Savings account with premium benefits

[itssudiptadas]

Can any one suggest any savings account which comes with low MAB and give us free debit card, free sms charge etc.

 

[Fini7777]

Can you plz enlight on "The spending pattern and Good transaction history, credit history"....

Spending Pattern: How much we r spending (using their DC or account)- for pre-Approved CC or upgrades
Good transaction History: How frequently we r getting credits(salary, Business Income) to our account and TRV with them etc...
Credit profile: How is our Credit score, no.of cards and all other factors that banks usually considers in our credit profile.
These are some of the factors they consider before giving us the pre approved offers although we've a premium Account.

 

[Fini7777]

they are saying no such offers as of now ... since you have opened acnt recently just wait for it

Try to spend some amount with your cc either flpk axis or with any other card then u may get LE
I got the LE for my flpk card from 70k to 3.6L after using this card regularly for shopping in flipkart
u may not get any upgrades untill your limit gets increased as every premium cards will have some base limit criteria
or send an email to them for LE with income doc then they will increase your limit.

 

[SAS]

Try to spend some amount with your cc either flpk axis or with any other card then u may get LE
I got the LE for my flpk card from 70k to 3.6L after using this card regularly for shopping in flipkart
u may not get any upgrades untill your limit gets increased as every premium cards will have some base limit criteria
or send an email to them for LE with income doc then they will increase your limit.

thanks for the info bhai ... iam student i just got all cards by tricks and maintaining 3 years of strong CIBIL history and maintaining good relations with banks and also transactions (i used to trade in stock markets a lot)

 

[ATTAR]

you mean can i pay 25k as CC bill ??? do they consider it as a spend

Yes ,any spends or just maintain 25,000 in account for 90 days

 

[Priya KaramPriya Karam is verified member.]

@Priya Karam mam please help me out ... iam axis burgundy member and i want axis atlas credit card ... by the way i already have axis flipkart axis myzone and axis airtel cards

Ok, help me with your contact number, I will reach out to you on this,DM

 

[saurzx]

Anyway why don't you call your RM and tell him to give you Atlas LTF?
Tell us what he says. My RM made my Select and Privilege LTF

Recently got Priority account. I am holding 4 cards from Axis Bank: Atlas, Rewards (already LTF), Airtel, Flipkart (planning to close it). So I left with Atlas & Airtel, is it possible to get anyone of these LTF?

Also, does Select or Privilege LTF provides any value?

 

[Riya Sharma]

Recently got Priority account. I am holding 4 cards from Axis Bank: Atlas, Rewards (already LTF), Airtel, Flipkart (planning to close it). So I left with Atlas & Airtel, is it possible to get anyone of these LTF?

Also, is Select or Privilege LTF provides any value?

Airtel cannot be made LTF and it is extremely difficult for even a burgundy customer to get Atlas made LTF. I guess you can write a mail to PNO requesting to get Atlas converted into LTF but do not have hope in them doing it.

 

[SAS]

Recently got Priority account. I am holding 4 cards from Axis Bank: Atlas, Rewards (already LTF), Airtel, Flipkart (planning to close it). So I left with Atlas & Airtel, is it possible to get anyone of these LTF?

Also, does Select or Privilege LTF provides any value?

first of all how are you holding 4 cards ???? axis only gives 3 na ???? what's that exceptional case which gave the 4th card

 

[wiseinvestor]

Already owned indusind select account but service not above the mark worst RM and same service.

Worst service in IndusInd. No one cares, the email receives automated kind of response from the executive.

 

[drkrn1986]

Hi friends,
I and my wife earn around 4 Lakh per month.
I will park 2 lakh in account at any given time plus FD's.
We have no loans as on now.
Pls advice a premium savings account which gives demat account, a good credit card (even paid).
Our annual CC spends are around 6 lakhs.
Need card with good rewards, domestic and international lounge access (preferably unlimited), golf access and low forex rate.

Thank you

 

[saurzx]

first of all how are you holding 4 cards ???? axis only gives 3 na ???? what's that exceptional case which gave the 4th card

Well in my case I already had 3 Axis cards and 1 Citi rewards credit card which was migrated to Axis. So now 4 Axis cards.

 

[TechnoFi]

first of all how are you holding 4 cards ???? axis only gives 3 na ???? what's that exceptional case which gave the 4th card

when anyone hold 03 axis bank credit cards then 4th credit card is possible by applying it offline through agent route.

 

[SAS]

Hi friends,
I and my wife earn around 4 Lakh per month.
I will park 2 lakh in account at any given time plus FD's.
We have no loans as on now.
Pls advice a premium savings account which gives demat account, a good credit card (even paid).
Our annual CC spends are around 6 lakhs.
Need card with good rewards, domestic and international lounge access (preferably unlimited), golf access and low forex rate.

Thank you

if you don't want to maintain balnce perfectly then go for icici wealth account
instead of 2 lakhs in one account maintain 1 lakh avg in au bank royale account family and 1 lakh in hdfc privilege family accounts

 

[SAS]

when anyone hold 03 axis bank credit cards then 4th credit card is possible by applying it offline through agent route.

good to know .... thank you for the info

 

[SAS]

Well in my case I already had 3 Axis cards and 1 Citi rewards credit card which was migrated to Axis. So now 4 Axis cards.

crazy way to get the fourth one

 

[drkrn1986]

if you don't want to maintain balnce perfectly then go for icici wealth account
instead of 2 lakhs in one account maintain 1 lakh avg in au bank royale account family and 1 lakh in hdfc privilege family accounts

Thanks for reply.
I want to maintain atleast 2 Lakh in one account at any given point.

 

[saurzx]

crazy way to get the fourth one

It could be 5 cards but I had closed the Citi ShoppersStop credit card 2 years back.