SBI Aurum | C2C basis

[xaidi]

Hi guys, my first post here, and really glad to be here big ups to TF for this community. I just wanted to ask how I get the SBI Aurum card (I know it's practically worthless compared to the other ones I have, but I think it's okay at least for the first year). To be honest I really want the card only for the insane packaging haha (I would probably keep it only for the first year since the RP conversion would effectively bring down the fees to Rs.1800/-). But since it's invite-only (or like 40L ITR), I wanted to know if there's any way for me to get it on a card-to-card basis. Any help would be appreciated.

Additional Info:
Location: Delhi NCR
Card with the highest Limit: 5.1L (ICICI Amazon Pay)
Age of card: 2+ Years
Cibil: 799

 

[ray8285]

Only for 1st year - i will be raising a request to close it this year in April - its good for nothing unless SBI wants to retain me for another year 🙂

A big shout out & the biggest thanks to @rajneeshray .. Finally upgraded today. The card is now showing up on the app & Net banking !

 

[DevD]

A big shout out & the biggest thanks to @rajneeshray .. Finally upgraded today. The card is now showing up on the app & Net banking !

How much limit is provided in Aurum ??
Is it same as other card ?

 

[ray8285]

How much limit is provided in Aurum ??
Is it same as other card ?

I opted for an upgrade, hence the same limit.
However, if you opt for a fresh application with income docs then they provide a separate limit in addition to your existing SBI card limit, subject to approval !

Basically for Aurum they have 3 options :

1. Upgrade & get the same limit as your existing subject you meeting the floor limit required for aurum on your existing card & having high 6 digit spends for the last year.

2. Do a fresh application via income docs & get a a separate limit, subject to approval.

3. Keep the existing card & do a limit split. However you need to have a minimum 3L limit “available” from your total credit limit on your existing SBI card for the split.

C2C has stopped for Aurum.

I opted for the first one !

 

[Rahul92]

I opted for an upgrade, hence the same limit.
However, if you opt for a fresh application with income docs then they provide a separate limit in addition to your existing SBI card limit, subject to approval !

Basically for Aurum they have 3 options :

1. Upgrade & get the same limit as your existing subject you meeting the floor limit required for aurum on your existing card & having high 6 digit spends for the last year.

2. Do a fresh application via income docs & get a a separate limit, subject to approval.

3. Keep the existing card & do a limit split. However you need to have a minimum 3L limit “available” from your total credit limit on your existing SBI card for the split.

C2C has stopped for Aurum.

I opted for the first one !

What is the floor limit for upgrade ?

 

[ray8285]

What is the floor limit for upgrade ?

I was told the floor limit is ₹3L along with “minimum” spends of 7 lakhs in the previous year. That is the “min criteria”.
But previously i’ve been also told that it can’t be done without ITR of 25L & Bank statement blah blah by some other RM …
Read somewhere that someone even got the upgrade done with a limit of ₹2.6L. So it all depends on how good your RM is tbh !

 

[chiggybansal1]

I opted for an upgrade, hence the same limit.
However, if you opt for a fresh application with income docs then they provide a separate limit in addition to your existing SBI card limit, subject to approval !

Basically for Aurum they have 3 options :

1. Upgrade & get the same limit as your existing subject you meeting the floor limit required for aurum on your existing card & having high 6 digit spends for the last year.

2. Do a fresh application via income docs & get a a separate limit, subject to approval.

3. Keep the existing card & do a limit split. However you need to have a minimum 3L limit “available” from your total credit limit on your existing SBI card for the split.

C2C has stopped for Aurum.

I opted for the first one !

but how did you started this process even i want to get aurum, i have simplyclick with limit of 4.34 lakh and spending of around 15lakh last year.

 

[ray8285]

but how did you started this process even i want to get aurum, i have simplyclick with limit of 4.34 lakh and spending of around 15lakh last year.

Through RM… DM if you wish to upgrade.