Yes Max points for DCB Infinia is 2000 per calendar month. This means grocery shopping beyond 60000 won't fetch any reward points. Please note it is all grocery including shop whose pos machine is with grocery as MCC and online like swiggy due to instamart.
Do u get 1 reward point for 1 Rs. Spend?
1% 1 reward for 1000 which is 1 rs
A minute correction here. It may be below ₹60K as well. For instance, if you buy gyftr vouchers for Swiggy, which gives accelerated bonus points, the 2000 point milestone will be reached sooner and any other point accrued afterward(normal or accelerated) won't be considered. ₹60K is the max amount considering normal points only.
Is all Gift vouchers considered grocery spend. Or only Swiggy GV?
I don't think Gyftr vouchers are categorized as Grocery spend, be it Swiggy or anything else
No. GVs are not considered as grocery at all.
Yes, it is counted towards milestone benefits. Also first rent transaction is free without 1% fee. Only you won't get reward points unless you use red giraffe through Payzapp or bill pay.
So the Redgiraffe charges of 0.5% effectively is extra charge now as no RP to compensate for that. Question is if the 0.5% worth for milestone benefits
No, with RG through Payzapp, you will get reward points also as it comes under insurance.
Effective charges on red giraffe is around 0.46%. You need to do the maths for yourself.
I haven't checked. I just assumed they do, because I will be using the GV on Swiggy itself, for "grocery" shopping. If the grocery points are capped at 2K per month, I assumed even the accelerated reward points are counted, since HDFC does some calculation before giving the accelerated reward points and credit them next month. There's also no mention otherwise.
Have paid property tax (Tamil Nadu) through DCB and no reward points on the same as it is government transaction
Got same name last month also and got points under insurance category.
