Repository of ways to get Rupay platinum card of all possible banks

[Batmanbaba]

Its a organic thread and will be kept updated as new information emerges. Banks are reluctant to issue rupay platinum card so in many banks you have to try multiple times. Best way to get is by calling customer care on call.

1. AU BANK-

For new customers- you will get Rupay platinum card by default on online digital account

For existing customers-

Apply for a RuPay Platinum Debit Card instantly by following these simple steps and enjoy several benefits:

Visit any branch: Head to your nearest branch and apply in person.
Call customer care: Alternatively, you can apply for a new card by calling customer care number 1800-1200-1200.

Charges- 150 + 18% gst


2. HDFC BANK-

For new customers - You can get rupay platinum card as default by applying for farmers account online

Savings Farmers Account - Exclusive Savings Account for Farmers by HDFC Bank

HDFC Bank offers Savings Farmers Account in India, a customized savings account exclusively for farmers with special features and benefits. Open account with a minimum deposit of ?2500.

www.hdfcbank.com

For existing customers-

RuPay Debit Card - Apply Online for RuPay Premium Debit Card | HDFC Bank

With HDFC Bank's RuPay Premium Debit Card, you can enjoy more savings on all kinds of spends along with travel, cash back benefits & much more. It can be used at ATMs, merchant outlets and online stores in India.

www.hdfcbank.com

Charges- 200 +18% gst


3. ICICI BANK

Icic rupay platinum card can be only issued by customer care. Call them and tell them to issue card. If they reject tell them to take a service complaint request about this card. After that you will see virtual rupay Platinum card in i mobile app and you will receive physical card in post.
Then it is important step. Never set ATM pin for new card through imobile app or through atm. Only use that card for online transaction. For online transaction don’t need pin. If we generate pin then issuance fees will be debited and old card will be automatically blocked.

By this way you can use your existing visa card plus rupay platinum card. For salary accounts both cards will be free

Call- 1860 120 7777

Go to bank account section in call and select talk to phone banking officer and request

Charges- 150+18% gst as per phone banking officer...



4. AXIS BANK-

For new customers - Axis republic salary account and easy access salary account holders will get this card by default.

For existing customers- you can either upgrade online in netbanking or call customer care for issuance on

1 - 860 - 419 - 5555

1 - 860 - 500- 5555

Not everyone gets option to upgrade in netbanking so you can call customer care.


Charges- Issuance fees 200+18%gst and same annual fees from second year onwards


5. TJSB bank issue Free RuPay Platinum debit card, Waiver in Debit Card AMC upto 1 year:

A) - TJSB SB NexGen -
MINIMUM BALANCE REQUIREMENT -

AQB of Rs. 3500/- for metro and Rs.2500/- for non metro branches
FEATURES -

Free 1 Cheque Book p.a.
Free RuPay Platinum Debit Card
Waiver in Debit Card AMC upto 1 year
Free Internet Banking facility
Free SMS Banking facility
Free IMPS transactions upto 1 year
Cashback offers on transaction through RuPay Platinum Debit Card
Free QR code facility
Free Personal Accidental Insurance Cover of Rs. 2 lakhs
ELIGIBILITY -

Any Indian resident in the age group of 14 to 35 years can open an account solely or jointly with parents/guardians only.
More Details - https://www.tjsbbank.co.in/SB-...en

Fill Online Apply forum - https://www.tjsbbank.co.in/Apply_now?type=SB ...

B) - TJSB Savings Elite Account -
MINIMUM BALANCE REQUIREMENT -

Metro – Rs.5,000/-
Non Metro – Rs.2,500/-
FEATURES -

RuPay Platinum Debit card (Free Rupay Platinum Debit card with Annual Maintenance Charges from 3rd year and withdrawal per day limit of ATM cash Rs.25000/- & POS / E-Com –35000/-)
Waiver in Debit Card AMC upto 2 years
Free :
Interbank ATM transactions
2 cheque books p.a.
3 Transactions of RTGS/NEFT, PO & IMPS p.m.
Internet Banking
SMS Banking Facility for balance enquiry, last 3 transactions and card hotmark
Cash deposit upto Rs.100000/- per day
QR Code Facility

