Require Regalia, keep getting offered Moneyback cc

[RM95]

I keep getting offers to apply for a LTF credit card from HDFC. The banner shows all 3 cards (Moneyback, Regalia and Millenia) on the banner, but I keep getting offered the Moneyback card after logging in. I should be eligible for the Regalia based on my salary, and my credit score is around 780+. Is there some other eligibility criteria that I'm missing?

RM keeps telling me to take the Moneyback card and apply for upgrade 6 months later.

 

[deep@vie]

Can I get regalia ltf on c2c basis?
I have icici with 2.4 L

yes,you can

 

[Chaitanya-a]

I am having LTF regalia first for last 7 yrs with current limit of 5.5lac but still not ready to upgrade to LTF regalia.. only ready to upgrade on condition basis after getting register for smart pay facility..
HDFC had become totally shitty in terms of providing upgrades..

True. I am having Preferred a/c with them and Moneyback CC since last 3 years. No upgrade provided. And getting only that shitty IndiGo 6E basic card upgrade that too only FYF 😂.

 

[jayks]

I am having LTF regalia first for last 7 yrs with current limit of 5.5lac but still not ready to upgrade to LTF regalia.. only ready to upgrade on condition basis after getting register for smart pay facility..
HDFC had become totally shitty in terms of providing upgrades..

Take the upgrade and keep 2 smartpay billers active for 3 months. In 4th month statement you'll see 1 RP Smartpay LTF. After that you can remove the billers and your card will remain LTF.

 

[Card_Maddy]

True. I am having Preferred a/c with them and Moneyback CC since last 3 years. No upgrade provided. And getting only that shitty IndiGo 6E basic card upgrade that too only FYF 😂.

Same to me

 

[NewUser]

I keep getting offers to apply for a LTF credit card from HDFC. The banner shows all 3 cards (Moneyback, Regalia and Millenia) on the banner, but I keep getting offered the Moneyback card after logging in. I should be eligible for the Regalia based on my salary, and my credit score is around 780+. Is there some other eligibility criteria that I'm missing?

RM keeps telling me to take the Moneyback card and apply for upgrade 6 months later.

If you're a salaried professional and supposedly working in an MNC, try reaching out to HR and getting the HDFC POC(point of contact). Companies usually have POCs from leading banks to facilitate opening a savings account for new employees. If/Once you have the POC contact, ask him/her for someone's contact from the Credit card team, preferrably someone who's a bit higher up the chain and can easily get you Regaila. If you meet the criteria of 1L/month net salary as mentioned before, hopefully you'd get Regalia.

 

[BUDHRAJ]

never take moneyback+ card as it is useless and then you have to wait atleast 6 month but the issue is most of time we don't get any upgrade offer for a year or so...

better to wait or you can apply from branch manually

 

[BMR]

I am having LTF regalia first for last 7 yrs with current limit of 5.5lac but still not ready to upgrade to LTF regalia.. only ready to upgrade on condition basis after getting register for smart pay facility..
HDFC had become totally shitty in terms of providing upgrades..

Even I have a regalia first LTF with 8 L limit, and they are bombarding me with messages and emails to upgrade to regalia or 6E but even FY is not free. It will not be LTF. What is the trick around getting regalia LTF?

 

[card_enthusiast]

Even I have a regalia first LTF with 8 L limit, and they are bombarding me with messages and emails to upgrade to regalia or 6E but even FY is not free. It will not be LTF. What is the trick around getting regalia LTF?

They issued me LTF on condition basis.. had to register over smartpay portal

 

[RM95]

They said they're issuing Regalia LTF only if your company has a corporate relationship with their bank (and my organisation is as single as I am)