Rupay Select Debit Card (RSDC) Features and Benefits - Latest update (FY 2025-26) & Future Uncertainties - Discussion

[Abhishek012]

can you share all the benefits of SBI Wealth RSDC?
My father will be getting the card after retirement.

Now SBI CSP/SGSP platinum account also eligible for SBI Wealth RuPay Select debit card.

Read here last few pages -

Post in thread 'SBI Premier account or Government account now get RuPay Platinun/Select/Diamond/Gold/Diamond Select/Rhodium Debit Card'

Mar 18, 2025

Does anybody know the codes for sgsp/cgsp account for rupay select cards ?

I got wealth rupay select. CGSP Plat

• koinahi

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Post in thread 'SBI Premier account or Government account now get RuPay Platinun/Select/Diamond/Gold/Diamond Select/Rhodium Debit Card'

Mar 18, 2025

So finally got the card delivered today... Lo bhai commander tumhari fantasy puri kardi. Card bin is 652418...

• sambitpatro

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[2025]

So there is chance that bank will now make the eligibility criteria harder to get a rupay select dc?

Few options. Either of them or all of them.
1. They can make the eligibility harder to attain. (As u said)
2. Increase the annual fees.
3. They limit the usage of benifits. (As they have done currently for lounge access only). They might start with the costlier one that cost them most.

For 3rd point, they probably will wait to see the data for atleast two quarters, before starting to implement any specific changes. 1st and 2nd point can be done anytime if they feel the pressure.

On the other hand NPCI is looking at the earnings opportunities. They want to keep these offerings. But the point is why they didn't mention actual cost they incurred for each offerings from individual merchant. Atleast they should not have quoted those prices for banks. There may be some hidden deal, we don't know yet.

Currently we don't have exact data to understand how many active RSDC are issued and which banks are leading on that front. @Abhishek012

 

[Anindya98]

bhai yeh canara ki badnam galiyo mein kaise chale gaye!?? isse acha pnb ya boi chale jaate

canara ka bass woh mastercard world hi kaam hai ..baki sabbb faltu

I've been using the Canara Aspire account since November last year and have had an overall good experience. After hearing they offer RSDC FYF, I got the card, as I plan to close the account next year. If they charge anything, I'll just keep a zero balance. Canara’s servers are excellent—never had a failed transaction or server issue. Also, love the feature that everything can be done via the A1 app like BOB which is a huge plus point for me.


On the other hand, PNB is always crowded, and server issues are common. BOI is another hassle—after opening an account online, the DBM is asking me to submit physical KYC documents to activate my debit card and cheque book. I told them I don’t have time for such unnecessary visits—what’s the point of online account opening then?


Now, they claim my signature isn’t showing, but I clearly remember signing during vKYC. BOI has only given me view-only access to their app.

 

[Ram1]

I've been using the Canara Aspire account since November last year and have had an overall good experience. After hearing they offer RSDC FYF, I got the card, as I plan to close the account next year. If they charge anything, I'll just keep a zero balance. Canara’s servers are excellent—never had a failed transaction or server issue.


On the other hand, PNB is always crowded, and server issues are common. BOI is another hassle—after opening an account online, the DBM is asking me to submit physical KYC documents to activate my debit card and cheque book. I told them I don’t have time for such unnecessary visits—what’s the point of online account opening then?


Now, they claim my signature isn’t showing, but I clearly remember signing during vKYC. BOI has only given me view-only access to their app.

I too have such worst experiences from psus. Hope they improve online services.
Beware canara fees are worst.they charge literally for everything

 

[binno]

I've been using the Canara Aspire account since November last year and have had an overall good experience. After hearing they offer RSDC FYF, I got the card, as I plan to close the account next year. If they charge anything, I'll just keep a zero balance. Canara’s servers are excellent—never had a failed transaction or server issue. Also, love the feature that everything can be done via the A1 app like BOB which is a huge plus point for me.


On the other hand, PNB is always crowded, and server issues are common. BOI is another hassle—after opening an account online, the DBM is asking me to submit physical KYC documents to activate my debit card and cheque book. I told them I don’t have time for such unnecessary visits—what’s the point of online account opening then?


Now, they claim my signature isn’t showing, but I clearly remember signing during vKYC. BOI has only given me view-only access to their app.

Someone was saying that even if u hostlist u will be charged annual fee 😶

 

[Ram1]

Someone was saying that even if u hostlist u will be charged annual fee 😶

Meeeeee lol literally shocked, saw for the first time in my life🤣🤣

 

[Anindya98]

Someone was saying that even if u hostlist u will be charged annual fee 😶

Let them charge I will keep a 0 balance 😎 And if I recover the fees before that will continue using it.
Once I get SBI Wealth RSDC will decide after that.

 

[Anindya98]

I too have such worst experiences from psus. Hope they improve online services.
Beware canara fees are worst.they charge literally for everything

Yes, that's why I keep lesser funds and only use the Amazon Friday offer which I guess came to an end.

 

[sanarora]

I got the Canara RSDC yesterday FYF.

could u plz share if it FYF as standard or you had to find a way. also can u share a pic since i am planning to apply & i dont want to be sold off some other wrong vairant..

 

[Anindya98]

could u plz share if it FYF as standard or you had to find a way. also can u share a pic since i am planning to apply & i dont want to be sold off some other wrong vairant..

@zomatoo & @La pasión confirmed that it is FYF for all Canara Account holders.

Post in thread 'Query on Canara Bank Rupay Select Debit Card'

Feb 16, 2025

Yes first year free alread have it

So Rupay Select International is FYF for Aspire Account Holder?
Then from 2nd year 1000+GST?
This one right? All the same benefits as BOB RSDC? @Abhishek012

• Anindya98

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[2025]

I have redeemed all available Prime vouchers that I can use fearing some changes from 1st April 2025 as a major policy shift has happened.
Rupay (NPCI) -----> Banks

 

[king220477]

I have redeemed all available Prime vouchers that I can use fearing some changes from 1st April 2025 as a major policy shift has happened.
Rupay (NPCI) -----> Banks

me too (though i only have 2 card, but redeemed both 2 days back)