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AU good lets see what others sayAny good Savings Accounts variants of Small Finance Banks which are worth having? Lets discuss!
AU Small Finance, Ujjivan SF BankAny good Savings Accounts variants of Small Finance Banks which are worth having? Lets discuss!
Share your experience I am also thinking of opening an account but I don't have a branch near me. DC charges? and MAB?@Wealth is my birth right! I have just opened Jana Exclusive. Seems good so far. The mobile app is working fine too.
Any specific variants of AU, Ujjivan? Insofar as Jana exclusive goes, I opened it with an IP with 3L which is also the account's MAB.AU Small Finance, Ujjivan SF Bank
Share your experience I am also thinking of opening an account but I don't have a branch near me. DC charges? and MAB?
Basically, I use an AU Digital Account for the Rupay Platinum DC & Ujjivan not opened yet thinking of opening soonAny specific variants of AU, Ujjivan? Insofar as Jana exclusive goes, I opened it with an IP with 3L which is also the account's MAB.
but no non-maintainance charges. do you know if they do auto-downgrade or something?Jana exclusive goes, I opened it with an IP with 3L which is also the account's MAB.
Could you elaborate? Basically the intent of my thread was to know if there are any variants in the small finance banks which have better (or unique) features compared to their equivalents in non-small finance banks.Depends on what are your need
And why u want to open
You should make rapo with bm if you dealing Hni in small finance bankCould you elaborate? Basically the intent of my thread was to know if there are any variants in the small finance banks which have better (or unique) features compared to their equivalents in non-small finance banks.
For instance, in the HNI segment, Jana Exclusive seems to possess excellent Rupay select benefits, reward point system, and joining bonus (viz. 10K Taj voucher) for a relatively small MAB, making it way more appealing that its peers.
For exclusive account if we don't maintain AMB of 3 lakhs, non maintenance charges are applicable?@Wealth is my birth right! I have just opened Jana Exclusive. Seems good so far. The mobile app is working fine too.
If you don't maintain AMB, then they will downgrade your account to Regular Savings Accounts and then you will get charged like Regular account. For example, you will be charged for the Rupay Select Debit Card. I called the customer care and confirmed it myself.For exclusive account if we don't maintain AMB of 3 lakhs, non maintenance charges are applicable?
Which account variant,,,,Have you opened online or online?@Wealth is my birth right! I have just opened Jana Exclusive. Seems good so far. The mobile app is working fine too.