Only Premium & Super Premium Cards Discussion

[007007 is verified member.]

Super Savings Personal Account

Baroda Super Saving Account is a superior saving account that offers flexible auto/reverse sweep facility to high value resident customers. Open Baroda Super Saving Account now!

www.bankofbaroda.in

You get Sapphire DC and RuPay Select Wellness DC as FYF
Sapphire DC additional 750 lifestyle voucher as welcome benefit

Sapphire DC gives you ("officially) 1 airport transfer free per quarter?
Search on the forum, you'll find all the details

So, can I get both (Sapphire & Select DCs) as FYF? 🧐 Or any one?

 

[seekndestroy99]

So, can I get both (Sapphire & Select DCs) as FYF? 🧐 Or any one?

You can get both as FYF

 

[shubhamosy]

Apply for Rupay Select NCMC card

Applied, can i view card number before devilry? mobile app is not working

 

[shubhamosy]

Apply for Rupay Select NCMC card

how to apply for Sapphire?
getting only visa platinum option

 

[seekndestroy99]

how to apply for Sapphire?
getting only visa platinum option

Sapphire is branch only, search the forum, entire thread exists

 

[tryabptryabp is verified member.]

Gotcha. Can you please help me with the normal accounts that can I opt for with least charges? If there's any existing thread, please link me.
Sure, I will look into the Super Savings account. Can this account be opened online or do I need to visit the branch? 🧐


Can you please link that thread?
Oh okay. That's great. Any other accounts that you would suggest? 🧐

https://www.technofino.in/community...dit-card-benefits-how-to-claim-benefits.3962/

check above thread. You can open this account online.

how to apply for Sapphire?
getting only visa platinum option

Visit home branch

 

[007007 is verified member.]

https://www.technofino.in/community...dit-card-benefits-how-to-claim-benefits.3962/

check above thread. You can open this account online.


Visit home branch

Let me check that! Thanks for the help! 🙂 @tryabp @seekndestroy99

 

[Copycat]

With Bank of Baroda Rise, Shine & Sparkle tiers you get Rupay Select Free. Not sure if it is FYF or LTF. Will know only after another 12 months because I just realised I got the card FYF because I changed the savings account type to 20K MAB (as that was required to be eligible for Rupay Select)

====================================================================

SPARKLE​

Eligibility​

A minimum Quarterly Average Balance of Rs. 20 lakh and above but below Rs. 30 lakh in Savings Account or Current Account or combined Current & Savings account (in the preceding quarter).

Benefits & Offerings​

1. Unlimited Free Cheque Book in Current & Saving Accounts
2. 75% concession in DD/PO charges
3. 75% concession in locker rent charges(-1- locker)
4. 100% concession in NEFT/RTGS through all channels
5. 100% concession in Demat AMC
6. Free RUPAY Select Debit Card
7. Facility of Relationship Manager (on selected location/ branches during business hours)

SHINE​

Eligibility​

A minimum Quarterly Average Balance Rs. 10 lakh and above but less than Rs. 20 lakh in Savings Account or Current Account or combined Current & Savings account(in the preceding quarter).

Benefits & Offerings​

1. Unlimited Free Cheque Book in Current & Saving Accounts
2. 50% concession in DD/PO charges
3. 50% concession in locker rent charges(-1- locker)
4. 50% concession in NEFT/RTGS through all channels
5. 50% concession in Demat AMC
6. Free RUPAY Select Debit Card

RISE​

Eligibility​

A minimum Quarterly Average Balance is less than Rs. 10 lakh in Savings account or Current Account or combined Current & Savings account BUT combined Quarterly Average balance of Fixed deposit and Current or Savings Account is more than Rs. 10 lakh (in the preceding quarter).

Benefits & Offerings​

1. Unlimited Free Cheque Book in Current & Saving Accounts
2. 25% concession in DD/PO charges
3. 25% concession in locker rent charges(-1- locker)
4. 25% concession in NEFT/RTGS through all channels
5. 25% concession in Demat AMC
6. Free RUPAY Select Debit Card

Other Terms and Conditions​

1. To be a SPARKLE customer, maintain a minimum Quarterly Average Balance of Rs. 20 lakh and above but below Rs. 30 lakh in Savings Account or Current Account or combined Current & Savings account (in the preceding quarter).
2. To be a SHINE customer, maintain a minimum Quarterly Average Balance Rs. 10 lakh and above but less than Rs. 20 lakh in Savings Account or Current Account or combined Current & Savings account(in the preceding quarter).
3. Balances are measured as a combined balance across the accounts linked to your customer id.
4. Quarterly Average Balance will be calculated on the basis of quarters ending March, June, October and December for assessing the category and hence benefits will be offered accordingly.
5. Bank, at its discretion, reserves the right to modify and/or discontinue any or all the listed benefits at any time without giving any notice.

