SBI CARD Merchant EMI Processing Fees Not Charged

[PayKaroAbhi]

I had purchased an item from Amazon and opted for 3m No Cost EMI.

Now I can see that the transaction has been converted to EMI but processing fees aren't levied. Also received a SMS mentioning the same thing.

Have they changed rule or glitch?

 

[D₹V]

I had purchased an item from Amazon and opted for 3m No Cost EMI.

Now I can see that the transaction has been converted to EMI but processing fees aren't levied. Also received a SMS mentioning the same thing.

Have they changed rule or glitch?

SBI: Bachhe EMI se kya processing fees lena 😴

 

[PayKaroAbhi]

SBI: Bachhe EMI se kya processing fees lena 😴

Baad mein nahi na laga dega?

 

[D₹V]

Baad mein nahi na laga dega?

Nahi laga to behtar hai na.

Anyway, SBI kuch bhi kar sakta hai.

 

[PayKaroAbhi]

Nahi laga to behtar hai na.

Anyway, SBI kuch bhi kar sakta hai.

Wahi toh darr hai

 

[BeingIncogBeingIncog is verified member.]

Wahi toh darr hai

which card do you have?

 

[PayKaroAbhi]

which card do you have?

have SimplySave one

 

[jajnsjsn]

Please update if anything charged?

 

[PayKaroAbhi]

Please update if anything charged?

Nothing till now

 

[drshivam]

No processing fees is charged on 3 months of merchant emi and ₹99 is charged for 6, 9 & 12 months of merchant emi. ₹199 is charged for 18 & 24 months of same.
.
Please refer to the tnc document attached below. It is from SBI card website.

https://www.sbicard.com/sbi-card-en/assets/docs/pdf/personal/offers/merchant-emi-tnc.pdf

 

[lostwords]

SBI is sometimes beyond their T&C 😄
Even if you opt for 6,9,12 months EMI, when the principal amount is low they don't charge any processing free even if it's not No cost EMI.
Happened to me.