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SBI Cashback credit card official benefits revised w.e.f. 1st May 2023

BhaiyaJi

TF Legend
REVISION OF BENEFITS ON CASHBACK SBI CARD:

With effect from 01 May 2023, following changes will be applicable on your CASHBACK SBI Card:

A. Below categories will not be eligible for Cashback benefit, apart from existing exclusions:

CategoryMerchant Category Code (MCC)
Jewelry5051, 5094, 5944, 7631
School & Educational Services5111, 5192, 5942, 5943, 8211, 8220, 8241, 8244, 8249, 8299, 8351
Utilities4814, 4900, 9399, 4816, 4899
Insurance Services5960, 6300, 6381
Card, Gift, Novelty & Souvenir Shops5947
Member Financial Institution/Quasi Cash6011, 6012, 6051
Railways4011, 4112

The Merchant Category Codes are defined by the Networks and are subjected to change basis their discretion and such changes shall be implemented basis communication from the Networks without any requirement for intimation/information to the customers.

B. Maximum Cashback that can be earned on online & offline spends in a statement cycle will be capped at `5000.

C. Complimentary Domestic Airport Lounge benefit will be discontinued.


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He isn't implying anything. He simply asked you to use his referral code, that's all. His statement about your application being approved was meant as a lighthearted joke if you use his referral link.

“ Mil jayega if you use my referral “

i dont think all here was just a simple ask to use his referral but also an assurance i guess 🤔
 
“ Mil jayega if you use my referral “

i dont think all here was just a simple ask to use his referral but also an assurance i guess 🤔
This is where you're making assumptions. As I mentioned, it was just a joke – we understood it, but you didn't. By the way, whether you decide to use the referral or not, it won't impact your application in any way. I hope that clarifies things for you.
 
This is where you're making assumptions. As I mentioned, it was just a joke – we understood it, but you didn't. By the way, whether you decide to use the referral or not, it won't impact your application in any way. I hope that clarifies things for you.
i guess i need to learn the meaning of “if”

also i understood the joke but he himself made me doubtful
 
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