Request for Limit Enhancement on Diners Black

[Walter White]

Recently upgraded my existing credit card to LTF DCB under alumni offer. I mailed them for upgrade for which they said that I need a minimum credit limit of 5L which I didn't have. I told them that I can present my salary slips to show that I satisfy the income criteria to which they agreed. They upgraded my card but my credit limit hasn't increased for almost a year and my request for LE has been constantly rejected. What can be done in this case?

 

[jeat001]

How much Credit Limit you had at the time of upgradation to Diners Black?

 

[Walter White]

Close to 3.7L

 

[vprajnya]

Hope ur using the card regularly.
What is your monthly usage in the last 6 month?
Normally LE will automatically happen in 6-9 months if ur spends are good.

 

[jeat001]

Recently upgraded my existing credit card to LTF DCB under alumni offer. I mailed them for upgrade for which they said that I need a minimum credit limit of 5L which I didn't have. I told them that I can present my salary slips to show that I satisfy the income criteria to which they agreed. They upgraded my card but my credit limit hasn't increased for almost a year and my request for LE has been constantly rejected. What can be done in this case?

Have you tried to send email to "PriorityRedressal.CreditCards@hdfcbank.com"?

 

[Walter White]

Hope ur using the card regularly.
What is your monthly usage in the last 6 month?
Normally LE will automatically happen in 6-9 months if ur spends are good.

Spends are mostly in the range of 15-20k per month, though time to time I use it on my corporate trips, so bill can go up to 60k at times. But, since getting an Amex Plat Travel and Axis Vistara Signature, I am still looking out for ways to maximise value out of all 3 of them.

 

[jeat001]

Recently upgraded my existing credit card to LTF DCB under alumni offer. I mailed them for upgrade for which they said that I need a minimum credit limit of 5L which I didn't have. I told them that I can present my salary slips to show that I satisfy the income criteria to which they agreed. They upgraded my card but my credit limit hasn't increased for almost a year and my request for LE has been constantly rejected. What can be done in this case?

Do you hold any other relationship with HDFC other than Credit Card?

 

[Walter White]

Used to have a salary account. Closed it in March this year as there was no salary credited in it for ages. 😅

 

[Rahul Gupta]

Used to have a salary account. Closed it in March this year as there was no salary credited in it for ages. 😅

As per my experience a savings account with high MAB helps alot in LE. Because i have a friend who barely use his hdfc cc but maintains a imperia account with high mab and he gets LE atleast once every 8 months on his diner black.

 

[AmitMishra]

As per my experience a savings account with high MAB helps alot in LE. Because i have a friend who barely use his hdfc cc but maintains a imperia account with high mab and he gets LE atleast once every 8 months on his diner black.

Yes, that is true.