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Repository of ways to get Rupay platinum card of all possible banks

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.

Batmanbaba

TF Legend
Its a organic thread and will be kept updated as new information emerges. Banks are reluctant to issue rupay platinum card so in many banks you have to try multiple times. Best way to get is by calling customer care on call.

1. AU BANK-

For new customers- you will get Rupay platinum card by default on online digital account

For existing customers-

Apply for a RuPay Platinum Debit Card instantly by following these simple steps and enjoy several benefits:

Visit any branch: Head to your nearest branch and apply in person.
Call customer care: Alternatively, you can apply for a new card by calling customer care number 1800-1200-1200.

Charges- 150 + 18% gst


2. HDFC BANK-

For new customers - You can get rupay platinum card as default by applying for farmers account online


For existing customers-


Charges- 200 +18% gst


3. ICICI BANK

Icic rupay platinum card can be only issued by customer care. Call them and tell them to issue card. If they reject tell them to take a service complaint request about this card. After that you will see virtual rupay Platinum card in i mobile app and you will receive physical card in post.
Then it is important step. Never set ATM pin for new card through imobile app or through atm. Only use that card for online transaction. For online transaction don’t need pin. If we generate pin then issuance fees will be debited and old card will be automatically blocked.

By this way you can use your existing visa card plus rupay platinum card. For salary accounts both cards will be free

Call- 1860 120 7777

Go to bank account section in call and select talk to phone banking officer and request

Charges- 150+18% gst as per phone banking officer...



4. AXIS BANK-

For new customers - Axis republic salary account and easy access salary account holders will get this card by default.

For existing customers- you can either upgrade online in netbanking or call customer care for issuance on

1 - 860 - 419 - 5555

1 - 860 - 500- 5555

Not everyone gets option to upgrade in netbanking so you can call customer care.


Charges- Issuance fees 200+18%gst and same annual fees from second year onwards


5. TJSB bank issue Free RuPay Platinum debit card, Waiver in Debit Card AMC upto 1 year:

A) - TJSB SB NexGen -
MINIMUM BALANCE REQUIREMENT -

AQB of Rs. 3500/- for metro and Rs.2500/- for non metro branches
FEATURES -

Free 1 Cheque Book p.a.
Free RuPay Platinum Debit Card
Waiver in Debit Card AMC upto 1 year
Free Internet Banking facility
Free SMS Banking facility
Free IMPS transactions upto 1 year
Cashback offers on transaction through RuPay Platinum Debit Card
Free QR code facility
Free Personal Accidental Insurance Cover of Rs. 2 lakhs
ELIGIBILITY -

Any Indian resident in the age group of 14 to 35 years can open an account solely or jointly with parents/guardians only.
More Details - https://www.tjsbbank.co.in/SB-...en

Fill Online Apply forum - https://www.tjsbbank.co.in/Apply_now?type=SB ...

B) - TJSB Savings Elite Account -
MINIMUM BALANCE REQUIREMENT -

Metro – Rs.5,000/-
Non Metro – Rs.2,500/-
FEATURES -

RuPay Platinum Debit card (Free Rupay Platinum Debit card with Annual Maintenance Charges from 3rd year and withdrawal per day limit of ATM cash Rs.25000/- & POS / E-Com –35000/-)
Waiver in Debit Card AMC upto 2 years
Free :
Interbank ATM transactions
2 cheque books p.a.
3 Transactions of RTGS/NEFT, PO & IMPS p.m.
Internet Banking
SMS Banking Facility for balance enquiry, last 3 transactions and card hotmark
Cash deposit upto Rs.100000/- per day
QR Code Facility

Additional Benefits :
Free :


50% Annual Maintenance Charges free for Demat Account
Personal Accidental Insurance Cover upto Rs.2 lakhs **
DEBIT CARD FEATURES


Domestic Debit Card with Chip / PIN Security
Free Airport Lounge Access
Concierge Services
Personal Accidental Insurance Cover up to Rs.2 Lakhs
Covered with Card Fraud Insurance

More Details - https://www.tjsbbank.co.in/elite-savings-a...nt


Fill Online Apply forum https://www.tjsbbank.co.in/Apply_now?type=Savin...


or For opening TJSB Savings Elite Account, please download the below listed form along with the declaration and submit it to your nearest branch.


