RSDC #Cult vouchers are now linked to mobile number of registered users (Nov, 2025)

[Vickymaster1010]

To get new skill set and job 😁😉

lol maja aaraha h ab technofino mei. aur ye jo maza hai mei ab pure desh ko dena chahta hu

 

[Ram1]

Cult made this really very messy. So much frustrating.
Cult making sure people close their rsdc and buy memberships at them

 

[2025]

Cult made this really very messy. So much frustrating.
Cult making sure people close their rsdc and buy memberships at them

Also cult want regular earning visibility. So they are offering annual+ membership at discount. Their monthly and quarterly memberships are still very costly even after discount.

Any other reason for such higher cost for their monthly membership? 3500+ is too much.

 

[Dragon_slayer]

Also cult want regular earning visibility. So they are offering annual+ membership at discount. Their monthly and quarterly memberships are still very costly even after discount.

Any other reason for such higher cost for their monthly membership? 3500+ is too much.

Annual was always sold at discount, now it has gotten cheaper as GST on Gym was waived off, earlier it used to be 18%

 

[Ram1]

Also cult want regular earning visibility. So they are offering annual+ membership at discount. Their monthly and quarterly memberships are still very costly even after discount.

Any other reason for such higher cost for their monthly membership? 3500+ is too much.

Obviously thats the reason.
Also u cant stop mid way in a year unlike monthly.
You know what lazy people do, for new year resolutions ,take memberships and leave midway. This benefits cult

 

[CardSeeker]

Pls Share In DM If Any Work Around

Last Month Itself I Applied RSDC Cards 😀

 

[hdebnath]

Pls Share In DM If Any Work Around

Last Month Itself I Applied RSDC Cards 😀

Enjoy everything by your own.

 

[CardSeeker]

Enjoy everything by your own.

Yeah I Do The Same 😄

BTW I Didn't Tagged U

 

[iNokia]

Problem started from 11th November 2025. When members recieved their cult code after waiting few days and while doing redemption/ validity check of the voucher found that the code is not getting verified. Following screenshot appears. @Hope @JSK111
View attachment 114304

Then after raising queries to Rupay/ NPCI two versions of story.

One came out in the morning. First posted here by @Dr.AMAN
View attachment 114300

Another in the evening. First posted here by @Vasuki @Raghav2006 @kuchbhi
View attachment 114282


In the meantime, we have also observed that Rupay team made a few minor changes in t&c of the redemption. Like only cardholder can use the voucher and mobile number will be linked. See here.
View attachment 114311

Important update (14-Nov-2025): Linking mobile number is now confirmed see here. @JSK111 @Ram1
Now all vouchers are linked to registered mobile number at cult as well as rupay account. Both has to be same. No more easy exchange to family and friends.


Whom to blame?

Is @Abhishek012 owing to his following tweet has any role?
View attachment 114286

as brought to our notice by @Ram1 and @Deepak_9155

Let's discuss.

@kuchbhi @Vasuki @cardio_guy @Fini7777
@Raghav2006 @Odyssey @Ram1 @drvirag @Anindya98 @ritwik2000 @Dhudu @Amit_1 @pikashinchu @Credit_Cards @fradela @iamsamratdutta @Jatayu @La pasión @pprakash11 @Sahil_07 @SatyG @SSquad @surojitLaha @varun__goel_ @Zidan @zomatoo @Z_S @Karan. @rajarancho @Rajx99 @Hope @brightknight @safetorpedo2 @Harshilsh @raghu.rokda @sovon @HumorSimpson @pinki @6ix9ine @JSK111 @kiwi195 @Dragon_slayer @Dr.AMAN @Gravitas @Kuldeep khola @dealminer @Adith @dvader


Other related things that you should be aware of..
1. Family members of the cardholders can not use those vouchers because they are now linked to mobile number of the registered user.

2. Sometimes people use different phone number for registration at rupay but use different number for public profiles like the one they share with gym. Now they have to synchronise.

