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RuPay Credit Card on UPI 10% Cashback Program: 26-28 January, 2024 on Entertainment, Dining, Apparel Electronic & Travel

RuPay UPI 10% Cashback Program: 26-28 January, 2024 on Entertainment, Dining, Apparel Electronic & Travel
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Offer:

  • Flat 10% Cashback on minimum purchase of ₹7,500 with maximum cashback of ₹2,000 once per card; applicable on all UPI applications during the campaign period.
  • Campaign will be for 3 days i.e., 26th Jan’24 to 28st Jan’24.

Eligibility:

  • Customer should have RuPay Credit Card linked on UPI.
  • For BHIM and all other UPI applications - existing and new users.
  • All successful transactions done through RuPay Credit Card on UPI on specified MCCs*. No promo code required.
  • Cashback to be calculated on all RuPay Credit Card on UPI transactions during the offer period, without accounting for any cancellarions or reversals.

Other Terms:

  • The cashback for the campaign will be from 26th Jan’24 to 28th Jan’24 only. The transactions meeting the criteria and done on MCCs which are not included in the campaign during the offer period will not become eligible for the cash back.
  • Cashback to be calculated on all RuPay Credit Card on UPI transactions, without accounting for any cancellation or reversals.
  • Once the maximum cashback amount of ₹2,000 per card is exhausted, customer shall not be eligible for further cashbacks during the campaign.
  • Cashback will be credited to the eligible customer by the Issuing Bank within 30 working days of transaction.
  • *MCCs included for the campaign are as below-
Sr No.CategoryMCCs
1Apparel5651 - Family Clothing Stores
5699 - Miscellaneous Apparel and Accessory Stores
5661 - Shoe Stores
8043 - Opticians
5621 - Women's Ready to Wear Stores
5655 - Sports Apparel, Riding Apparel Stores
5641 - Children's and Infant's Wear Stores
5137 - Men's, Women's and Children's Uniforms
5691 - Men's and Women's Clothing Stores
2Electronics5732 - Radio, Television and Stereo Stores
4812 - Telecomm Equipment including Telephone Sales
5818 - Digital Goods - Large Digital Goods Merchant
5722 - Household Appliance Stores
7372 - Computer and Data Processing Services
5331 - Variety Stores
3Travel4722 - Travel Agencies
4131 - Bus Lines
3368 - Holiday Rent-A-Car
3364 - Agency Rent-A-Car
4112 - Passenger Railways
4Dining5812 - Eating Places and Restaurants
5813 - Drinking Places (Alcoholic Bev) - Bars, Taverns
5441 - Candy, Nut, Confectionery Stores
5462 - Bakeries
5814 - Fast Food Restaurants
5921 - Package Stores, Beer, Wine, Liquor
5Entertainment7996-Amusement Parks/Circuses/Carnivals/Fortune Telle
7999-Recreation Serv.(pools,minigolf,ski slopes,bowl.)
7994-Video Game Arcades and Establishments
4457-Boat Rentals, Boat Leases
4411-Steamships, Cruise Lines
7829-Motion Picture And Video Production and Distributi
5966-Direct Marketing--Outbound Telemarketing Merchants
7991-Tourist Attractions and Exhibits
7929-Bands, Orchestras, Entertainers
3783-Town And Country Resort and Convention Center

Cashback FAQs -


1. Can I avail this offer if my credit card is of other than RuPay?

No, this offer is applicable only on RuPay Credit Cards.

2. I have a RuPay Credit card, but I have not linked it to UPI, can I still avail the offer?

No, in order to avail the benefits under this offer, RuPay Credit Cardholders would be required to get their RuPay Credit cards linked to UPI via any UPI App.

3. What is the offer period?

The offer will be valid from 26th Jan’24 to 28st Jan’24.

4. What is the cashback campaign run on RuPay Credit cards on UPI all about? What are the benefits of this offer?

Flat 10% Cashback on minimum purchase of ₹7,500 with maximum cashback of ₹2,000 once per card; applicable on all UPI applications during the campaign period on selected MCCs.

5. What is the minimum transaction to avail this offer?

The minimum transaction value shall be ₹7,500 to avail this offer.

6. What is the maximum amount that I will get when I spend on the linked Credit card on UPI through BHIM app or any UPI app?

Each customer is eligible for maximum of ₹2,000 cashback once per card during the campaign period.

7. Can I make multiple transactions to avail cashback?

No, a customer can make only one transaction per card to avail the cashback benefit during the campaign period.
 