Additional Benefits :
Free :


50% Annual Maintenance Charges free for Demat Account
Personal Accidental Insurance Cover upto Rs.2 lakhs **
DEBIT CARD FEATURES


Domestic Debit Card with Chip / PIN Security
Free Airport Lounge Access
Concierge Services
Personal Accidental Insurance Cover up to Rs.2 Lakhs
Covered with Card Fraud Insurance

More Details - https://www.tjsbbank.co.in/elite-savings-a...nt


Fill Online Apply forum https://www.tjsbbank.co.in/Apply_now?type=Savin...


or For opening TJSB Savings Elite Account, please download the below listed form along with the declaration and submit it to your nearest branch.


TJSB Savings Elite Account Opening Form - https://www.tjsbbank.co.in/assets/images/pages_...


Declaration for TJSB Savings Elite Account - https://www.tjsbbank.co.in/assets/images/pages_...


Branch available – Maharashtra, Goa, Gujarat, Madhya Pradesh, Karnataka


6. BANK OF INDIA

BOI | Bank of India

www.bankofindia.co.in

7. STATE BANK OF INDIA

Tuffest to get Rupay platinum card.... Only option is to go branch and fill form.. If you get someone of young age working there... Easy... Else if there are typical old uncle and auntie forget about that.If denied from the branch Then you have to complain on twitter... Then there us a chance you may get. There are different varieties of rupay platinum available here


A) - How to apply SBI Platinum Domestic debit card (Silver color card) – Apply Process:

Apply through SBI Branch, see their computer and ask them to select this Card, code “REP”.

B) - Rupay JCB code RPJ


C) - Rupay IOCL platinum card code IRP



8. BANK OF BARODA

For new customers-

https://tabit.bankofbaroda.com/BarodaInstaClick...

Account Opening Process : 100 % Online
(Make sure to choose activation of all digital services by checking it)
Apply for Account by filling all details after you will receive link for schedule VKYC 10 AM-5PM Complete your Video KYC (It takes 5-7 Minute to complete) After Successfully Video KYC within 10-15 Minutes you will receive Account Number + CIF Code through Email and SMS and after 15-20 Minutes you will receive 4 Digit code for login in Bob World App.
Then You can login in BOB World app
Make sure to apply for physical card rupay platinum after account opening otherwise they may send different variant
To Apply visit card tab Debit card request select rupay platinum 50rs charge

Then visit Card section apply for Rupay Platinum Card Physical (Charges 50 Rs Only)
Then create one Virtual Rupay Platinum Debit Card (FREE)

Min. QAB
Rural Rs 500*

Semi-Urban Rs 1000*
Urban / Metro Rs 2000/-*

Doc Required:
original Pan Card
Original AAdhar Card
Signature
Aadhaar XML Paperless KYC Process This is done on screen during call with agent


For existing customers -
Apply Virtual & Physical RuPay Platinum card online through BOB World app or BOB mconnect plus app or by calling customer care


9. PUNJAB NATIONAL BANK -

NEW CUSTOMER -

Open Unnathi account.
Minimum balance 1000 balance
Total 3 Platinum rupay card can be applied on single sb account
Sb account open wait time is 5 days and dc wait time is 10 days.
1.Charges for primary rupay platinum dc Rs 250 issuance fee
3.Add on card Rs 150 issuance
All card has Rs 150 annual fee

Existing customer - since sarkari bank so have to visit branch


10. FINCARE BANK

https://www.fincarebank.com/101-pr...ty
Apply for 101 priority account through this link with adhaar kyc. It only take 5 minutes. Virtual card can be viewed on their app. This account has 25k minimum balance. Don’t worry about it. Intial funding no need. It will automatically close after 1 year if we don’t do kyc. So 1 year we can loot amazon. 100*12= 1200 rs profit

11. EQUITAS BANK

Equitas bank issue RuPay Platinum card & Zero balance account:

First open online Equitas bank Selfe account – https://inet.equitasbank.com/...e/

Zero balance account,
virtual visa card (you need to visit bank branch to complete full KYC and issue RuPay Platinum debit card)
7% interest on saving account.