TJSB Savings Elite Account Opening Form - https://www.tjsbbank.co.in/assets/images/pages_...


Declaration for TJSB Savings Elite Account - https://www.tjsbbank.co.in/assets/images/pages_...


Branch available – Maharashtra, Goa, Gujarat, Madhya Pradesh, Karnataka


6. BANK OF INDIA




7. STATE BANK OF INDIA

Tuffest to get Rupay platinum card.... Only option is to go branch and fill form.. If you get someone of young age working there... Easy... Else if there are typical old uncle and auntie forget about that.If denied from the branch Then you have to complain on twitter... Then there us a chance you may get. There are different varieties of rupay platinum available here


A) - How to apply SBI Platinum Domestic debit card (Silver color card) – Apply Process:

Apply through SBI Branch, see their computer and ask them to select this Card, code “REP”.

B) - Rupay JCB code RPJ


C) - Rupay IOCL platinum card code IRP



8. BANK OF BARODA

For new customers-

Account Opening Process : 100 % Online
(Make sure to choose activation of all digital services by checking it)
Apply for Account by filling all details after you will receive link for schedule VKYC 10 AM-5PM Complete your Video KYC (It takes 5-7 Minute to complete) After Successfully Video KYC within 10-15 Minutes you will receive Account Number + CIF Code through Email and SMS and after 15-20 Minutes you will receive 4 Digit code for login in Bob World App.
Then You can login in BOB World app
Make sure to apply for physical card rupay platinum after account opening otherwise they may send different variant
To Apply visit card tab Debit card request select rupay platinum 50rs charge

Then visit Card section apply for Rupay Platinum Card Physical (Charges 50 Rs Only)
Then create one Virtual Rupay Platinum Debit Card (FREE)

Min. QAB
Rural Rs 500*

Semi-Urban Rs 1000*
Urban / Metro Rs 2000/-*

Doc Required:
original Pan Card
Original AAdhar Card
Signature
Aadhaar XML Paperless KYC Process This is done on screen during call with agent


For existing customers -
Apply Virtual & Physical RuPay Platinum card online through BOB World app or BOB mconnect plus app or by calling customer care


9. PUNJAB NATIONAL BANK -

NEW CUSTOMER -

Open Unnathi account.
Minimum balance 1000 balance
Total 3 Platinum rupay card can be applied on single sb account
Sb account open wait time is 5 days and dc wait time is 10 days.
1.Charges for primary rupay platinum dc Rs 250 issuance fee
3.Add on card Rs 150 issuance
All card has Rs 150 annual fee

Existing customer - since sarkari bank so have to visit branch


10. FINCARE BANK

https://www.fincarebank.com/101-pr...ty
Apply for 101 priority account through this link with adhaar kyc. It only take 5 minutes. Virtual card can be viewed on their app. This account has 25k minimum balance. Don’t worry about it. Intial funding no need. It will automatically close after 1 year if we don’t do kyc. So 1 year we can loot amazon. 100*12= 1200 rs profit

11. EQUITAS BANK

Equitas bank issue RuPay Platinum card & Zero balance account:

First open online Equitas bank Selfe account – https://inet.equitasbank.com/...e/

Zero balance account,
virtual visa card (you need to visit bank branch to complete full KYC and issue RuPay Platinum debit card)
7% interest on saving account.

Balance in A/c XXXXXXXXXXXX as of 30-APR-21 EOD is INR 0.00, For any query call 1800-103-1222 . Check A/c for current balance . Credits in A/c are subject to clearing- Equitas Bank

Note – for RuPay Platinum, first complete full kyc from your nearest bank branch, then issue RuPay platinum debit card unless not.

Equitas bank issue RuPay platinum debit card via customer support on Selfe account.

Got RuPay platinum debit card, card issue charges – Rs118.

