Retention offer for keeping ICICI cards

[drsel]

Is there any retention offer for keeping ICICI Platinum and Amazon cards (both lifetime free)

Normally if you phone customer care and ask to close your card they will transfer the call to the retention team, who will make you an offer of statement credit or points to keep the card

 

[BlueFlash]

Bhai, LTF cards mein kon retention offer maangta hai XD

 

[PavvanPavvan is verified member.]

We need separate section for Retention offers on LTF cards 😀
@vaibhav111 @Rkr @ashwink @bvc19296

Am thinking to lock this thread 🙂 seems totally not relevent

 

[vaibhav111vaibhav111 is verified member.]

Is there any retention offer for keeping ICICI Platinum and Amazon cards (both lifetime free)

Normally if you phone customer care and ask to close your card they will transfer the call to the retention team, who will make you an offer of statement credit or points to keep the card

Like how? Why? It LTF card! Why you need to close LTF Card and ask for anything in return.

 

[vaibhav111vaibhav111 is verified member.]

We need separate section for Retention offers on LTF cards 😀
@vaibhav111 @Rkr @ashwink @bvc19296

Am thinking to lock this thread 🙂 seems totally not relevent

The OP rank show he is active so don't lock this thread. Rather edit the tile after sometime so this Same question if someone ask we can point them here.

 

[AlphaCAT]

Is there any retention offer for keeping ICICI Platinum and Amazon cards (both lifetime free)

Normally if you phone customer care and ask to close your card they will transfer the call to the retention team, who will make you an offer of statement credit or points to keep the card

Ghor Kaliyug hai re baba 😂

 

[ENIAC]

Is there any retention offer for keeping ICICI Platinum and Amazon cards (both lifetime free)

Normally if you phone customer care and ask to close your card they will transfer the call to the retention team, who will make you an offer of statement credit or points to keep the card

Interesting question, why dont you try and enlighten us

 

[drsel]

Interesting question, why dont you try and enlighten us

I tried my luck but they don't have any retention offer for anyone

 

[drsel]

Closing a LTF card which you don't need/don't want/don't use will boost your credit score.
Because It shows that you are less hungry for credit.

So unless there is a good incentive to keep the LTF card, you should close it to boost your credit score.

After I closed HDFC Millenia, Amex MRCC, RBL World Safari, RBL Platinum Maxima, SBI Simply click, SBI FBB, etc; my credit score jumped an incredible 98 points!

 

[ENIAC]

Closing a LTF card which you don't need/don't want/don't use will boost your credit score.
Because It shows that you are less hungry for credit.

So unless there is a good incentive to keep the LTF card, you should close it to boost your credit score.

After I closed HDFC Millenia, Amex MRCC, RBL World Safari, my credit score jumped an incredible 98 points!

what are the cards you holding now, were you holding any other cards from these Issuers?

 

[RkrRkr is verified member.]

We need separate section for Retention offers on LTF cards 😀
@vaibhav111 @Rkr @ashwink @bvc19296

Am thinking to lock this thread 🙂 seems totally not relevent

Hahaha....
@drsel
we dont even need to spare our precious, a minute on these ICICI LTF cards and dont even think to close ICICI amazon pay card, its still a better card from many .Just keep in drawer if you are not using it..😀😀😀😀

 

[drsel]

Hahaha....
@drsel
we dont even need to spare our precious, a minute on these ICICI LTF cards and dont even think to close ICICI amazon pay card, its still a better card from many .Just keep in drawer if you are not using it..😀😀😀😀

I am not going to close ICICI Amazon or Platinum
I was just trying to get some statement credit or points.
Yes Bank & Axis both gave me retention points.
Ask and you shall receive, because only crying babies get the milk!

 

[drsel]

Now I started a chain reaction.
Hundreds of TF members will start calling all the banks for retention points or statement credit

 

[cardio_guycardio_guy is verified member.]

The problem is already icici cards are mostly useless. So no much benefit in asking reward points to stay back. Axis is famous for giving points to stay back. Even if u try 2 times a month axis gives you 2000 + 2000 edge rewards. But with ICICI that is not the case.
They want people to get rid of their cards so that less headache for them. So don't even think of asking retention offer. They will straight away close off.

 

[Sriim]

Closing a LTF card which you don't need/don't want/don't use will boost your credit score.
Because It shows that you are less hungry for credit.

So unless there is a good incentive to keep the LTF card, you should close it to boost your credit score.

After I closed HDFC Millenia, Amex MRCC, RBL World Safari, RBL Platinum Maxima, SBI Simply click, SBI FBB, etc; my credit score jumped an incredible 98 points!

@vaibhav111 can OP select his own answer as solution? @BVC

 

[cowcoconut]

Closing a LTF card which you don't need/don't want/don't use will boost your credit score.
Because It shows that you are less hungry for credit.

So unless there is a good incentive to keep the LTF card, you should close it to boost your credit score.

After I closed HDFC Millenia, Amex MRCC, RBL World Safari, RBL Platinum Maxima, SBI Simply click, SBI FBB, etc; my credit score jumped an incredible 98 points!

but then you also increase your credit utilization ratio right

 

[drsel]

but then you also increase your credit utilization ratio right

Correct, but my utilisation is anyway less than 2%, so this does not affect me personally

 

[cowcoconut]

Correct, but my utilisation is anyway less than 2%, so this does not affect me personally

Say my ITR is 15, is 15L total CL too high

 

[SamPtnk]

Say my ITR is 15, is 15L total CL too high

too low bro