Repository of ways to get Rupay platinum card of all possible banks

[Batmanbaba]

Its a organic thread and will be kept updated as new information emerges. Banks are reluctant to issue rupay platinum card so in many banks you have to try multiple times. Best way to get is by calling customer care on call.

1. AU BANK-

For new customers- you will get Rupay platinum card by default on online digital account

For existing customers-

Apply for a RuPay Platinum Debit Card instantly by following these simple steps and enjoy several benefits:

Visit any branch: Head to your nearest branch and apply in person.
Call customer care: Alternatively, you can apply for a new card by calling customer care number 1800-1200-1200.

Charges- 150 + 18% gst


2. HDFC BANK-

For new customers - You can get rupay platinum card as default by applying for farmers account online

Savings Farmers Account - Exclusive Savings Account for Farmers by HDFC Bank

HDFC Bank offers Savings Farmers Account in India, a customized savings account exclusively for farmers with special features and benefits. Open account with a minimum deposit of ?2500.

www.hdfcbank.com

For existing customers-

RuPay Debit Card - Apply Online for RuPay Premium Debit Card | HDFC Bank

With HDFC Bank's RuPay Premium Debit Card, you can enjoy more savings on all kinds of spends along with travel, cash back benefits & much more. It can be used at ATMs, merchant outlets and online stores in India.

www.hdfcbank.com

Charges- 200 +18% gst


3. ICICI BANK

Icic rupay platinum card can be only issued by customer care. Call them and tell them to issue card. If they reject tell them to take a service complaint request about this card. After that you will see virtual rupay Platinum card in i mobile app and you will receive physical card in post.
Then it is important step. Never set ATM pin for new card through imobile app or through atm. Only use that card for online transaction. For online transaction don’t need pin. If we generate pin then issuance fees will be debited and old card will be automatically blocked.

By this way you can use your existing visa card plus rupay platinum card. For salary accounts both cards will be free

Call- 1860 120 7777

Go to bank account section in call and select talk to phone banking officer and request

Charges- 150+18% gst as per phone banking officer...



4. AXIS BANK-

For new customers - Axis republic salary account and easy access salary account holders will get this card by default.

For existing customers- you can either upgrade online in netbanking or call customer care for issuance on

1 - 860 - 419 - 5555

1 - 860 - 500- 5555

Not everyone gets option to upgrade in netbanking so you can call customer care.


Charges- Issuance fees 200+18%gst and same annual fees from second year onwards


5. TJSB bank issue Free RuPay Platinum debit card, Waiver in Debit Card AMC upto 1 year:

A) - TJSB SB NexGen -
MINIMUM BALANCE REQUIREMENT -

AQB of Rs. 3500/- for metro and Rs.2500/- for non metro branches
FEATURES -

Free 1 Cheque Book p.a.
Free RuPay Platinum Debit Card
Waiver in Debit Card AMC upto 1 year
Free Internet Banking facility
Free SMS Banking facility
Free IMPS transactions upto 1 year
Cashback offers on transaction through RuPay Platinum Debit Card
Free QR code facility
Free Personal Accidental Insurance Cover of Rs. 2 lakhs
ELIGIBILITY -

Any Indian resident in the age group of 14 to 35 years can open an account solely or jointly with parents/guardians only.
More Details - https://www.tjsbbank.co.in/SB-...en

Fill Online Apply forum - https://www.tjsbbank.co.in/Apply_now?type=SB ...

B) - TJSB Savings Elite Account -
MINIMUM BALANCE REQUIREMENT -

Metro – Rs.5,000/-
Non Metro – Rs.2,500/-
FEATURES -

RuPay Platinum Debit card (Free Rupay Platinum Debit card with Annual Maintenance Charges from 3rd year and withdrawal per day limit of ATM cash Rs.25000/- & POS / E-Com –35000/-)
Waiver in Debit Card AMC upto 2 years
Free :
Interbank ATM transactions
2 cheque books p.a.
3 Transactions of RTGS/NEFT, PO & IMPS p.m.
Internet Banking
SMS Banking Facility for balance enquiry, last 3 transactions and card hotmark
Cash deposit upto Rs.100000/- per day
QR Code Facility

Additional Benefits :
Free :


50% Annual Maintenance Charges free for Demat Account
Personal Accidental Insurance Cover upto Rs.2 lakhs **
DEBIT CARD FEATURES


Domestic Debit Card with Chip / PIN Security
Free Airport Lounge Access
Concierge Services
Personal Accidental Insurance Cover up to Rs.2 Lakhs
Covered with Card Fraud Insurance

More Details - https://www.tjsbbank.co.in/elite-savings-a...nt


Fill Online Apply forum https://www.tjsbbank.co.in/Apply_now?type=Savin...


or For opening TJSB Savings Elite Account, please download the below listed form along with the declaration and submit it to your nearest branch.