Best thing to note about this offer

Order anything worth 20k at eligible merchant & use UPI request, let ⌛ timeout & then pay from UPI request page.

Order will fail, transaction will get success then refund instantly.


And you'll get proper ₹2000 cashback too without counting of your refunded transaction.

Guys, this was the best trick note I gave it to you. Goodluck!
bhai ek cheez bta… mera order placed and on hold hoga and mera card se paise kta… and refund nhi aagya… kya hoga?? bhai anyone help me, I am really tensed , any experience regarding this and anyone willing to buy ?
 
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bhai ek cheez bta… mera order placed and on hold hoga and mera card se paise kta… and refund nhi aagya… kya hoga?? bhai anyone help me, I am really tensed , any experience regarding this and anyone willing to buy ?
So you bought flipkart GV?

I didn't mention any specific merchant name in above reply!

Obviously these type of things should be done by professionals & half of users still didn't get my point.
 
So you bought flipkart GV?

I didn't mention any specific merchant name in above reply!

Obviously these type of things should be done by professionals & half of users still didn't get my point.
bhai peele post kiya na... that Flipkart gv ka bhi kaam kr rh h .. so I tried in Flipkart as I dont know other mcc... correct me if im wrong... I initiated the transaction in the app and 5 min timer khtm hone ke baad I entered upi pin in app... in fk it got confirmed later
 
bhai peele post kiya na... that Flipkart gv ka bhi kaam kr rh h .. so I tried in Flipkart as I dont know other mcc... correct me if im wrong... I initiated the transaction in the app and 5 min timer khtm hone ke baad I entered upi pin in app... in fk it got confirmed later
Amazon/FK ye sab me txn pending me jata & payment fetch/ka wait karta.

Nahi karna chahiye tha if not needed 😐.
 
Amazon/FK ye sab me txn pending me jata & payment fetch/ka wait karta.

Nahi karna chahiye tha if not needed 😐.
bhai peele post kiya na... that Flipkart gv ka bhi kaam kr rh h .. so I tried in Flipkart as I dont know other mcc... correct me if im wrong... I initiated the transaction in the app and 5 min timer khtm hone ke baad I entered upi pin in app... in fk it got confirmed later
Means the Op has now bought 20k fk gv ? Correct or am i wrong?
 
So you bought flipkart GV?

I didn't mention any specific merchant name in above reply!

Obviously these type of things should be done by professionals & half of users still didn't get my point.

Means the Op has now bought 20k fk gv ? Correct or am i wrong?
yes I bought 20k...unnecessarily and sold on this crafin website for 12% .... if Cashback doesn't come ill take that money from @D$V .,....😂
 
Anyway your efforts won't go waste.

Atleast you'll get 10% cashback.

You can use/resell to any friend who need it at (4-5% off).
I sold it in crafin... I was hasty , but you should have mentioned that fk/amzn are jaadus... and my mistake was directly trying it out , I should have done some 100rs transaction and waited for a day or two to know my karma....
I couldn't hold 20k in gc's for a long time, not a rich person basically and can't keep rotating that 20k till I get this back ... so had to let go of these vouchers in loss
 
I sold it in crafin... I was hasty , but you should have mentioned that fk/amzn are jaadus... and my mistake was directly trying it out , I should have done some 100rs transaction and waited for a day or two to know my karma
You were just impatient IMO.

You didn't read previous flipkart thread fully, else you wouldn't have sold it at 12% off.
 
You were just impatient IMO.

You didn't read previous flipkart thread fully, else you wouldn't have sold it at 12% off.
true, I was impatient, but I dont think reselling will happen any sooner and ppl buy it maybe during bbd sales.. and I can't wait till even march for this 20k...made a mistake , I blame my myself for this not anyone...🤣
 
true, I was impatient, but I dont think reselling will happen any sooner and ppl buy it maybe during bbd sales.. and I can't wait till even march for this 20k...made a mistake , I blame my myself for this not anyone...🤣
Flipkart & Amazon GVs are resold on daily basis. It doesn't need sale.

In sale, these aren't of much use because of 10% bank offer 🫴.
 
true, I was impatient, but I dont think reselling will happen any sooner and ppl buy it maybe during bbd sales.. and I can't wait till even march for this 20k...made a mistake , I blame my myself for this not anyone...🤣
FYI: you won't get 10% cashback also, because offer is live from 26-28th January.

Not today, so total loss is 12% i.e. 2400₹.

Great lesson of impatience 🥲 for everyone.
 
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