The thing is, I need savings account for max 2L/month inbound/outbound txns (I will be paying my credit card bills and some UPI merchant txns using these funds).. Baki paisa to Indus*und ke FD's me pada hai.. I opened AU Bank account for this sole purpose on 30th March.. But from 1st April, its interest rate has been reduced to 3%.. wasted efforts for AU Bank