Note - after full kyc, they said its 10k acc but no charge if 0 balance

Rewards points -

Activate Debit Cards within 30 days of issuance – 50 Points

RuPay Platinum – 2 Point for every ₹150 spent.

12- IDFC BANK - IF YOU ARE EXISTING ACCOUNT HOLDER YOU CAN ORDER FIRST Tap for 99+gst one time fees
It's virtual dc
You will get rupay platinum..
So enjoy the 20%
 
Last edited by Vasuki:
He chose atm chip card... There is also separate option for Rupay Platinum card.. Which dont show for everyone on netbanking... So you have to call customer care or branch visit....

Bob is also good option.... Plus Au is currently rocking in terms of offers and cheapest along with icici rupay platinum.... And I heard card quality and design is alao very good

Swiggy offer is 20% off upto 100 once per month per card on friday....
Got it, that's not too bad.

Sometimes I wonder if zomato cc is just borderline overrated by us. 🤣 🤣
 
I
True af. Only when I connected to Senior officer, the SR was raised for me. They think the customer is a fool! 🤷‍♂️

I was told zero charges. Don't know what's going on with ICICI. 🤔😂
Think you have been issued the yellow one given with jan dhan account.... 10000 atm plus 10000 pos limit... Let it be generated online then we can match the bin....

Mine is sure platinum... The calls are recorded... If they send something else then I will complain... As I told 4-5 times rupay platinum...

Got it, that's not too bad.

Sometimes I wonder if zomato cc is just borderline overrated by us. 🤣 🤣
Its overrated.... The biggest disappointment is cb in form of zomato credit which can only be used on zomato... Also they shud give zomato pro plus membership instead of pro....
 
I
Think you have been issued the yellow one given with jan dhan account.... 10000 atm plus 10000 pos limit... Let it be generated online then we can match the bin....

Mine us sure platinum... The calls are recorded... If they send something else then I will complain... As I told 4-5 times rupay platinum...
Oh, so he got same one I got from Axis as a free physical debit card. (at least issuance, don't know about yearly charges).

Now I get it, yellow one is basically jan dhan rupay debit.

Its overrated.... The biggest disappointment is cb in form of zomato credit which can only be used on zomato... Also they shud give zomato pro plus membership instead of pro....
Yeah, I'm not finding it too useful except when I dine out.

I don't have any CC that gives 5% on dining out and axis/HDFC dining programs are just pure bullshit, cost of me eating at their partner restros exceeds cost I spend on buying monthly groceries. Who will do that to get 15-20% discounts?

Also, zomato cc occasionally has bigbasket and blinkit offers, sadly blinkit doesn't work here.
 
Oh, so he got same one I got from Axis as a free physical debit card. (at least issuance, don't know about yearly charges).

Now I get it, yellow one is basically jan dhan rupay debit.
Yes.... Its the most basic one......... I will also take that after my axis card completes 10 months... It has been issued this month only... 300+18%gst charged so first I have to earn more than that from that card...
 
I
Think you have been issued the yellow one given with jan dhan account.... 10000 atm plus 10000 pos limit... Let it be generated online then we can match the bin....

Mine us sure platinum... The calls are recorded... If they send something else then I will complain... As I told 4-5 times rupay platinum...
Yeah will match the BINS once generated. But there isn't a chance of us getting different versions, coz there's only 1 Rupay DC which ICICI issues. And regarding the ₹10, 000 limits, as I said the senior officer clarified it can be increased. So, what the customer executive told me about limit is not true. But this can only be verified once the card is generated on iMobile. Let's wait and see! 😅
 
Yeah will match the BINS once generated. But there isn't a chance of us getting different versions, coz there's only 1 Rupay DC which ICICI issues. And regarding the ₹10, 000 limits, as I said the senior officer clarified it can be increased. So, what the customer executive told me about limit is not true. But this can only be verified once the card is generated on iMobile. Let's wait and see! 😅
This I really doubt, because jan dhan accounts were compulsion for all banks, and no bank will offer rupay plat for that so they have to have basic yellow jan dhan rupay card for issuance too.

So, its very much possible.
 