TJSB Savings Elite Account Opening Form - https://www.tjsbbank.co.in/assets/images/pages_...


Declaration for TJSB Savings Elite Account - https://www.tjsbbank.co.in/assets/images/pages_...


Branch available – Maharashtra, Goa, Gujarat, Madhya Pradesh, Karnataka


6. BANK OF INDIA

BOI | Bank of India

www.bankofindia.co.in

7. STATE BANK OF INDIA

Tuffest to get Rupay platinum card.... Only option is to go branch and fill form.. If you get someone of young age working there... Easy... Else if there are typical old uncle and auntie forget about that.If denied from the branch Then you have to complain on twitter... Then there us a chance you may get. There are different varieties of rupay platinum available here


A) - How to apply SBI Platinum Domestic debit card (Silver color card) – Apply Process:

Apply through SBI Branch, see their computer and ask them to select this Card, code “REP”.

B) - Rupay JCB code RPJ


C) - Rupay IOCL platinum card code IRP



8. BANK OF BARODA

For new customers-

https://tabit.bankofbaroda.com/BarodaInstaClick...

Account Opening Process : 100 % Online
(Make sure to choose activation of all digital services by checking it)
Apply for Account by filling all details after you will receive link for schedule VKYC 10 AM-5PM Complete your Video KYC (It takes 5-7 Minute to complete) After Successfully Video KYC within 10-15 Minutes you will receive Account Number + CIF Code through Email and SMS and after 15-20 Minutes you will receive 4 Digit code for login in Bob World App.
Then You can login in BOB World app
Make sure to apply for physical card rupay platinum after account opening otherwise they may send different variant
To Apply visit card tab Debit card request select rupay platinum 50rs charge

Then visit Card section apply for Rupay Platinum Card Physical (Charges 50 Rs Only)
Then create one Virtual Rupay Platinum Debit Card (FREE)

Min. QAB
Rural Rs 500*

Semi-Urban Rs 1000*
Urban / Metro Rs 2000/-*

Doc Required:
original Pan Card
Original AAdhar Card
Signature
Aadhaar XML Paperless KYC Process This is done on screen during call with agent


For existing customers -
Apply Virtual & Physical RuPay Platinum card online through BOB World app or BOB mconnect plus app or by calling customer care


9. PUNJAB NATIONAL BANK -

NEW CUSTOMER -

Open Unnathi account.
Minimum balance 1000 balance
Total 3 Platinum rupay card can be applied on single sb account
Sb account open wait time is 5 days and dc wait time is 10 days.
1.Charges for primary rupay platinum dc Rs 250 issuance fee
3.Add on card Rs 150 issuance
All card has Rs 150 annual fee

Existing customer - since sarkari bank so have to visit branch


10. FINCARE BANK

https://www.fincarebank.com/101-pr...ty
Apply for 101 priority account through this link with adhaar kyc. It only take 5 minutes. Virtual card can be viewed on their app. This account has 25k minimum balance. Don’t worry about it. Intial funding no need. It will automatically close after 1 year if we don’t do kyc. So 1 year we can loot amazon. 100*12= 1200 rs profit

11. EQUITAS BANK

Equitas bank issue RuPay Platinum card & Zero balance account:

First open online Equitas bank Selfe account – https://inet.equitasbank.com/...e/

Zero balance account,
virtual visa card (you need to visit bank branch to complete full KYC and issue RuPay Platinum debit card)
7% interest on saving account.

Balance in A/c XXXXXXXXXXXX as of 30-APR-21 EOD is INR 0.00, For any query call 1800-103-1222 . Check A/c for current balance . Credits in A/c are subject to clearing- Equitas Bank

Note – for RuPay Platinum, first complete full kyc from your nearest bank branch, then issue RuPay platinum debit card unless not.

Equitas bank issue RuPay platinum debit card via customer support on Selfe account.

Got RuPay platinum debit card, card issue charges – Rs118.

Note - after full kyc, they said its 10k acc but no charge if 0 balance

Rewards points -

Activate Debit Cards within 30 days of issuance – 50 Points

RuPay Platinum – 2 Point for every ₹150 spent.

