SBI Cashback Credit Card Review

[Deleted member 5395]

That's okay, but see the problem is that I waited for 2 months for Cashback card and now on the same application number, they have created a request for Pulse Credit card. It has 1500 fee and no use for me. How can they do this?

Now someone came for physical KYC, I rejected it and again raised complaint of Twitter.. Quickly got a text message that I can change preference to SBI Elite. But i don't need elite

 

[Wealth is my birth right!]

Now someone came for physical KYC, I rejected it and again raised complaint of Twitter.. Quickly got a text message that I can change preference to SBI Elite. But i don't need elite

LOL escalate once more may be they offer AURUM.
what logic they follow no one knows incl them.

 

[helloworld]

Also know that in SBI rejection may not be related to credit worthy but can also be an agent decision.

 

[Akash Topder]

SBI simply clink don't give accelerated RP if you're using it for an instant discount

Better card would be base vistara where you get a free flight ticket

Vistara is an expensive card. Not everyone wants a 1500+GST card which they'll not be using because they don't use flights.

 

[Deleted member 5395]

I also offered pulse card, said some issues with selecting Cashback in application form. They rejected my application saying details furnished by me not verified.

I came to know that in SBI rejection maynot be related to ones own credit worthy but agent decision.

P.S. During my 4 verification calls, I understand that an Online application have issues with card selection too when viewed by agent.

Bhai, sab mil kar pagal bana rahe hain. Yesterday only an agent came for verification for pulse card, I declined and got a suspicious message that I can change it to Elite. Again raised it on twitter, but no response from them yet. Just now I got a mail frm Central KYC registry about my KYC being done. When I checked the file, it has that picture which I had send to my agent 1 month back. All this fukery is done by the agent

 

[jack333]

It's giving 5% cashback on insurance premium through amazon and 1% on the insurance website

 

[ronakshah]

It's giving 5% cashback on insurance premium through amazon and 1% on the insurance website

Do we need to purchase amazon gift card via cc and then make payment or if I directly make premium payment via SBI cashback cc on Amazon?

 

[jack333]

Currently working directly also

 

[akash3]

well even I applied for this card, it has been over 2 months where all the documentation/ verification are completed but still the bank is not giving any update on the card application, I have dropped multiple mail, but no proper response. Any hacks? Cheers!

 

[Card noob]

well even I applied for this card, it has been over 2 months where all the documentation/ verification are completed but still the bank is not giving any update on the card application, I have dropped multiple mail, but no proper response. Any hacks? Cheers!

Hold tight, it's SBI 😎

 

[souvikr]

well even I applied for this card, it has been over 2 months where all the documentation/ verification are completed but still the bank is not giving any update on the card application, I have dropped multiple mail, but no proper response. Any hacks? Cheers!

Most probably it's already rejected. Have you tried corporate track request page?

Corporate Track Request

Customized corporate solutions - SBI card provides customized corporate solutions like customized mis and reporting, customized servicing & multi-layer spend control.

www.sbicard.com

Normal tracking page shows incorrect info.

 

[Paritosh]

Flipkart omitted this card in sale days. Do we need to keep previous SBI card and get this one as well?

 

[PavanPavan is verified member.]

Flipkart omitted this card in sale days. Do we need to keep previous SBI card and get this one as well?

I have take if you have ace,mellinia ,MRCC this cashback is waste

 

[AsB]

Flipkart omitted this card in sale days. Do we need to keep previous SBI card and get this one as well?

I don't think it was Flipkart which removed the card. I think it's SBI, as they would not want to give double cashbacks to everyone.
So, yes, just like any Cashback only card, you need to have another SBI card along with this one.

 

[Slayer]

I have take if you have ace,mellinia ,MRCC this cashback is waste

You are comparing ACE to cashback card?
A utility payment card vs a e-com purchase card

 

[AsB]

You are comparing ACE to cashback card?
A utility payment card vs a e-com purchase card

Honestly, that was my initial thought. But, since I dont own that card, I thought, maybe the Ace card could be used as a Cashback card elsewhere

 

[Slayer]

Honestly, that was my initial thought. But, since I dont own that card, I thought, maybe the Ace card could be used as a Cashback card elsewhere

I got the option to apple for ACE still did not apply because

Cashback card is atleast equal to ACE for even utility payment

Only in offline spends ACE is better than cashback but i have Vistara Infinite which is even better than ACE as for many routes value of 1 CV point > 1 rupis

 

[PavanPavan is verified member.]

You are comparing ACE to cashback card?
A utility payment card vs a e-com purchase card

Sorry i didn't you ..i was saying from overall returns
Do you say ACE and SBI Cashback is best combination any day ?

 

[Guddu pandit]

I called the customer care for flipping my SimplyClick. Theres no flip available to this card. Let me know if you are able to flip

You can split your limit from other SBI cards to this card. I called customer care and made.

 

[deep@vie]

Also know that in SBI rejection may not be related to credit worthy but can also be an agent decision.

yes,they have weird system,they rejected my card 3 times for no reason,approved 4th time.all done in span of 40days