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Reactions: 007
Yes
I feel like in absence of credit card LTF offers due to off-season this forum has became debit card centric 🤣 🤣
... Yes... Sometimes.... Debit card are much better than credit cards.... Its debit card season....

@Batmanbaba is the Rupay Platinum Virtual card from BOB eligible for the amazon (Friday) offer?
Yes... Every rupay platinum is eligible... Of any bank...
 
Its a organic thread and will be kept updated as new information emerges. Banks are reluctant to issue rupay platinum card so in many banks you have to try multiple times. Best way to get is by calling customer care on call.

1. AU BANK-

For new customers- you will get Rupay platinum card by default on online digital account

For existing customers-

Apply for a RuPay Platinum Debit Card instantly by following these simple steps and enjoy several benefits:

Visit any branch: Head to your nearest branch and apply in person.
Call customer care: Alternatively, you can apply for a new card by calling customer care number 1800-1200-1200.

Charges- 150 + 18% gst


2. HDFC BANK-

For new customers - You can get rupay platinum card as default by applying for farmers account online


For existing customers-


Charges- 200 +18% gst


3. ICICI BANK

Icic rupay platinum card can be only issued by customer care. Call them and tell them to issue card. If they reject tell them to take a service complaint request about this card. After that you will see virtual rupay Platinum card in i mobile app and you will receive physical card in post.
Then it is important step. Never set ATM pin for new card through imobile app or through atm. Only use that card for online transaction. For online transaction don’t need pin. If we generate pin then issuance fees will be debited and old card will be automatically blocked.

By this way you can use your existing visa card plus rupay platinum card. For salary accounts both cards will be free

Call- 1860 120 7777

Go to bank account section in call and select talk to phone banking officer and request

Charges- 150+18% gst as per phone banking officer...



4. AXIS BANK-

For new customers - Axis republic salary account and easy access salary account holders will get this card by default.

For existing customers- you can either upgrade online in netbanking or call customer care for issuance on

1 - 860 - 419 - 5555

1 - 860 - 500- 5555

Not everyone gets option to upgrade in netbanking so you can call customer care.


Charges- Issuance fees 200+18%gst and same annual fees from second year onwards


5. TJSB bank issue Free RuPay Platinum debit card, Waiver in Debit Card AMC upto 1 year:

A) - TJSB SB NexGen -
MINIMUM BALANCE REQUIREMENT -

AQB of Rs. 3500/- for metro and Rs.2500/- for non metro branches
FEATURES -

Free 1 Cheque Book p.a.
Free RuPay Platinum Debit Card
Waiver in Debit Card AMC upto 1 year
Free Internet Banking facility
Free SMS Banking facility
Free IMPS transactions upto 1 year
Cashback offers on transaction through RuPay Platinum Debit Card
Free QR code facility
Free Personal Accidental Insurance Cover of Rs. 2 lakhs
ELIGIBILITY -

Any Indian resident in the age group of 14 to 35 years can open an account solely or jointly with parents/guardians only.
More Details - https://www.tjsbbank.co.in/SB-...en

Fill Online Apply forum - https://www.tjsbbank.co.in/Apply_now?type=SB ...

B) - TJSB Savings Elite Account -
MINIMUM BALANCE REQUIREMENT -

Metro – Rs.5,000/-
Non Metro – Rs.2,500/-
FEATURES -

RuPay Platinum Debit card (Free Rupay Platinum Debit card with Annual Maintenance Charges from 3rd year and withdrawal per day limit of ATM cash Rs.25000/- & POS / E-Com –35000/-)
Waiver in Debit Card AMC upto 2 years
Free :
Interbank ATM transactions
2 cheque books p.a.
3 Transactions of RTGS/NEFT, PO & IMPS p.m.
Internet Banking
SMS Banking Facility for balance enquiry, last 3 transactions and card hotmark
Cash deposit upto Rs.100000/- per day
QR Code Facility

Additional Benefits :
Free :


50% Annual Maintenance Charges free for Demat Account
Personal Accidental Insurance Cover upto Rs.2 lakhs **
DEBIT CARD FEATURES


Domestic Debit Card with Chip / PIN Security
Free Airport Lounge Access
Concierge Services
Personal Accidental Insurance Cover up to Rs.2 Lakhs
Covered with Card Fraud Insurance

More Details - https://www.tjsbbank.co.in/elite-savings-a...nt


Fill Online Apply forum https://www.tjsbbank.co.in/Apply_now?type=Savin...


or For opening TJSB Savings Elite Account, please download the below listed form along with the declaration and submit it to your nearest branch.


