit Card (FREE)

Min. QAB
Rural Rs 500*

Semi-Urban Rs 1000*
Urban / Metro Rs 2000/-*

Doc Required:
original Pan Card
Original AAdhar Card
Signature
Aadhaar XML Paperless KYC Process This is done on screen during call with agent


For existing customers -
Apply Virtual & Physical RuPay Platinum card online through BOB World app or BOB mconnect plus app or by calling customer care


9. PUNJAB NATIONAL BANK -

NEW CUSTOMER -

Open Unnathi account.
Minimum balance 1000 balance
Total 3 Platinum rupay card can be applied on single sb account
Sb account open wait time is 5 days and dc wait time is 10 days.
1.Charges for primary rupay platinum dc Rs 250 issuance fee
3.Add on card Rs 150 issuance
All card has Rs 150 annual fee

Existing customer - since sarkari bank so have to visit branch


10. FINCARE BANK

https://www.fincarebank.com/101-pr...ty
Apply for 101 priority account through this link with adhaar kyc. It only take 5 minutes. Virtual card can be viewed on their app. This account has 25k minimum balance. Don’t worry about it. Intial funding no need. It will automatically close after 1 year if we don’t do kyc. So 1 year we can loot amazon. 100*12= 1200 rs profit

11. EQUITAS BANK

Equitas bank issue RuPay Platinum card & Zero balance account:

First open online Equitas bank Selfe account – https://inet.equitasbank.com/...e/

Zero balance account,
virtual visa card (you need to visit bank branch to complete full KYC and issue RuPay Platinum debit card)
7% interest on saving account.

Balance in A/c XXXXXXXXXXXX as of 30-APR-21 EOD is INR 0.00, For any query call 1800-103-1222 . Check A/c for current balance . Credits in A/c are subject to clearing- Equitas Bank

Note – for RuPay Platinum, first complete full kyc from your nearest bank branch, then issue RuPay platinum debit card unless not.

Equitas bank issue RuPay platinum debit card via customer support on Selfe account.

Got RuPay platinum debit card, card issue charges – Rs118.

Note - after full kyc, they said its 10k acc but no charge if 0 balance

Rewards points -

Activate Debit Cards within 30 days of issuance – 50 Points

RuPay Platinum – 2 Point for every ₹150 spent.

12- IDFC BANK - IF YOU ARE EXISTING ACCOUNT HOLDER YOU CAN ORDER FIRST Tap for 99+gst one time fees
It's virtual dc
You will get rupay platinum..
So enjoy the 20%
 
Last edited by a moderator:
Only domestic lounge can be accessed via RuPay Platinum card
International will be Select
International lounge access also available on all RuPay Platinum International debit cards.

Contact your bank and ask International lounge access available or not (its decide by banks).

Kotak bank launch RuPay Platinum debit card for Kotak NationBuilders Salary Account Holders:

A host of benefits curated especially for Government and PSU professionals, who are committed to build India with their valuable service.

FU5WiUzacAAyxqz.jpg
 
Only domestic lounge can be accessed via RuPay Platinum card
International will be Select
International lounge access also available on all RuPay Platinum International debit cards.

Contact your bank and ask International lounge access available or not (its decide by banks).
As I see on rupay platinum website, it mentions access to 700+ international lounges. Still can banks prohibit access?
 
Absolutely right.
@srai98
Yes. I also request everyone, dnt misuse RuPay debit/credit/prepaid card for Airport lounge access.

If you guys have any Visa/mastercard/Amex/Diners club credit card or Visa/mastercard debit card and Airport lounge access available then use those cards for lounge access.

Most of the people, apply RuPay card only for airport lounge access and use visa/mastercard for all financial transactions.

The RuPay card causes huge losses to the banks, if you do not use your RuPay card for financial transactions and use it only for airport lounge access.

This is also one of the reasons why banks do not prefer to issue RuPay cards.

Next time if you use RuPay card airport lounge access then make sure you also use the card for all your financial transactions as well. This is also help the bank to issue more premium RuPay cards in future.

Note - Its true RuPay debit card have zero MDR fees but Indian govt give 1500 crore incentives to the bank for RuPay debit card domestic transactions. So, technically banks still earn money on RuPay debit card transactions.


True but I won't call it 'misuse' nonetheless.
Bohot se Airport par lambi lines hote ha lounge access me and sab k hath me RuPay Platinum cards hote ha.

Paytm bank already disabled airport lounge access facility on RuPay debit card because of misusing, Axis bank also reduce RuPay card Airport lounge access 2 times per quarter to 1 time per quarter.

SBI & ICICI bank didn't mentioned anywhere RuPay Platinum debit card offer Airport lounge access.

I got that
But by same logic we should pay bu cash only and not use DC/CC as merchants have to bear fees

How is availing lounge access misuse of card?
You will easily get RuPay Platinum debit card at just Rs100 to Rs300 and use for lounge access (per lounge access bank paid minimum Rs700 to maximum Rs2200 something in India)

but another side, customers are not using RuPay card for their daily finanacial transactions, they use Visa/master/Amex/diners club cards.

