Salary Account Suggestion

[crazyuploader]

For a salary of around 1.5L, what bank account would be most beneficial?

I already have accounts in SBI, HDFC (SavingsMax), Kotak (811 Super), Fi (Federal Bank), & Slice.

And as for credit cards, I'm holding Axis Bank (ACE, MyZone, Airtel), SBI (Cashback, SimplySAVE), HDFC Bank (Millennia, Swiggy, RuPay Virtual), ICICI (Amazon Pay, Platinum, Coral RuPay), Kotak Bank League.

So, from credit card perspective also, where should I go or should I just use one of the accounts that I already hold?

 

[drvirag]

For a salary of around 1.5L, what bank account would be most beneficial?

I already have accounts in SBI, HDFC (SavingsMax), Kotak (811 Super), Fi (Federal Bank), & Slice.

And as for credit cards, I'm holding Axis Bank (ACE, MyZone, Airtel), SBI (Cashback, SimplySAVE), HDFC Bank (Millennia, Swiggy, RuPay Virtual), ICICI (Amazon Pay, Platinum, Coral RuPay), Kotak Bank League.

So, from credit card perspective also, where should I go or should I just use one of the accounts that I already hold?

use hdfc. convert it to salary ac. hdfc n icici r far better when u require any loan in future. sbi will ask u ur kidney when u want loan so no benefit of salary ac. rest r useless

 

[crazyuploader]

use hdfc. convert it to salary ac. hdfc n icici r far better when u require any loan in future. sbi will ask u ur kidney when u want loan so no benefit of salary ac. rest r useless

Damn the SBI part!! So, just how easy it is for me to convert my savings account to salary? I just have to mail them?

 

[drvirag]

Damn the SBI part!! So, just how easy it is for me to convert my savings account to salary?

go with kyc, employement n salary proof may be an application. if ur company has tie up then its too easy.

 

[SatyG]

Check if your company has tie-up with Axis. If you have 2L+ net credit including bonus etc, then you can get Axis burgundy salary account. Banking tiers in HDFC and ICICI hardly provide any perks.

 

[cardy]

Axis ICICI and hdfc any one will be good

 

[shashank08]

For a salary of around 1.5L, what bank account would be most beneficial?

I already have accounts in SBI, HDFC (SavingsMax), Kotak (811 Super), Fi (Federal Bank), & Slice.

And as for credit cards, I'm holding Axis Bank (ACE, MyZone, Airtel), SBI (Cashback, SimplySAVE), HDFC Bank (Millennia, Swiggy, RuPay Virtual), ICICI (Amazon Pay, Platinum, Coral RuPay), Kotak Bank League.

So, from credit card perspective also, where should I go or should I just use one of the accounts that I already hold?

Why dont you check kotak privy league platinum salary account?

 

[Kabir_1112]

Kotak and ICICI for their Net banking and mobile banking.

 

[crazyuploader]

go with kyc, employement n salary proof may be an application. if ur company has tie up then its too easy.

Cool, I'm first asking my HR

Check if your company has tie-up with Axis. If you have 2L+ net credit including bonus etc, then you can get Axis burgundy salary account. Banking tiers in HDFC and ICICI hardly provide any perks.

2L+ is not possible as of now, so no Axis Bank for me yet 🫣

Why dont you check kotak privy league platinum salary account?

Okay, let me check it out. TBH, I don't want to end up having something which might have a huge MAB if salary is not credited