3. Is it that only phone number to be linked? Or more changes expected in future? Yes, possible. Cult is the most important voucher. That now mostly fixed and can't be shared just like that.

4. The bigger question is what is the motive behind such drastic change? ...that could impact thousands of people across the country. What's cooking in their mind?

Only good thing that I can think of is most cult gym gonna be little less crowded coming forwards. Hope they should expand their network of gyms rather than restricting entries by various means.

I expect Rupay Select / NPCI team should atleast give some alternative options for people who can not make use of these benefit because of various reasons.

Please share your valuable comments. Also, read valuable inputs by users in the comments section.

Lmao at the last line. Rupay doesn’t owe you any alternative.
A card has a set of features, you either use them all or u use the ones you can use.
There is no t&c which states “npci and Rupay are obliged to provide alternative to cardholder if cardholder is unable to use said benefit just because cardholder couldn’t use voucher even if it’s not a technical issue”

And you put it in bold? How much entitled can you be?

 

[2025]

Lmao at the last line. Rupay doesn’t owe you any alternative.
A card has a set of features, you either use them all or u use the ones you can use.
There is no t&c which states “npci and Rupay are obliged to provide alternative to cardholder if cardholder is unable to use said benefit just because cardholder couldn’t use voucher even if it’s not a technical issue”

And you put it in bold? How much entitled can you be?

It's not entitlement.

It's basically asking about options. Nothing wrong in that.

Annual OTT we have three/four different options.
In Spa now we have six.
For low value Health check-up we have two,
Even for Rs. 100 cab we have two different options.
Then why can't be any other gym network (or something else out of monopoly) for their most valuable offerings?

Btw, why do you think people have not suggested some of these options to NPCI before to add them?

Everyone are not a lame spectator, some do hardwork for little change in life. They suggest so that u can reap benifits. Currently these options are more biased towards Megacities.

Being a stakeholder I am within my rights to suggest to bring some positive change. They usually positively acknowledge such suggestions. Feedback from all stackholders is an essential component too.

 

[iNokia]

It's not entitlement.

It's basically asking about options. Nothing wrong in that.

Annual OTT we have three/four different options.
In Spa now we have six.
For low value Health check-up we have two,
Even for Rs. 100 cab we have two different options.
Then why can't be any other gym network (or something else out of monopoly) for their most valuable offerings?

Btw, why do you think people have not suggested some of these options to NPCI before to add them?

Everyone are not a lame spectator, some do hardwork for little change in life. They suggest so that u can reap benifits. Currently these options are more biased towards Megacities.

Being a stakeholder I am within my rights to suggest to bring some positive change. They usually positively acknowledge such suggestions. Feedback from all stackholders is an essential component too.

Maybe rsdc is targeted towards people in mega cities. Why should bank change its target audience just for few people wanting it to?
Just because people are able to get rsdc by paying as its debit card and relatively easier than a cc doesn’t mean that bank has to take care of everyone.
It’s not a charity. And if rsdc hadn’t given options in the first place for other benefits would you be spoilt for choice then?

I can also suggest a lot of things to banks like why don’t u include this and that membership in infinia and etc. I don’t suddenly become a better person than a spectator. But there has to be some baseline common sense.

Your post came only after they added mobile verification to a benefit.
Why didn’t u ask for options before? And how does adding mobile verification stop you from using it for urself when u were able to “use” the membership before.

Personal use means personal.

You can cry about devaluation and you can cry about mobile verification also. That’s valid.

But going one step ahead and asking for options that’s entitlement.

 

[2025]

Maybe rsdc is targeted towards people in mega cities. Why should bank change its target audience just for few people wanting it to?
Just because people are able to get rsdc by paying as its debit card and relatively easier than a cc doesn’t mean that bank has to take care of everyone.
It’s not a charity. And if rsdc hadn’t given options in the first place for other benefits would you be spoilt for choice then?

I can also suggest a lot of things to banks like why don’t u include this and that membership in infinia and etc. I don’t suddenly become a better person than a spectator. But there has to be some baseline common sense.

