SBI Cashback Credit Card Review

[akshayhs]

Got it today after waiting since launch.

 

[Wealth is my birth right!]

Got it today after waiting since launch.

Congratulations
Happy 5% cb days to u

 

[sasha]

Will opening SBI account help in increasing SBI Credit Limit.
On my Cash Back Card Have limit of only 20K

 

[AllSeeker]

Will opening SBI account help in increasing SBI Credit Limit.
On my Cash Back Card Have limit of only 20K

No, however, I've one trick that you might try. Try to apply for some other basic sbi card like simply save, click or IRCTC for example, which they give easily and give lot of limit, then when you get that card, wait for month or two then transfer limit of it to CASHBACK card.

Then its your choice, whether to close the other one or keep it. I did the same.

Transferred 1L from my IRCTC CC to CASHBACK which had 42k given limit. Now its 1.4 L.

Will close IRCTC when its time for paying renewal fees. Or might keep it since its in Rupay platform. 🤣

 

[sasha]

No, however, I've one trick that you might try. Try to apply for some other basic sbi card like simply save, click or IRCTC for example, which they give easily and give lot of limit, then when you get that card, wait for month or two then transfer limit of it to CASHBACK card.

Then its your choice, whether to close the other one or keep it. I did the same.

Transferred 1L from my IRCTC CC to CASHBACK which had 42k given limit. Now its 1.4 L.

Will close IRCTC when its time for paying renewal fees. Or might keep it since its in Rupay platform. 🤣

I got card in Dec Now when I try to apply online sprint it retrieves my old application. How to apply new credit card

 

[John123]

I got card in Dec Now when I try to apply online sprint it retrieves my old application. How to apply new credit card

I think you need to wait for atleast 3 months. Try to apply from offline.

 

[AllSeeker]

I got card in Dec Now when I try to apply online sprint it retrieves my old application. How to apply new credit card

Generally speaking sbi has no cooldown period, but if you are having issue with sprint try applying offline.

 

[Consultant]

Does using the card for wallet uploads be included in the 2 lakh limit for fee waiver?

 

[panu24]

Does using the card for wallet uploads be included in the 2 lakh limit for fee waiver?

I think so, it will be included but wallet load gives mostly 0% cashback.

 

[Wealth is my birth right!]

Does using the card for wallet uploads be included in the 2 lakh limit for fee waiver?

I think so, it will be included but wallet load gives mostly 0% cashback.

Use the spend analyzer feature in sbi app or Eva it will show the spending category percentage and total amount spent from card issuance till date
For me fuel spend not categorized so I think it’s excluded
Just i checked whether i reached 2lac before 31st in sbi cb to avoid 999 plus gst

 

[sasha]

Use the spend analyzer feature in sbi app or Eva it will show the spending category percentage and total amount spent from card issuance till date
For me fuel spend not categorized so I think it’s excluded
Just i checked whether i reached 2lac before 31st in sbi cb to avoid 999 plus gst

For Fee do they count date of CC Activation or Financial Year

 

[SiddharthR]

For Fee do they count date of CC Activation or Financial Year

Card activation

 

[Wealth is my birth right!]

For Fee do they count date of CC Activation or Financial Year

Date of card activation till March 31st it’s free like fyf
From April they will charge

 

[SiddharthR]

Date of card activation till March 31st it’s free like fyf
From April they will charge

Do you mean they consider Financial Year for annual fees?

 

[Wealth is my birth right!]

Do you mean they consider Financial Year for annual fees?

Hopefully that’s their plan which is a revolution in industry
Also form AIS track too easy lol

 

[iAmPm]

Date of card activation till March 31st it’s free like fyf
From April they will charge

I think you got this wrong, whoever applied till 31st march will by default get FYF.
To waive of annual fees we need to spend 2L in previous anniversary year. so 2L we are spending now will waive of next annual fees.

 

[SiddharthR]

Hopefully that’s their plan which is a revolution in industry
Also form AIS track too easy lol

I too think you got it wrong,
If I have 11/xx expiry on my card, then I need to spend 2L till 10/23 & not till 03/23 to get annual fee waiver

 

[Wealth is my birth right!]

I think you got this wrong, whoever applied till 31st march will by default get FYF.
To waive of annual fees we need to spend 2L in previous anniversary year. so 2L we are spending now will waive of next annual fees.

I too think you got it wrong,
If I have 11/xx expiry on my card, then I need to spend 2L till 10/23 & not till 03/23 to get annual fee waiver

My card issue month is 10/22 so as of date I spend more than 2l by fomo lol
Thanks both

 

[SiddharthR]

My card issue month is 10/22 so as of date I spend more than 2l by fomo lol
Thanks both

lmao seems more perfect here😅😂

 

[Wealth is my birth right!]

lmao seems more perfect here😅😂

We r smart and aggressive that’s why fomo came 😜😃