Balance in A/c XXXXXXXXXXXX as of 30-APR-21 EOD is INR 0.00, For any query call 1800-103-1222 . Check A/c for current balance . Credits in A/c are subject to clearing- Equitas Bank

Note – for RuPay Platinum, first complete full kyc from your nearest bank branch, then issue RuPay platinum debit card unless not.

Equitas bank issue RuPay platinum debit card via customer support on Selfe account.

Got RuPay platinum debit card, card issue charges – Rs118.

Note - after full kyc, they said its 10k acc but no charge if 0 balance

Rewards points -

Activate Debit Cards within 30 days of issuance – 50 Points

RuPay Platinum – 2 Point for every ₹150 spent.

12- IDFC BANK - IF YOU ARE EXISTING ACCOUNT HOLDER YOU CAN ORDER FIRST Tap for 99+gst one time fees
It's virtual dc
You will get rupay platinum..
So enjoy the 20%

 

[Karthik:]

I again requested ICICI for Rupay debit card via call. This time they had registered service request. Now the card is generated but not delivered yet. I can see number and CVV in app. It looks like below except it is Rupay and "Titanium Debit" not written. Also it has NFC symbol.
Is there any way to check/confirm the variant ?

 

[Batmanbaba]

I again requested ICICI for Rupay debit card via call. This time they had registered service request. Now the card is generated but not delivered yet. I can see number and CVV in app. It looks like below except it is Rupay and "Titanium Debit" not written. Also it has NFC symbol. View attachment 3969
Is there any way to check/confirm the variant ?

Its a Rupay platinum and u wont get nfc in physical card

 

[TheTrickySid]

I again requested ICICI for Rupay debit card via call. This time they had registered service request. Now the card is generated but not delivered yet. I can see number and CVV in app. It looks like below except it is Rupay and "Titanium Debit" not written. Also it has NFC symbol. View attachment 3969
Is there any way to check/confirm the variant ?

If the card number starts with 6521 it's rupay platinum card

 

[BMR]

Guys

Any suggestions as to which 0 balance account comes with a Rupay debit card for sure ?

I recently opened a axis easy access account with mab of 12000 and initial deposit of 16000 plus 590 debit card charges, but I was issued a visa debit card. The rm said we cannot choose what card we want and she was sounding unaware of the process to change it to Rupay.

I also applied for Bob premier thinking I’ll get Rupay and they issued me a visa and now refusing to change it for a year atleast.

I have 9 cc and 4 debits but none on Rupay.

 

[rjsudeep]

Guys

Any suggestions as to which 0 balance account comes with a Rupay debit card for sure ?

I recently opened a axis easy access account with mab of 12000 and initial deposit of 16000 plus 590 debit card charges, but I was issued a visa debit card. The rm said we cannot choose what card we want and she was sounding unaware of the process to change it to Rupay.

I also applied for Bob premier thinking I’ll get Rupay and they issued me a visa and now refusing to change it for a year atleast.

I have 9 cc and 4 debits but none on Rupay.

Most of the banks like Union Bank, Canara Bank and other non-privatized banks offer Rupay by default for DCs.

 

[tuhin]

Guys

Any suggestions as to which 0 balance account comes with a Rupay debit card for sure ?

I recently opened a axis easy access account with mab of 12000 and initial deposit of 16000 plus 590 debit card charges, but I was issued a visa debit card. The rm said we cannot choose what card we want and she was sounding unaware of the process to change it to Rupay.

I also applied for Bob premier thinking I’ll get Rupay and they issued me a visa and now refusing to change it for a year atleast.

I have 9 cc and 4 debits but none on Rupay.

