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RuPay Credit Card on UPI 10% Cashback Program: 26-28 January, 2024 on Entertainment, Dining, Apparel Electronic & Travel

RuPay UPI 10% Cashback Program: 26-28 January, 2024 on Entertainment, Dining, Apparel Electronic & Travel
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Offer:

  • Flat 10% Cashback on minimum purchase of ₹7,500 with maximum cashback of ₹2,000 once per card; applicable on all UPI applications during the campaign period.
  • Campaign will be for 3 days i.e., 26th Jan’24 to 28st Jan’24.

Eligibility:

  • Customer should have RuPay Credit Card linked on UPI.
  • For BHIM and all other UPI applications - existing and new users.
  • All successful transactions done through RuPay Credit Card on UPI on specified MCCs*. No promo code required.
  • Cashback to be calculated on all RuPay Credit Card on UPI transactions during the offer period, without accounting for any cancellarions or reversals.

Other Terms:

  • The cashback for the campaign will be from 26th Jan’24 to 28th Jan’24 only. The transactions meeting the criteria and done on MCCs which are not included in the campaign during the offer period will not become eligible for the cash back.
  • Cashback to be calculated on all RuPay Credit Card on UPI transactions, without accounting for any cancellation or reversals.
  • Once the maximum cashback amount of ₹2,000 per card is exhausted, customer shall not be eligible for further cashbacks during the campaign.
  • Cashback will be credited to the eligible customer by the Issuing Bank within 30 working days of transaction.
  • *MCCs included for the campaign are as below-
Sr No.CategoryMCCs
1Apparel5651 - Family Clothing Stores
5699 - Miscellaneous Apparel and Accessory Stores
5661 - Shoe Stores
8043 - Opticians
5621 - Women's Ready to Wear Stores
5655 - Sports Apparel, Riding Apparel Stores
5641 - Children's and Infant's Wear Stores
5137 - Men's, Women's and Children's Uniforms
5691 - Men's and Women's Clothing Stores
2Electronics5732 - Radio, Television and Stereo Stores
4812 - Telecomm Equipment including Telephone Sales
5818 - Digital Goods - Large Digital Goods Merchant
5722 - Household Appliance Stores
7372 - Computer and Data Processing Services
5331 - Variety Stores
3Travel4722 - Travel Agencies
4131 - Bus Lines
3368 - Holiday Rent-A-Car
3364 - Agency Rent-A-Car
4112 - Passenger Railways
4Dining5812 - Eating Places and Restaurants
5813 - Drinking Places (Alcoholic Bev) - Bars, Taverns
5441 - Candy, Nut, Confectionery Stores
5462 - Bakeries
5814 - Fast Food Restaurants
5921 - Package Stores, Beer, Wine, Liquor
5Entertainment7996-Amusement Parks/Circuses/Carnivals/Fortune Telle
7999-Recreation Serv.(pools,minigolf,ski slopes,bowl.)
7994-Video Game Arcades and Establishments
4457-Boat Rentals, Boat Leases
4411-Steamships, Cruise Lines
7829-Motion Picture And Video Production and Distributi
5966-Direct Marketing--Outbound Telemarketing Merchants
7991-Tourist Attractions and Exhibits
7929-Bands, Orchestras, Entertainers
3783-Town And Country Resort and Convention Center

Cashback FAQs -


1. Can I avail this offer if my credit card is of other than RuPay?

No, this offer is applicable only on RuPay Credit Cards.

2. I have a RuPay Credit card, but I have not linked it to UPI, can I still avail the offer?

No, in order to avail the benefits under this offer, RuPay Credit Cardholders would be required to get their RuPay Credit cards linked to UPI via any UPI App.

3. What is the offer period?

The offer will be valid from 26th Jan’24 to 28st Jan’24.

4. What is the cashback campaign run on RuPay Credit cards on UPI all about? What are the benefits of this offer?

Flat 10% Cashback on minimum purchase of ₹7,500 with maximum cashback of ₹2,000 once per card; applicable on all UPI applications during the campaign period on selected MCCs.

5. What is the minimum transaction to avail this offer?

The minimum transaction value shall be ₹7,500 to avail this offer.

6. What is the maximum amount that I will get when I spend on the linked Credit card on UPI through BHIM app or any UPI app?

Each customer is eligible for maximum of ₹2,000 cashback once per card during the campaign period.

7. Can I make multiple transactions to avail cashback?

No, a customer can make only one transaction per card to avail the cashback benefit during the campaign period.
 
In Flipkart, you can put order & then don't pay, the UPI request will be there in BHIM app. You can cancel in Flipkart, by going back and cancelling it. Later you can accept the UPI request in BHIM app.
This is the process, but the query is, will you get the money refund back, after you pay in BHIM app? I didn't try. I want to check if anyone got refund back from Flipkart through this process. Or we have to take the route of raise chargeback with credit card company.
After placing order on flipkart you don't get cancel option until the payment is successful. It's either payment pending or awaiting payment confirmation.
 
After placing order on flipkart you don't get cancel option until the payment is successful. It's either payment pending or awaiting payment confirmation.
Select UPI id payment option, and then enter upi id manuallu...verify & pay...request goes to BHIM app. In flipkart app, you can go back & cancel it
 
Select UPI id payment option, and then enter upi id manuallu...verify & pay...request goes to BHIM app. In flipkart app, you can go back & cancel it
Try first and let us know if it works. Good Luck

Nirma
 
How can you except cashback so early?. Let NPCI's banks earn some interest after that they will distribute the interest money to banks. Banks will distribute to us.
For other offers like 100 rupees cashback, and 30 rupees cashback, it was instant.
 
Amount limit per day per card is Rs.5,000 for first 24 hrs of linking the card in UPI app.

If you plan to add any new cards, today is last day to add to get offer.
 
In Flipkart, you can put order & then don't pay, the UPI request will be there in BHIM app. You can cancel in Flipkart, by going back and cancelling it. Later you can accept the UPI request in BHIM app.
This is the process, but the query is, will you get the money refund back, after you pay in BHIM app? I didn't try. I want to check if anyone got refund back from Flipkart through this process. Or we have to take the route of raise chargeback with credit card company.
I've tried it, flipkart & amazon fetches payment later & confirms the order.
 
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