Banks get huge profit from visa/mastercard spend.
 
@srai98
Yes. I also request everyone, dnt misuse RuPay debit/credit/prepaid card for Airport lounge access.

If you guys have any Visa/mastercard/Amex/Diners club credit card or Visa/mastercard debit card and Airport lounge access available then use those cards for lounge access.

Most of the people, apply RuPay card only for airport lounge access and use visa/mastercard for all financial transactions.

The RuPay card causes huge losses to the banks, if you do not use your RuPay card for financial transactions and use it only for airport lounge access.

This is also one of the reasons why banks do not prefer to issue RuPay cards.

Next time if you use RuPay card airport lounge access then make sure you also use the card for all your financial transactions as well. This is also help the bank to issue more premium RuPay cards in future.

Note - Its true RuPay debit card have zero MDR fees but Indian govt give 1500 crore incentives to the bank for RuPay debit card domestic transactions. So, technically banks still earn money on RuPay debit card transactions.
Thank you for your note, but I don't get how it's misusing. BTW my primary reason was getting ICICI RuPay Debit card was Amazon offer and lower annual charges. I have multiple credit cards with lounge access and don't intend to use it for lounge.
 
Thank you for your note, but I don't get how it's misusing. BTW my primary reason was getting ICICI RuPay Debit card was Amazon offer and lower annual charges. I have multiple credit cards with lounge access and don't intend to use it for lounge.
Misusing means, If you use RuPay card for all your financial transactions, in that case banks earn some money from the merchants. The bank use this money to pay your lounge access bill etc

But currently most customers use RuPay Platinum debit card only for lounge access benefit and use Visa/master etc other cards for all financial transactions.

So, every months banks spend less money on visa/mastercard lounge services and earn more money from card spend. This is why Visa/Mastercard is a profitable business for banks + visa/mastercard also give more incentives to banks, If banks issue more Visa/MasterCard and customers use VISA/MasterCard for all their financial transactions.

Now on RuPay card, banks earn very less money and spend more money for services like RuPay card lounge access. Which makes RuPay card is a loss making business for banks. RuPay also give incentives to banks but the problem is that most of the customers use RuPay Platinum Debit Card only for lounge access but they do not use RuPay card for all their financial transactions.
 
Yes today i got coffer brown card 💳. i see the icici a-z numbers are printed pretty badly there.
Btw @Batmanbaba, according to you which debit card is better to keep rupay or visa in terms offers, lounge acess etc, salary account so no charges here.
Better keep rupay one... 1200 straight benefits in one year on amazon.... Plus 20% upto 100 offer on swiggy on fridays.. Thats another 1200...plus there is airport lounge access too...
 
Yes today i got coffer brown card 💳. i see the icici a-z numbers are printed pretty badly there.
Btw @Batmanbaba, according to you which debit card is better to keep rupay or visa in terms offers, lounge acess etc, salary account so no charges here.
Currently, RuPay Platinum debit card is best because of Amazon add money offer, per month Rs100 profit, per RuPay Platinum debit card + lounge access also available.

Some people already have 25 to 30 RuPay Platinum debit cards, They earn annually Rs30,000 or Rs36,000 per year from Amazon offer (if you exclude card annual charges then yearly profit approx Rs25,000 to Rs30,000).

You can use multiple cards on same Amazon account.
 
Is it possible in single account?
single account means ? bank acc or Amazon acc ?

If Amazon account then yes.

or bank accounts - only Canara bank issue multiple RuPay Platinum debit cards, ICICI Salary acc holder get multiple debit cards or any other banks Joint account holders apply for multiple cards.

I think PNB also issue add-on debit cards, SBI bank also allow 2-3 debit cards.
 
single account means ? bank acc or Amazon acc ?

If Amazon account then yes.

or bank accounts - only Canara bank issue multiple RuPay Platinum debit cards, ICICI Salary acc holder get multiple debit cards or any other banks Joint account holders apply for multiple cards.

I think PNB also issue add-on debit cards, SBI bank also allow 2-3 debit cards.
Yeah single amazon account for multiple cards?
 
Can you post the image... And see in card control... Is it showing to set ecom and pos transaction limits
Can you please share an image by hiding card details?
I want to see how the card looks🙂

No, it’s not possible to set ecom and pos limit. Axis bank have capped those limits to Re 1. Even if they capped it to Rs 2, we could have use the lounge on these cards.

As I see on rupay platinum website, it mentions access to 700+ international lounges. Still can banks prohibit access?
Airport lounge access bill paid by banks for Visa/master/RuPay cards.

Therefore, banks decide they want to offer lounge access or not.
International lounge access also available on all RuPay Platinum International debit cards.

Contact your bank and ask International lounge access available or not (its decide by banks).

I tried using HDFC Rupay card in Ukraine and Rome but it was declined.

But Rupay confirmed International lounge to Rupay Platinum.
 

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