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SBI card application Process

kumars_001

TF Premier
SBI card application process looks different for me and my wife.

Some months back me and my wife applied for cashback cards. Mone was a big process, they came and took biometrics and it took almost 15 days to get the card
But for my wife it was quick, they just took a pic and instantly she got the card.

Similarly I applied silmpy click card, after the long process it got rejected for no reason

And I applied the same card yesterday for my wife. They sent her a link for esign and later they came for a pic and the card was given instantly.

What is the difference? We both don't have any relationship with savings account. Infact i have a tata sbi card from so long. We both applied using the same process.

Any idea why the difference is?
How do I get the process as easy as my wife's?
 
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