No use.
You have to keep 25,000 in Savings account.
1 Year return (2.5%) = 631
For the same amount in FD,
1 year return (9%) = 2327
Your loss is 1696.
Same card for normal 1K account, AMC is 950 + GST. Around 1100.
You will save more than 700 rupees along with safety on your amount.
You can get another RSDC card with this amount from BOB or Union.
Even if you're invest in higher FD (12%), you will get more return 12551.