 

[shubhamosy]

@tryabp Select DC delivered, enabled ecom, set pin all done
still not able to use it, getting error

 

[moneyMaker]

Whats the easiest way of getting rupay select right now (minimum mab?) ?

Also is it worth it? (Seeing the rewards being cut and all)

 

[Copycat]

Whats the easiest way of getting rupay select right now (minimum mab?) ?

Also is it worth it? (Seeing the rewards being cut and all)

If you have FDs of more than 10L in BOB you get a free Select card. Not sure if it is FYF or LTF
Otherwise in BOB, upgrade to the 20K MAB account and ask for the Rupay Select card. It is FYF. For me, as I want Prime Video it is a worthwhile investment. I'm already a BOB customer and even maintaining 20K MAB + yearly DC rate works out cheaper than buying Prime Video from Amazon. Plus I get to manage my money in BOB using NetBanking, so it saves me time & fuel. In addition, I gain extra 'cos I can renew FDs (with different tenor) from home rather than relying on Auto renew and losing money that way. For someone who is not a BOB customer,things of course could be quite different
BOB interest rates are better than ICICI and Axis, there is no lunch break, I've had a good experience with the branch staff and their human online support staff gets the job done. They even called to check that the problem was resolved. Only their IVRS is rubbish; it has a bug but you can work around it. By a very wide margin, BOB is the best PSU bank I've dealt with and Central Bank is the worst (won't stop SMS charges and can't even keep track of merged FDs)

 

[TheGuyTheGuy is verified member.]

Whats the easiest way of getting rupay select right now (minimum mab?) ?

Indian Bank- 500 MAB xD
AM was knowledgeable. Very very efficient. ReKYC and Select DC applied in 5 mins, less than 1 min wait at my home branch.
Though I am still waiting for Card Delivery. Applied on 17th Feb. Fee deducted on 19th Feb. No tracking SMS from Bank or Bluedart. On netbanking I can see NCMC Card Number (Select Card also has NCMC Wallet).

 

[TheGuyTheGuy is verified member.]

Nice one. I will join get cultfit gym this weekend. Excited for free gym membership every month.

Have you been able to make use of this?
Does the Cult benefit refresh quarterly as mentioned in one comment?

 

[TheGuyTheGuy is verified member.]

2. SPA, GYM, HEALTH, GOLF, CAB - Quarterly Benefit, (calender yr quarter)

So 4 Per Year?

 

[Copycat]

Indian Bank- 500 MAB xD
AM was knowledgeable. Very very efficient. ReKYC and Select DC applied in 5 mins, less than 1 min wait at my home branch.
Though I am still waiting for Card Delivery. Applied on 17th Feb. Fee deducted on 19th Feb. No tracking SMS from Bank or Bluedart. On netbanking I can see NCMC Card Number (Select Card also has NCMC Wallet).

Thank you.
Unfortunately, the card fee appear to be on the higher side (1000 + 1000) + GST: https://www.indianbank.in/wp-conten...ED-SERVICE-CHARGES-ON-DEBIT-CARDS_WEBSITE.pdf
Is there any way to get it FYF or LTF? Even their Platinum Savings account only offers a Rupay Platinum (and not Select) DC free

 

[LJGIBBS]

So 4 Per Year?

Y E S

 

[TheGuyTheGuy is verified member.]

Unfortunately, the card fee appear to be on the higher side (1000 + 1000) + GST:

While I agree with your view, I would say the charges are the in line with other issuers plus minus 100.
BOI( 200pa), CBI (50), IOB (200), UCO (Renewal 750) have difference of 50-250.
I didn't want to open new account, visit again if any issues in new acc, convenience of nearby approach to Indian Bank- hence I got it in Indian. I also did not want to maintain even 5K locked.

PNB- UBI- BoB have specific accounts and hence maintaining 20k at 3% would result in theoretical loss of 4% (equivalent to 800) and liquidity (as fragmented accounts ) and even some of these have Card Fee 500 (so total 800+500= 1300 Fees).

If you don't mind Wellness Benefits, I would advice Select CC as they have lesser charge 0 to 500.

 

[imdjay]

Aur Patna mei main 60 rupay mei baal kata raha..

No Lakme Uni-sex saloon in Patna. Voucher barbad.

 

[quino]

No Lakme Uni-sex saloon in Patna. Voucher barbad.

you could do voucher give-away to me 😉

 

[LJGIBBS]

No Lakme Uni-sex saloon in Patna. Voucher barbad.

Are bhai, RPS mor par hai shayd. Maine khud ke liye use nahi Kiya hai, but catalogue mei Men category thi.