Retention offer for Yes bank card

[drsel]

Is there any retention offer for keeping Yes first business card (which is lifetime free).

Normally if you phone customer care and ask to close your card they will transfer the call to the retention team, who will make you an offer of cashback or points to keep the card

 

[CardGame]

No i never heard of yes bank doing that in the past 2-3 years. But why do u ask for a LTF card?

 

[Deleted member 11974]

i dont think they will give for ltf cards
and especially yes bank wont

 

[drsel]

No i never heard of yes bank doing that in the past 2-3 years. But why do u ask for a LTF card?

I am just trying my luck
Closing a LTF card which you don't need/don't want/don't use will boost your credit score.
Because It shows that you are less hungry for credit.

So unless there is a good incentive to keep the LTF card, you should close it to boost your credit score.

After I closed HDFC Millenia, Amex MRCC, RBL World Safari, RBL Platinum Maxima, SBI Simply click, SBI FBB, etc; my credit score jumped an incredible 98 points!

 

[drsel]

Yes Bank gave me 2000 points to keep the LTF card

 

[CardGame]

Yes Bank gave me 2000 points to keep the LTF card

Better than nothing. Worth 200rs

 

[panu24]

Yes Bank gave me 2000 points to keep the LTF card

To me it appears, you indirectly encashed the cibil points by not closing unnecessary ltf cards and accepting retention offer.

I can give you one idea, keep doing such every year for ltf cards and if you collect almost 1000 rs every year then you can purchase cibil yearly subscription from that amount 🤣🤣

 

[drsel]

To me it appears, you indirectly encashed the cibil points by not closing unnecessary ltf cards and accepting retention offer.

I can give you one idea, keep doing such every year for ltf cards and if you collect almost 1000 rs every year then you can purchase cibil yearly subscription from that amount 🤣🤣

You be surprised to know that cards with annual fees give good retention offers and then they also remove the annual fee if requested

 

[panu24]

You be surprised to know that cards with annual fees give good retention offers and then they also remove the annual fee if requested

Maybe for entry level cards but not premium or super premium cards....

 

[CardCraftsman.]

Is there any retention offer for keeping Yes first business card (which is lifetime free).

Normally if you phone customer care and ask to close your card they will transfer the call to the retention team, who will make you an offer of cashback or points to keep the card

Any update ?

 

[CardGame]

Any update ?

Check previous replies. He got 2k pts worth 200 atleast

 

[drsel]

Check previous replies. He got 2k pts worth 200 atleast

But what to do with 2000 points of Yes Bank?

 

[CardCraftsman.]

But what to do with 2000 points of Yes Bank?

Use it with pay with rewards

 

[drsel]

Use it with pay with rewards

Sorry I just checked I have zero points.
the call centre agent lied to me & deceived me.
there are zero points given as card retention for a lifetime free card

 

[drsel]

Any update ?

0 points given
The call centre agent lied to me and deceived me

 

[SSV]

I am just trying my luck

0 points given
The call centre agent lied to me and deceived me

The Yes Bank 1st level CC guys (mostly girls)have Zero / near zero knowledge .and most probably zero authority to do any sort of these things..

So your try for luck resulted in deception..
May be try later..
If I were you, I wouldn't trouble a bank which is in recovery mode after near death incident..
But I again I am actually not you and
you are not me !!!

 

[gamersgzb]

I am just trying my luck
Closing a LTF card which you don't need/don't want/don't use will boost your credit score.
Because It shows that you are less hungry for credit.

So unless there is a good incentive to keep the LTF card, you should close it to boost your credit score.

After I closed HDFC Millenia, Amex MRCC, RBL World Safari, RBL Platinum Maxima, SBI Simply click, SBI FBB, etc; my credit score jumped an incredible 98 points!

What was the score before closing these cards? It will help put things in perspective

 

[CardGame]

Sorry I just checked I have zero points.
the call centre agent lied to me & deceived me.
there are zero points given as card retention for a lifetime free card

Leave it. It's not worth the time and effort.

 

[drsel]

What was the score before closing these cards? It will help put things in perspective

Equifax credit score jumped from 801 to 899/900

 

[gamersgzb]

Equifax credit score jumped from 801 to 899

Ok.. i thought it's cibil score..