RuPay Select Debit Card Portfolio

[cardio_guy]

@fradela Good thread, thanks. Please make one for RPDC also. (Or add here)

+ Which are the best benefits (best value) you use for RPDC and RSDC?

@Pradumya which are those 6? Even I'm looking to get some more for the Amazon Friday thing.

 

[Vasuki]

on 22nd of dec till 29th dec i was considering to open canara bank cause of amex bill payment + billdesk support rupay cc but no one could point it RP 1-2% on billpayment via billdesk so they are multiple branch near me so if you could help me out i can open at least canara bank and get rupay select through offline.

Online offline same process

 

[Anindya98]

I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.

View attachment 79542

Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB HNI to SB MAX. Don't know whether the cancel or not in future. Update soon.

Will write separate threads for each bank account opening experience.
PSU Banks I Haven’t Considered for My Debit Card Portfolio:
Punjab National Bank: 50,000 MAB(High) with AMC charges.
Bank of Maharashtra: 25,000 MAB (High). Bank confirm as of now FREE. Not LTF.
Punjab and Sind Bank: No RSDC.

TMB can you set the DC pin without TMB ATM?

 

[vaibhav111vaibhav111 is verified member.]

Online offline same process

yeah bro have read your offline thread but my query is on RP does this rupay select dc give rp on spending? if yes eligible with billdesk and it RP is around 1%? or more.

 

[Pradumya]

@Pradumya which are those 6? Even I'm looking to get some more for the Amazon Friday thing

BOB RuPay Platinum physical - 0 mab
AU Bank RuPay Platinum - 0 mab
Jio payments bank RPDC - 0 mab
PNB RPDC - 10k mab
BOB RuPay Platinum virtual card - 0 mab
ICICI Bank RPDC - 0 mab

 

[Anindya98]

Which are the best benefits (best value) you use for RPDC and RSDC?

RPDC Benefits vs RSDC

Thread 'Battle of Benefits: BOB RuPay Select vs. BOB EMT RuPay Platinum Debit Cards Which one to choose?'

Dec 7, 2024

The benefits offered by the Bank of Baroda RuPay Select Debit Card (RSDC) significantly outweigh those of the EMT RuPay Platinum Debit Card. On average, RSDC provides annual rewards valued at over ₹18,000, compared to approximately ₹7,500 for the EMT RuPay Platinum card.

Given the annual fees associated with both cards, the benefits far exceed the costs, making them highly valuable depending on individual preferences and spending patterns. Choosing the right card ultimately depends on personal needs and lifestyle. Most consumers aim to offset the annual fee through rewards and bonuses...

• Anindya98
• benefits bob bob debit card bob emt debit card bob rupay select cards rupay rupay platinum rupay select select
• Replies: 38
• Forum: Debit Card Offers

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[quino]

TMB can you set the DC pin without TMB ATM?

nope.

@fradela do correct for TMB, in first year no annual fee. so you can consider joining fee to be annual fee & make it 0.

otherwise ppl think 1180+1180 in 1st year

 

[Ram1]

I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.

View attachment 79542

Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB HNI to SB MAX. Don't know whether the cancel or not in future. Update soon.

Will write separate threads for each bank account opening experience.
PSU Banks I Haven’t Considered for My Debit Card Portfolio:
Punjab National Bank: 50,000 MAB(High) with AMC charges.
Bank of Maharashtra: 25,000 MAB (High). Bank confirm as of now FREE. Not LTF.
Punjab and Sind Bank: No RSDC.

But what will you do with all these select dcs?

 

[Anindya98]

nope.

@fradela do correct for TMB, in first year no annual fee. so you can consider joining fee to be annual fee & make it 0.

otherwise ppl think 1180+1180 in 1st year

Without setting the DC pin can you use the card for online transactions?

 

[RAMESH BABU N]

@RAMESH BABU N
Please share your RuPay Select Debit Card Portfolio

I do NOT have any RuPay Select DEBIT CARD.

Except HDFC's Visa Platinum DC for SBMax account, I do NOT have any other DC. Less luggage, more comfort.

 

[quino]

Indian Overseas Bank: Downgraded from SB HNI to SB MAX

why not downgrade to regular savings account?

also, after how many days did you do downgrade? online/offline?

 

[Anupama_Jha]

Please share your RuPay Select Debit Card Portfolio

BOB Rupay Select and Cent Queen👑

 

[desiviru]

@fradela Don't have RuPay select till now but going with Jana SFB acc. for it next month as already have acc. with them. 🙂

Having 12 RuPay Platinum in all for me+ 4 family members.

 

[Tonymathew]

Just out of curiosity sir?
Why are you paying this much just to retain this much of RSDC?

Prime membership does not make sense.
Frequent spas/uber/international-national lounge usage?

 

[Vasuki]

Just out of curiosity sir?
Why are you paying this much just to retain this much of RSDC?

Prime membership does not make sense.
Frequent spas/uber/international-national lounge usage?

Gym membership
Spa if you in cities
With youth offer gone
It makes all worth

 

[Tonymathew]

Gym membership
Spa if you in cities
With youth offer gone
It makes all worth

Apart from the theoretical possibilities, I want to know what the reason for OP is... Just to know.

 

[Abhigyan kumar]

Apart from the theoretical possibilities, I want to know what the reason for OP is... Just to know.

Bob rupay select and canara rupay select

 

[Anindya98]

Please make one for RPDC also. (Or add here)

RPDC Thread :

Thread 'Rupay Platinum Debit Card Portfolio 2024-25'

Saturday at 6:11 PM

I’m sharing my RuPay Platinum Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], card type as well as how I opened these accounts.

RuPay Platinum Debit Card Features & Benefits:

20% up to 100 off monthly on mobile recharges/utility bill payments on Amazon (only on Fridays).

If you have mobile recharge on Airtel, VI, or Jio then this is the best debit card to get 20% up to 100 off per month

Also, if your LPG, GAS, Water, Electricity...

• Anindya98
• bank account bob debit card canara bank debit card platinum platinum debit card rupay rupay platinum rupay platinum debit card saving account
• Replies: 26
• Forum: Debit Card

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[krishg]

You will get award from Rupay 😆

 

[prankster]

Just out of curiosity sir?
Why are you paying this much just to retain this much of RSDC?

Prime membership does not make sense.
Frequent spas/uber/international-national lounge usage?

Gym and some other membership coupons are renewed quarterly for most of these cards, people generally sell these vouchers and recover the card fees, even make some profits out of it I suppose..