I have 2 year old SBI BPCL credit card. I am using it just for sale discounts. This year I am not reaching 50k spend for fee reversal. I have called customer care to close the card. They promise me that they will reverse my fee and gave me a ticket number. Should I trust them for fee reversal in my situation? I have negotiated for LTF but they said no LTF offer is showing right now, may try next year for it.