TJSB Savings Elite Account Opening Form - https://www.tjsbbank.co.in/assets/images/pages_...


Declaration for TJSB Savings Elite Account - https://www.tjsbbank.co.in/assets/images/pages_...


Branch available – Maharashtra, Goa, Gujarat, Madhya Pradesh, Karnataka


6. BANK OF INDIA




7. STATE BANK OF INDIA

Tuffest to get Rupay platinum card.... Only option is to go branch and fill form.. If you get someone of young age working there... Easy... Else if there are typical old uncle and auntie forget about that.If denied from the branch Then you have to complain on twitter... Then there us a chance you may get. There are different varieties of rupay platinum available here


A) - How to apply SBI Platinum Domestic debit card (Silver color card) – Apply Process:

Apply through SBI Branch, see their computer and ask them to select this Card, code “REP”.

B) - Rupay JCB code RPJ


C) - Rupay IOCL platinum card code IRP



8. BANK OF BARODA

For new customers-

Account Opening Process : 100 % Online
(Make sure to choose activation of all digital services by checking it)
Apply for Account by filling all details after you will receive link for schedule VKYC 10 AM-5PM Complete your Video KYC (It takes 5-7 Minute to complete) After Successfully Video KYC within 10-15 Minutes you will receive Account Number + CIF Code through Email and SMS and after 15-20 Minutes you will receive 4 Digit code for login in Bob World App.
Then You can login in BOB World app
Make sure to apply for physical card rupay platinum after account opening otherwise they may send different variant
To Apply visit card tab Debit card request select rupay platinum 50rs charge

Then visit Card section apply for Rupay Platinum Card Physical (Charges 50 Rs Only)
Then create one Virtual Rupay Platinum Debit Card (FREE)

Min. QAB
Rural Rs 500*

Semi-Urban Rs 1000*
Urban / Metro Rs 2000/-*

Doc Required:
original Pan Card
Original AAdhar Card
Signature
Aadhaar XML Paperless KYC Process This is done on screen during call with agent


For existing customers -
Apply Virtual & Physical RuPay Platinum card online through BOB World app or BOB mconnect plus app or by calling customer care


9. PUNJAB NATIONAL BANK -

NEW CUSTOMER -

Open Unnathi account.
Minimum balance 1000 balance
Total 3 Platinum rupay card can be applied on single sb account
Sb account open wait time is 5 days and dc wait time is 10 days.
1.Charges for primary rupay platinum dc Rs 250 issuance fee
3.Add on card Rs 150 issuance
All card has Rs 150 annual fee

Existing customer - since sarkari bank so have to visit branch


10. FINCARE BANK

https://www.fincarebank.com/101-pr...ty
Apply for 101 priority account through this link with adhaar kyc. It only take 5 minutes. Virtual card can be viewed on their app. This account has 25k minimum balance. Don’t worry about it. Intial funding no need. It will automatically close after 1 year if we don’t do kyc. So 1 year we can loot amazon. 100*12= 1200 rs profit

11. EQUITAS BANK

Equitas bank issue RuPay Platinum card & Zero balance account:

First open online Equitas bank Selfe account – https://inet.equitasbank.com/...e/

Zero balance account,
virtual visa card (you need to visit bank branch to complete full KYC and issue RuPay Platinum debit card)
7% interest on saving account.

Balance in A/c XXXXXXXXXXXX as of 30-APR-21 EOD is INR 0.00, For any query call 1800-103-1222 . Check A/c for current balance . Credits in A/c are subject to clearing- Equitas Bank

Note – for RuPay Platinum, first complete full kyc from your nearest bank branch, then issue RuPay platinum debit card unless not.