12- IDFC BANK - IF YOU ARE EXISTING ACCOUNT HOLDER YOU CAN ORDER FIRST Tap for 99+gst one time fees
It's virtual dc
You will get rupay platinum..
So enjoy the 20%

 

[Strange]

i too hold union Bank rupay platinum debit card, it's annual charges are free

How did you make annual charge free for this card?

 

[thespy11]

How did you make annual charge free for this card?

u simply have to make 40 online transaction in one year to waive off amc of debit card ,in my case i have done wallet load in Paytm and Amazon

 

[Abhishek012]

According to their website digital account holders will get rupay classic debit card but you asked them to give rupay platinum debit card. So, you got only one debit card which is Rupay Platinum right?
@Abhishek012 Union is not issuing JCB Rupay Platinum cards?

Union bank have both the card. RuPay Diners variant and RuPay JCB variant -

Apply only for RuPay Diners variant or simple RuPay Platinum debit card, some branches also have insta RuPay Platinum debit card (Diners variant) -

RuPay Platinum DC (back side you will get Diners club logo) -



Dnt apply for this RuPay JCB Platinum variant (currently, this variant is not supported on Amazon add money ) -

 

[hks789]

I applied for an SBI Rupay platinum on Nov 2nd, activated on Nov 7th.
Since it was a Rupay JCB card, I blocked it and tried to apply again through my friend at SBI.
Even though his request for an IOCL card is processed in the morning, it is rejected by evening citing some cooldown period.
The time frame is not mentioned anywhere. Is there a cooldown for successive Rupay Platinum applications in SBI?
If So How long?

@Batmanbaba @Abhishek012

 

[Batmanbaba]

I applied for an SBI Rupay platinum on Nov 2nd, activated on Nov 7th.
Since it was a Rupay JCB card, I blocked it and tried to apply again through my friend at SBI.
Even though his request for an IOCL card is processed in the morning, it is rejected by evening citing some cooldown period.
The time frame is not mentioned anywhere. Is there a cooldown for successive Rupay Platinum applications in SBI?
If So How long?

@Batmanbaba @Abhishek012

If u want rupay platinum card.. There are better alternatives in market... Sbi is the hardest to get and with their own set of issues..... As a customer its never good to run behind a enterprise....

 

[Strange]

u simply have to make 40 online transaction in one year to waive off amc of debit card ,in my case i have done wallet load in Paytm and Amazon

Can you share link of this offer?

 

[thespy11]

Can you share link of this offer?

this is not offer bro ,it's their terms and condition to wave off amc of debit card in 40 transactions ,i have been union Bank customer since 2018 ,never paid any debit card charges , now i have applied for paltinum and it will also be free

 

[anonymuos]

this is not offer bro ,it's their terms and condition to wave off amc of debit card in 40 transactions ,i have been union Bank customer since 2018 ,never paid any debit card charges , now i have applied for paltinum and it will also be free

Yes this is very nice gesture by Union Bank. Probably the ONLY PSU bank to not charge for physical debit card based on at least some criteria. Otherwise some of them even if they don't take issuance charges (SBI, Canara, UCO, IB) do take annual charges. Some like BOB, IOB, Central Bank take issuance charges too - pretty steep since this year.

 

[hks789]

If u want rupay platinum card.. There are better alternatives in market... Sbi is the hardest to get and with their own set of issues..... As a customer its never good to run behind a enterprise....

Already have them from BoB, ICICI, NSDL, and PNB.
Is any other bank which will ship cards faster?
SBI and ICICI delivered in 3-4 days. Bob took 2 weeks. PNB still traveling

For SBI since my friend is working there, don't have to visit any branch.
He is working in a different branch and was able to apply for cards for my family members.
Not much of a problem as I don't have to wait for their lunch breaks to be done
Was curious to know why it was rejected. Will ask him to apply again next month

 

[Batmanbaba]

Already have them from BoB, ICICI, NSDL, and PNB.
Is any other bank which will ship cards faster?
SBI and ICICI delivered in 3-4 days. Bob took 2 weeks. PNB still traveling

For SBI since my friend is working there, don't have to visit any branch.
He is working in a different branch and was able to apply for cards for my family members.
Not much of a problem as I don't have to wait for their lunch breaks to be done
Was curious to know why it was rejected. Will ask him to apply again next month

Au will give u by default with zero balance account.... Au offer are everywhere... So its double beneficial... Along with rupay platinum benefits...

 

[hks789]

Au will give u by default with zero balance account.... Au offer are everywhere... So its double beneficial... Along with rupay platinum benefits...

Tried that but they rejected vKYC saying no branches in my state.
Any one taken account online from non serviceable area?