Generally, you should get Secure+ debit card with your Axis Easy Access SB account. Do one thing, as they have issued already, money has been deducted from your SB account, wait for another year, upgrade this card from Axis MB app or NetBanking or Calling customer care

 

[BMR]

Generally, you should get Secure+ debit card with your Axis Easy Access SB account. Do one thing, as they have issued already, money has been deducted from your SB account, wait for another year, upgrade this card from Axis MB app or NetBanking or Calling customer care

Yeah it says secure+ Debit card. Is this a good bank account and are the charges of 590 proper ?

I’ll wait for a year and then upgrade it using the app as you suggested. Hope it will give me the option to choose Rupay then.

 

[tuhin]

Yeah it says secure+ Debit card. Is this a good bank account and are the charges of 590 proper ?

I’ll wait for a year and then upgrade it using the app as you suggested. Hope it will give me the option to choose Rupay then.

Axis is a notorious bank. My experience is frustrating with them. Axis doesn't issue the Rupay variant easily with Easy Access. Moreover, I have Secure+ variant, which costs me Rs 354 including GST. I am not sure how are they charging you Rs 590! Try to escalate else they will play with your patience. Earlier, Axis used to be the best & peaceful private bank in India. The current CEO ruined the culture. People who are working with them, a complete aimless ship nowadays.

 

[BMR]

Axis is a notorious bank. My experience is frustrating with them. Axis doesn't issue the Rupay variant easily with Easy Access. Try to escalate else they will play with your patience. Earlier, Axis used to be the best & peaceful private bank in India. The current CEO ruined the culture. People who are working with them, a complete aimless ship now a days.

Yeah I’ve heard a lot of bad reviews. I just opened the account for the heck of it, since I had promised the rm that I will open an account if she gets me the credit card I wanted

I have a Citi priority account which will come to axis next year anyway. So I’ll close the account after a year if it would make no sense.

 

[tuhin]

Yeah I’ve heard a lot of bad reviews. I just opened the account for the heck of it, since I had promised the rm that I will open an account if she gets me the credit card I wanted

I have a Citi priority account which will come to axis next year anyway. So I’ll close the account after a year if it would make no sense.

Hoping for the best... Please let us know your progress with Axis... Anyway, Axis Bank doesn't assign dedicated RM for Easy Access accounts. I am not sure, how you allocate it! Lucky u are!

 

[BMR]

Hoping for the best... Please let us know your progress with Axis... Anyway, Axis Bank doesn't assign dedicated RM for Easy Access accounts. I am not sure, how you allocate it! Lucky u are!

Sure I’ll keep you posted.

True you don’t get a rm but I have kind of clicked with the lady on a personal note . So she has been very helpful and kind to me.

 

[Arcade]

Guys

Any suggestions as to which 0 balance account comes with a Rupay debit card for sure ?

I recently opened a axis easy access account with mab of 12000 and initial deposit of 16000 plus 590 debit card charges, but I was issued a visa debit card. The rm said we cannot choose what card we want and she was sounding unaware of the process to change it to Rupay.

I also applied for Bob premier thinking I’ll get Rupay and they issued me a visa and now refusing to change it for a year atleast.

I have 9 cc and 4 debits but none on Rupay.

Au digital account comes with rupay platinum, there's also NSDL payments Bank but they have a weird charge structure.

 

[ashwinkashwink is verified member.]

NSDL payments Bank but they have a weird charge structure.

How

 

[Arcade]

How

They used to charge a 599+GST account opening fee, then they switched to a 29 rs model if you ever use the swiggy or Amazon pay offer, now they've introduced sms charges and account closure fee which stretches to 18 months.

The constant changes, plus not that great of support just makes the account kind of unreliable.

 

[ashwinkashwink is verified member.]

They used to charge a 599+GST account opening fee, then they switched to a 29 rs model if you ever use the swiggy or Amazon pay offer, now they've introduced sms charges and account closure fee which stretches to 18 months.

The constant changes, plus not that great of support just makes the account kind of unreliable.

Omg unpredictable

 

[thanix]

Axis is a notorious bank. My experience is frustrating with them. Axis doesn't issue the Rupay variant easily with Easy Access. Moreover, I have Secure+ variant, which costs me Rs 354 including GST. I am not sure how are they charging you Rs 590! Try to escalate else they will play with your patience. Earlier, Axis used to be the best & peaceful private bank in India. The current CEO ruined the culture. People who are working with them, a complete aimless ship nowadays.