Your post came only after they added mobile verification to a benefit.
Why didn’t u ask for options before? And how does adding mobile verification stop you from using it for urself when u were able to “use” the membership before.

Personal use means personal.

You can cry about devaluation and you can cry about mobile verification also. That’s valid.

But going one step ahead and asking for options that’s entitlement.

Don't unnecessarily stretch things just to justify your wrong choice of words. Read again. Everything stated point to point.

I don't have much time to educate you the difference between entitlement and feedback.

You have not read my all threads and comments on RSDC, that's why you noticing this for first time. That's not my problem.

 

[Abhishek012]

Banks are paying rupay as per the benefits which rupay is giving.
There was a pdf I saw in which it was mentioned how much bank has to pay for each services.

Everything is paid for by the banks.

People think Visa gives the Visa network offers but even those Visa card network based offers are paid by the banks.
The only difference is that in the beginning, around 1% is covered by the card network and as the user base increases, the rest has to be paid by the banks.

 

[Abhishek012]

I believe banks wanted to stop this.
Rupay wanted it to continue but offering much lower price for bundle.
Cult suggested this option. Better to get some business than get out of business.

All seems to be happy.

Some more things are cooking in the background. Wait. I am expecting two notifications one in November -December and another in February.

Believe me banks doesn't care at all, they are getting benefited actually buying vouchers at good rate from rupay at a lot. They are getting good accounts(preferably premium accs), more dcs allotments, jf and afs.
Equally rupay too enjoying fame and attention.

Here problem arised from the cult side, reason1 - gyms are crowded
Reason2 - They are not getting more profited as nobody buying memberships from their app.

One question has to be arised, why only cult? Why not to prime, lakme,uber ? This justifies my above theory

2028 tak offer chalane ka plan hai jaha tak suna hu. So chill karo abhi, bas kuch minor changes ho sakte hai.

Baki future kisne dekha hai.

 

[TheBOSS]

Everything is paid for by the banks.

People think Visa gives the Visa network offers but even those Visa card network based offers are paid by the banks.
The only difference is that in the beginning, around 1% is covered by the card network and as the user base increases, the rest has to be paid by the banks.

Did I say something different in my previous message?

 

[Abhishek012]

Did I say something different in my previous message?

No, I’m just saying to all people. 😀 😀

 

[fradela]

@Abhishek012 , How one person can have 100 or 200 RSDCs.
All banks issue only one card per person except Canera which is 3.
Max one can have 15 to 20 cards it seems.
Can you let us know the tricks to have 100 to 200 RSDCs.

One more thing, all AMC is around 1200 rs.
You mentioned previously, 100 to 200, can you let us know which banks are issuing for this price?

 

[ri3hi]

@Abhishek012 , How one person can have 100 or 200 RSDCs.
All banks issue only one card per person except Canera which is 3.
Max one can have 15 to 20 cards it seems.
Can you let us know the tricks to have 100 to 200 RSDCs.

One more thing, all AMC is around 1200 rs.
You mentioned previously, 100 to 200, can you let us know which banks are issuing for this price?

What if they get multiple for members in family.

 

[hender]

@Abhishek012 , How one person can have 100 or 200 RSDCs.
All banks issue only one card per person except Canera which is 3.
Max one can have 15 to 20 cards it seems.
Can you let us know the tricks to have 100 to 200 RSDCs.

One more thing, all AMC is around 1200 rs.
You mentioned previously, 100 to 200, can you let us know which banks are issuing for this price?

May be something like ☝️

 

[2025]

That guy don't do homework before commenting. See here
https://technofino.in/community/thr...-552-crore-profits-in-fy25.42039/post-1050744

According to his own statement Maximum 10,000 Active RPDCs were there that were used for Rupay Platinum Offer (that is a sureshot lie). Again without backing of any proof.

Some information here on my previous estimate about RSDCs being used for vouchers redemption. This I have told a while ago when I did a quick research.
https://technofino.in/community/thr...-552-crore-profits-in-fy25.42039/post-1050779

Don't believe him blindly. His information are often inaccurate and never validated by himself.