 

[Abhishek012]

Tried that but they rejected vKYC saying no branches in my state.
Any one taken account online from non serviceable area?

AU cutomer care told, digital account available PAN- India but vkyc time most of the time agent reject for Vkyc verification.

you can also try Equitas and Jana bank online account.

Equitas selfi acc issue visa virtual card but after full kyc/vkyc you can apply for RuPay Platinum via call or email.

 

[hks789]

AU cutomer care told, digital account available PAN- India but vkyc time most of the time agent reject for Vkyc verification.

you can also try Equitas and Jana bank online account.

Equitas selfi acc issue visa virtual card but after full kyc/vkyc you can apply for RuPay Platinum via call or email.

Do Equitas and Jana approve vKYC Pan India?
None of these banks are present in my place

 

[Abhishek012]

Do Equitas and Jana approve vKYC Pan India?
None of these banks are present in my place

Well, itne saal ho gaya bhul gaya. check karna parega but i think No.

 

[federer.reddevil]

I saw that for IDFC Vishesh Salary Account we will get Rupay Platinum DC. Can anyone tell me how I can create the same?

 

[Abhishek012]

I saw that for IDFC Vishesh Salary Account we will get Rupay Platinum DC. Can anyone tell me how I can create the same?

Ask him @anonymuos . He already got IDFC RuPay Platinum DC on IDFC Vishesh Salary Account.

Here is the full apply process shared by him -

IDFC First Vishesh account RuPay Platinum. This account is only for rural customers but for some reason beyond me, the sales manager was somehow super nice, super kind to me at my IDFC branch. He fought with backend team to force them to open Vishesh account for metro customer. No idea why. Maybe because I told them I will have FDs there of significant amount and already have loan accounts with no outstanding amount (Amazon Pay Later, Flipkart Pay Later, Ola Money PostPaid, Mobikwik ZIP - all from IDFC). AMB ₹5000 but debit card is completely free just like HDFC SavingsMax debit cards. Account opened offline at branch but directly on tablet, otherwise can open via paper form also at branch. Card arrives home in a few days, no chip shortage issue. Activate online after internet banking/mobile banking self-registration, and change e-commerce transaction limit. Worked instantly for Amazon offer.

2 months ago, he shared -

Well in September they cut ₹590 debit card charges. I distinctly remember IDFC advertising debit card on this account as free which is why I opened it but can't seem to find that page on their website as they have secretly removed/updated it. Oh well time to force them to reverse or else approach RBI.

Annual charges are ₹300+GST for now.

Update: Filed a complaint saying that when I opened the account in July, the website specifically said "nil" issuance charges after 30.06.2022 (yes it was very specific) and then they silently revised the charges to ₹500+GST some time recently in September and updated the website to remove all traces of "nil" issuance charges. I threatened to complain to RBI since this is a case of bank going back on their claim just to get customers to open accounts. They agreed to reverse the charges in max. 7 days (they haven't reversed yet though).

 

[federer.reddevil]

In the Salary account they have shown that Services without any fees and they have written Annual Debit Card Fees

If I open account any chance of any Preapproved CC?

 

[anonymuos]

IDFC reversed the DC charges on Vishesh account (₹500+GST=₹590) later on because when I had opened the account, they had advertised "nil" charges and two months later, they had revised the charges. But for new accounts opened now, that won't be the case. So 6 months of Amazon Pay offer will be gone in recovering the DC charges only. Annual charges for now are ₹300+GST.

 

[federer.reddevil]

IDFC reversed the DC charges on Vishesh account (₹500+GST=₹590) later on because when I had opened the account, they had advertised "nil" charges and two months later, they had revised the charges. But for new accounts opened now, that won't be the case. So 6 months of Amazon Pay offer will be gone in recovering the DC charges only. Annual charges for now are ₹300+GST.

Is there any MAB requirements for the same? What happens if I change company and they ask to open salary account in different bank do I need to keep any amount in this account?

 

[anonymuos]

Is there any MAB requirements for the same? What happens if I change company and they ask to open salary account in different bank do I need to keep any amount in this account?

See IDFC Vishesh account fees and charges here: https://www.idfcfirstbank.com/rural-banking/accounts/savings-account/fees-and-charges Before reading, make sure to scroll down on that page and click "Know more" to see the full detailed MAB requirements, DC charges etc then read from the top. MAB is just ₹5K but it's a rural account so metro branches may deny. I got lucky, my branch sales manager said "I didn't want to say no to a customer" so he fought with backend to allow me to have Vishesh account in Metro region. When I opened account, issuance for DC was ₹0, now ₹590. Now they charge even for cheque book.