True that. My wife is having salary account with them for 10+years. It was some prime salary account and with free Titanium rewards card. Now come this July, they upgraded to her Prestige salary account (in fact it looks like a downgrade) automatically which lists Prestige debit card as free. But they didn't changed the DC as previous DC expiry is an year away. Now they added a annual fee of 354 as Titanium rewards has become chargeable now. She is now fighting to reverse and close the Titanium card or downgrade to Prime itself as anyway the card is hardly used.

She has couple of poor experiences earlier too.I am sitting on fence in giving my consent to my Citi priority account transfer to Axis and will most likely won't go to Axis after this episode.

 

[tuhin]

They used to charge a 599+GST account opening fee, then they switched to a 29 rs model if you ever use the swiggy or Amazon pay offer, now they've introduced sms charges and account closure fee which stretches to 18 months.

The constant changes, plus not that great of support just makes the account kind of unreliable.

Once upon a time, I was a regular user of NSDL PB. I was using this account mostly for UPI transactions. Suddenly, they blocked my account without any reason & asked me for KYC once again. This issue took almost 3 months to resolve. Till then, I couldn't use the account number for any reason! Seems then, I lost my trust in NSDL. Thanks

 

[Abhishek012]

They used to charge a 599+GST account opening fee, then they switched to a 29 rs model if you ever use the swiggy or Amazon pay offer, now they've introduced sms charges and account closure fee which stretches to 18 months.

The constant changes, plus not that great of support just makes the account kind of unreliable.

All charges now removed on NSDL bank, Now only Rs5+GST sms alert charges per month applicable. No other charges.

Once upon a time, I was a regular user of NSDL PB. I was using this account mostly for UPI transactions. Suddenly, they blocked my account without any reason & asked me for KYC once again. This issue took almost 3 months to resolve. Till then, I couldn't use the account number for any reason! Seems then, I lost my trust in NSDL. Thanks

NSDL bank send email and sms to update your kyc details.

After 2 or 3 years, NSDL bank will send this msg, -

Few months back i got this sms and email -

Dear Customer, your KYC for CIF XXXX is due for updation. If no changes required, write to care@nsdlbank...in stating No Change in KYC details from your registered email id. In case changes required, send a signed photocopy of your PAN and Aadhaar card to care@nsdlbank...in from your registered mail id on or before 08-Oct-2022 to enjoy uninterrupted banking services. Please hide the first 8-digits of your Aadhaar card number for safety measures. - NSDL Payments Bank.

I already send email and my kyc is updated.

Au digital account comes with rupay platinum, there's also NSDL payments Bank but they have a weird charge structure.

AU digital account is best. RuPay Platinum debit card.

Also sometimes card spend based Amazon gv offer. From last 1 year i earn more than Rs4000+ Amazon gv on AU bank RuPay Platinum debit card spend.

I use for credit card repayment via paytm using my AU bank RuPay Platinum debit card and got Amazon gv.

Lots of other offers, sometimes cashback offer on UPI registration and first time UPI spend.

Sometimes Swiggy & Jiomart extra Rs100 cashback + 100 off or 10% cashback offer.

All offers - https://offers.aubank.in/

@BMR

 

[ashwinkashwink is verified member.]

From last 1 year i earn more than Rs4000+ Amazon gv on AU bank RuPay Platinum debit card spend.

Akele Akele mut Luto Zara hame bhi batao

 

[Abhishek012]

Akele Akele mut Luto Zara hame bhi batao

Mai toh na jane kitne mahino se bata raha hu sab ko AU bank ka.

log phir bhi nahi le rahe hai kyunki unhe physical card k Rs180 charges nahi dene hai.

Jab ki RuPay Platinum offer se Rs100 monthly Amazon add money me profit bhi hoga (annually Rs1200 profit) tab bhi.

In short, kuch logo ka dimag bahot slow chalta hai.