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Saraswat Bank RuPay Credit card - 5% Cashback upto 1000 on Grocery, Super Market, Electronics, Restaurants etc & 20% on utility bill amount per month

Abhishek012

TF Pioneer

Offers 1: Saraswat Bank RuPay Credit card - 5% Cashback upto Rs1000 on Grocery, Super Market, Electronics, Apparels, Restaurants etc

Offer Period – 27th Aug 2022 to 31st Oct 2022.

Offers 2: Saraswat Bank RuPay Credit card - 20% on utility bill amount upto Rs. 250 per month

Offer Valid - 1st April 2022 to 31st March 2023.

Offers 1 Details:

Banner_673_cash%20back%20offer.jpg


Offer Details
  1. Cashback of 5% on Transaction Value.
  2. Offer available on following merchant outlets - Restaurants, Apparels, Hotel Stay & Electronics
  3. Offer Period – 27th Aug 2022 to 31st Oct 2022
Merchant TypeROI
Electronics5% cashback on Transaction Value
Maximum cash back - Rs. 500/-
Minimum Transaction Value - Rs 1,000/-
Grocery & Super Market5% cashback on Transaction Value,
Maximum cash back - Rs. 500/-
Minimum Transaction Value - Rs 1,000/-
Maximum Transaction Value - Rs 10,000/-
Apparels5% cashback on Transaction Value,
Maximum cash back - Rs. 1,000/-
Minimum Transaction Value - Rs 2,500/-
Electronics5% cashback on Transaction Value,
Maximum cash back Rs. 1,000/-
Minimum Transaction Value Rs 10,000/-

Steps to Avail The Offer

  1. Activate the card and generate PIN
  2. Activate the POS / E-commerce option on your credit card
  3. Make payment using Saraswat Bank Credit Card.

For Offer Terms and Conditions - Click Here


Offers 2 Details:

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Utility Bill Payment Cash Back Offer​

Offer Details​

  1. Cashback of 20% on utility bill amount, upto Rs. 250/-.
  2. On the first utility bill paid by credit card holders, every calendar month, during the period 1st April 2022 to 31st March 2023.
  3. Utilities – Gas / Electricity / Telecom / DTH

Steps to Avail The Offer​

  1. Activate the card and generate PIN
  2. Activate the E-commerce option on your credit card via Saraswat Bank Credit card app
  3. Choose the app /portal of the utility provider
  4. Make payment using Saraswat Bank Credit Card.

Offer Terms and Conditions

  1. Utility Bills in context to offer will be Electricity, Gas, Telecom and DTH.
  2. “Saraswat Bank Credit Card user” means any person or individual who has a valid Saraswat Bank Credit Card.
  3. "Offer" shall mean benefit provided by the merchant/partner or Bank on purchase of Products/Services using Saraswat Bank Credit Card.
  4. Offer Period shall mean the period commencing from 00:01 hours of 1st April 2022 to 23:59 hours of 31st March 2023 both days inclusive.
  5. Cashback will be provided to either the Primary cardholder or the add-on card holder.
  6. All primary terms and conditions applicable to Saraswat Bank Credit Card shall be applicable.
  7. "Products/Services" shall mean the goods/benefits/facilities offered by the Bank.

The availability of the offer is based on the following criteria

  1. Offer is available on the 1st successful transaction done by primary cardholder on any one of the utility bills (paid first out of Gas / Electricity / Telecom / DTH) by using Saraswat Bank Credit Card every calendar month, during the Offer Period from 1st April 2022 to 31st March 2023 both days inclusive.
  2. Offer is valid to all credit card holders in this period.
  3. Transactions through wallets using credit card are not eligible for the offer. E.g. PAYTM
  4. This Offer cannot be clubbed with any other Offer that may be made available to the Saraswat Bank Debit/Credit Card User/s or by the utility provider.
  5. Saraswat Bank Credit card Offer is non-transferable, non-binding and non-encashable.
  6. The Offer is not valid for Void Transactions
  7. The offer will be valid for transaction made from mobile app and web portal of the respective utility vendors.
  8. The transaction may be feasible on the app or portal as per the payment gateways.
  9. The cash back will be credited to card statement in the subsequent billing cycle.
  10. Offer is not valid on successful transaction which is later refunded.
 

Abhishek012

TF Pioneer
Wow!!! AMC ???
Saraswat bank – RuPay Platinum debit card – Apply process:

Offline Process (Minimum Average Balance) -

(i) Urban/ Metro branches = Rs 2000/-
(ii) Semi-Urban branches = Rs 1000/-
(iii) Rural branches = Rs 500/-

Free RuPay Platinum Debit card for 1st year (ask for RuPay Platinum, if RuPay classic debit card issue to you).
 
Saraswat dont give card unless we have av with them. Went branch they said we need to see your history so will give it. Open ac they said it first. Any way to get it's cc?
 

anonymuos

TF Ace
Update: Btw Saraswat Bank now issues RuPay Platinum DC if you complain at grievance redressal website. Also virtual card is RuPay Platinum in the app for some. But since RuPay offer has ended "Add money" to Amazon there isn't much saving due to per-card discount being limited to ₹100 and not many bills to pay.

Best to get Saraswat Bank RuPay Platinum *Credit* card now.
 
Last edited:

Abhishek012

TF Pioneer
Update: Btw Saraswat Bank now issues RuPay Platinum DC if you complain at grievance redressal website. Also virtual card is RuPay Platinum in the app for some. But since RuPay offer has ended "Add money" to Amazon there isn't much saving.

Best to get Saraswat Bank RuPay Platinum *Credit* card now.
You can now use for Recharge/Bill payment at 20% upto 100 off using RuPay Platinum debit card.
 

Abhishek012

TF Pioneer
what about Credit Cred offer? are they still available?
Yes, New offer -

 
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