Equitas bank issue RuPay platinum debit card via customer support on Selfe account.

Got RuPay platinum debit card, card issue charges – Rs118.

Note - after full kyc, they said its 10k acc but no charge if 0 balance

Rewards points -

Activate Debit Cards within 30 days of issuance – 50 Points

RuPay Platinum – 2 Point for every ₹150 spent.
You meant with Virtual and Physical Debit Card from BoB, we can use Amazon offer twice with each of these two cards even if both of them are mapped to the same account?
 
Usually icici only have platinum variant as told by my branch manager.... They dont issue that nornal yellow one....
ICICI bank issue total 6 types of RuPay cards -

1) RuPay Jan dhan card - only for Jan dhan account holders (yellow one)
2) RuPay Platinum debit card (ICICI customer support told this is RuPay card) by default you will get RuPay Platinum debit card.
Everyone got this RuPay Platinum debit card, when you apply through customer support or offline branches etc

3) RuPay Platinum debit card (SmartShopper customers/ Silver color card)
4) RuPay Coral debit card (RuPay Platinum)
5) RuPay Rubyx debit card (RuPay Platinum)
6) RuPay Sapphiro debit card (RuPay Select Wellness card)

Note - ICICI Mine account holders is not eligible for RuPay card.
 
You meant with Virtual and Physical Debit Card from BoB, we can use Amazon offer twice with each of these two cards even if both of them are mapped to the same account?
If the card number are different.. Then yes...

Y
ICICI bank issue total 6 types of RuPay cards -

1) RuPay Jan dhan card - only for Jan dhan account holders (yellow one)
2) RuPay Platinum debit card (ICICI customer support told this is RuPay card) by default you will get RuPay Platinum debit card.
Everyone got this RuPay Platinum debit card, when you apply through customer support or offline branches etc

3) RuPay Platinum debit card (SmartShopper customers/ Silver color card)
4) RuPay Coral debit card (RuPay Platinum)
5) RuPay Rubyx debit card (RuPay Platinum)
6) RuPay Sapphiro debit card (RuPay Select Wellness card)

Note - ICICI Mine account holders is not eligible for RuPay card.
YEs the last 3 ones are gemstone cards... And 3rd one is smart shopper one..currently holding smart shopper visa platinum... So let see I get 2nd or 3rd... My branch manager also told that icici by default issue platinum card....

Those gemstones one are quite pricey...


And mine account can only have mine and mine plus card... Its mostly useless account...
 
But they charge around 25rs +18% gst for using amazon pay offer on fridays and also swiggy friday offers... Due to this I closed my account with them...
NSDL bank 25+GST charges already removed from April month, NSDL send official notification to everyone. No charges debited from April month.
 
ICICI bank issue total 6 types of RuPay cards -

1) RuPay Jan dhan card - only for Jan dhan account holders (yellow one)
2) RuPay Platinum debit card (ICICI customer support told this is RuPay card) by default you will get RuPay Platinum debit card.
Everyone got this RuPay Platinum debit card, when you apply through customer support or offline branches etc

3) RuPay Platinum debit card (SmartShopper customers/ Silver color card)
4) RuPay Coral debit card (RuPay Platinum)
5) RuPay Rubyx debit card (RuPay Platinum)
6) RuPay Sapphiro debit card (RuPay Select Wellness card)

Note - ICICI Mine account holders is not eligible for RuPay card.
Any difference among 2-5 as all are Rupay Platinum? 👀
And how to know which one they issued between 2nd and 3rd?
 
If the card number are different.. Then yes...
Can you please confirm the following workflow?

1. While applying digitally for the advantage savings account, should we opt in or opt out for Debit Card?

2A. If we opted out in Step 1, can we still opt for RP physical card from BoB World?

2B. If we opted in Step 1, can we again request for RP physical card from BoB World?

3. If we generate virtual card and then opt for physical card, will both these cards be carrying the same number?

4. If we request for physical card from BoB World and then followed by virtual card generation, will both these card be carrying the same number?
 
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