SBI CASHBACK CARD application approval

[CC_Exuberant]

If you have other primary card issued by SBI , there are very acute chances of approval or high chance of rejection applying through online portal like SPRINT or CashKaro likes !
Solution: by any chance you hold SBI account with net banking facilities, in such case Insee they are offering almost all cards are prequalified. And getting approval out of those cards on net banking is almost certain and very quick !
Try your luck if interested! 🥂

 

[prashu]

I think account with good balance gets pre approved offers for cards . Give it a try !

What type of savings should i choose for offers?

 

[rimtesh]

I applied through sprint 3 days ago next day got call from sbi that your card is pre approved and we won’t require any documents , the very next day agent come for kyc and was done successfully, then a call came for conforming all the details I entered and conforming mailing adress of card , then a e sign link came I signed it , its been 2 days nothing happened when can I expect the card to ship and the application tracking shows submission pending but customer care says file has been processed forward what can I expect

Were you already holding a sbi card?

 

[ereh]

Now I am getting this error since the day I applied . Not it’s 3rd day and the error message is still the same . SBI and their epic service! “Dear Customer, Something went wrong while submitting your application. We are re-attempting the submission of your application. Please try after 1 day. (SBICRTRY)” 😄

any updates ?

 

[unbeatableking]

Same with Me, My Cashback card only got approved from netbanking, had applied 2-3 times previously on sprint but always rejected, This time i was just checking my netbanking and found cashback card list there (was maintaining 1.5 L for 6 months), applied from there and within a day or two, agent from my branch called me and said that you are eligible for the card, you will get call from head office for you details verification, answer it and verify all the details. Once i did that, i got leegality report to sign it, immediately signed it. after two days card got approved with limit 60K. Also had a simpleclick master card with 40 K limit ( 5months old) . So, now total aggregated limit is 1 L from SBI

 

[CC_Exuberant]

any updates ?

No progress. Declined 🫣

 

[Dazzwilliams]

My SBI Cashback Saga. Typed this story in other thread, so I thought I'll share this here too.

I'm a decade old customer of SBI, govt employee and currently have 20L FDs and also had my salary ac there earlier.
People at SBI Cards are acting like dumb m*r*ns. I applied for Cashback card twice last yr and it was rejected instantly.
This August, I applied after getting 'pre-qualified' message in Netbanking and Yono. It was again rejected instantly.

I emailed them regarding the reason and they said due to internal policy. After I sent few more emails, some clown from Customer Service Head team called and said because you're not holding any other SBI card, your Cashback card has been rejected. I got angry and give him an earful. He then transferred the call to his senior who said the reason for rejection is as mentioned by the previous agent. I recorded the call and told him to give the same in writing (as I applied after getting the pre-qualified message).

I keep emailing them for the same email in writing and they send me a copy pasted email of internal policy. This to and fro enail chain to Customer Service Head has been going on from august. The thread has 42 emails now😂. Now 2 weeks ago they recently came up with a new reason "rejected due to non-availability of bureau footprint" for which I sent the Cibil score report with 2 yrs of credit history. I keep asking their manager level guy to call & discuss but they again reply with a copy pasted email.

I've also obtained contact nos of local SBI cards manager in the city and had a lengthy discussion with him. He says 'Cashback' card is a retail product and they cannot source it from their sales channel. He is ready to process other cards including Prime & Elite but I was adamant on getting Cashback card only. He says Cashback card approval is fully automated and nobody can reverse it once the application is rejected by the system. I also gave an earful to the Branch Mgr. He was apologetic but says he can't help as SBI cards is a different entity altogether. I told him due to such antics by card division, your bank is losing old customers.